# Illinois SB3259: CONSUMERS-MEDICAL DEBT REPORTS

Illinois SB3259, CONSUMERS-MEDICAL DEBT REPORTS, is a 104th General Assembly (2025–2026) Senate bill sponsored by Christopher Belt (Democratic); status in committee, last action 2026-03-26 (Added as Co-Sponsor Sen. Elgie R. Sims, Jr.) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-SB3259-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois SB3259
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: CONSUMERS-MEDICAL DEBT REPORTS
- Status: in committee
- Chamber: Senate
- Introduced: 2026-02-03
- Last action: 2026-03-26, Added as Co-Sponsor Sen. Elgie R. Sims, Jr.
- Sponsor: Christopher Belt (Democratic)
- Cosponsors: 7
- Subjects: assignments, judiciary
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Amends the Consumer Fraud and Deceptive Business Practices Act. In provisions concerning medical debt, provides that it is an unlawful practice within the meaning of the Act for any person: (1) to use a medical debt listed on a consumer credit report as a negative or adverse factor when making a credit decision; or (2) to furnish information regarding a medical debt to a consumer reporting agency. Provides that a medical debt is void and unenforceable if a person to whom a medical debt is owed or an agent of that person knowingly furnishes information regarding the medical debt to a consumer reporting agency.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Christopher Belt (Democratic), Senate
- Cosponsor: Doris Turner (Democratic), Senate
- Cosponsor: Elgie R. Sims, Jr. (Democratic), Senate
- Cosponsor: Graciela Guzmán (Democratic), Senate
- Cosponsor: Linda Holmes (Democratic), Senate
- Cosponsor: Omar Aquino (Democratic), Senate
- Cosponsor: Rachel Ventura (Democratic), Senate
- Cosponsor: Robert Peters (Democratic), Senate

## Actions (13)

- 2026-03-26: Added as Co-Sponsor Sen. Elgie R. Sims, Jr. (Senate)
- 2026-03-23: Added as Co-Sponsor Sen. Rachel Ventura (Senate)
- 2026-03-13: Rule 3-9(a) / Re-referred to Assignments (Senate)
- 2026-02-27: Added as Chief Co-Sponsor Sen. Robert Peters (Senate)
- 2026-02-27: Added as Co-Sponsor Sen. Doris Turner (Senate)
- 2026-02-26: Added as Co-Sponsor Sen. Graciela Guzmán (Senate)
- 2026-02-26: Added as Chief Co-Sponsor Sen. Omar Aquino (Senate)
- 2026-02-25: Postponed - Judiciary (Senate)
- 2026-02-25: Added as Chief Co-Sponsor Sen. Linda Holmes (Senate)
- 2026-02-17: Assigned to Judiciary (Senate)
- 2026-02-03: Referred to Assignments (Senate)
- 2026-02-03: First Reading (Senate)
- 2026-02-03: Filed with Secretary by Sen. Christopher Belt (Senate)

## Bill text

- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB3259.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB3259.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-SB3259-2025-2026 (as of 2026-11-01).