# Illinois SB3035: CONSUMER-DEPOSIT ACCOOUNT

Illinois SB3035, CONSUMER-DEPOSIT ACCOOUNT, is a 104th General Assembly (2025–2026) Senate bill sponsored by Laura Ellman (Democratic); status in committee, last action 2026-03-13 (Rule 3-9(a) / Re-referred to Assignments) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-SB3035-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois SB3035
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: CONSUMER-DEPOSIT ACCOOUNT
- Status: in committee
- Chamber: Senate
- Introduced: 2026-01-29
- Last action: 2026-03-13, Rule 3-9(a) / Re-referred to Assignments
- Sponsor: Laura Ellman (Democratic)
- Cosponsors: 0
- Subjects: assignments, financial institutions
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Amends the Consumer Deposit Account Act. Prohibits a financial institution from imposing a maintenance fee or service charge in connection with a dormant or inactive consumer-deposit account.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Laura Ellman (Democratic), Senate

## Actions (5)

- 2026-03-13: Rule 3-9(a) / Re-referred to Assignments (Senate)
- 2026-02-10: Assigned to Financial Institutions (Senate)
- 2026-01-29: Referred to Assignments (Senate)
- 2026-01-29: First Reading (Senate)
- 2026-01-29: Filed with Secretary by Sen. Laura Ellman (Senate)

## Bill text

- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB3035.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB3035.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-SB3035-2025-2026 (as of 2026-11-01).