# Illinois SB3997: ACCEPTANCE OF CASH PAYMENTS

Illinois SB3997, ACCEPTANCE OF CASH PAYMENTS, is a 104th General Assembly (2025–2026) Senate bill sponsored by Jason Plummer (Republican); status in committee, last action 2026-02-06 (Referred to Assignments) (as of 2026-11-01).

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## Facts
- Bill: Illinois SB3997
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: ACCEPTANCE OF CASH PAYMENTS
- Status: in committee
- Chamber: Senate
- Introduced: 2026-02-06
- Last action: 2026-02-06, Referred to Assignments
- Sponsor: Jason Plummer (Republican)
- Cosponsors: 0
- Subjects: assignments
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Amends the Civil Administrative Code of Illinois. Provides that a State agency shall accept cash when offered as payment for any transaction totaling $500 or less. Prohibits a State agency from charging a person making a cash payment a higher price compared to the price charged to a person not paying with cash. Amends the Local Governmental Acceptance of Credit Cards Act. Changes the name of the Act to the Local Governmental Acceptance of Credit Cards and Cash Act. Provides that a unit of local government shall accept cash when offered as payment for any transaction totaling $500 or less. Prohibits a unit of local government from charging a person making a cash payment a higher price compared to the price charged to a person not paying with cash. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person selling or offering for sale goods or services at retail shall: (1) accept cash when offered by a buyer as payment for any debt, purchase, or transaction totaling $500 or less; (2) provide at least one point-of-sale station, either automated or operated by a person, that allows a buyer to pay using cash as payment; and (3) not charge a person making a cash payment a higher price compared to the price charged to a person not paying with cash. Sets forth exceptions to the provision. Provides that a violation of the provision is an unlawful practice within the meaning of the Act.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Jason Plummer (Republican), Senate

## Actions (3)

- 2026-02-06: Referred to Assignments (Senate)
- 2026-02-06: First Reading (Senate)
- 2026-02-06: Filed with Secretary by Sen. Jason Plummer (Senate)

## Bill text

- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB3997.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB3997.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-SB3997-2025-2026 (as of 2026-11-01).