# Indiana HB 1037: Insurance rate review.

Indiana HB 1037, Insurance rate review., is a Second Regular Session 124th General Assembly (2026) House bill sponsored by Victoria Garcia Wilburn (Democratic); status failed, last action 2025-12-01 (First reading: referred to Committee on Insurance) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IN-HB1037-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana HB 1037
- State: Indiana
- Session: Second Regular Session 124th General Assembly (2026)
- Title: Insurance rate review.
- Status: failed
- Chamber: House
- Introduced: 2025-12-01
- Last action: 2025-12-01, First reading: referred to Committee on Insurance
- Sponsor: Victoria Garcia Wilburn (Democratic)
- Cosponsors: 0
- Subjects: insurance
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Provides that the insurance commissioner shall discharge the powers and duties of the commissioner's office with respect to policies of accident and sickness insurance and health maintenance organization contracts in a specified manner. Requires the commissioner to consider, before approving or disapproving a rate increase or decrease for a policy of accident and sickness insurance or a health maintenance organization contract, whether the filer's products are affordable and whether the filer has implemented effective strategies to enhance the affordability of the filer's products. Allows the commissioner to disapprove a rate increase if the rate is increased by an amount that exceeds the Consumer Price Index for All Urban Consumers: All Items Less Food and Energy percentage increase plus 1%.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Victoria Garcia Wilburn (Democratic), House

## Actions (2)

- 2025-12-01: First reading: referred to Committee on Insurance (House)
- 2025-12-01: Authored by Representative Garcia Wilburn (House)

## Bill text

- Introduced House Bill (H): [PDF](https://api.iga.in.gov/2026/bills/HB1037/versions/HB1037.01.INTR?format=pdf)

## Related bills

- HB 1277: Health and human services matters. (signed)
- HB 1266: Department of education and education matters. (signed)
- HB 1210: Department of local government finance. (signed)
- HB 1249: Various criminal law matters. (signed)
- HB 1200: Bureau of motor vehicles. (signed)
- HB 1115: Homeowners association governance. (signed)

## Sources
- [Introduced House Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/HB1037/versions/HB1037.01.INTR?format=pdf)

## Related
- [HB 1277: Health and human services matters.](https://policyrisk.com/state-bill/IN-HB1277-2026)
- [HB 1266: Department of education and education matters.](https://policyrisk.com/state-bill/IN-HB1266-2026)
- [HB 1210: Department of local government finance.](https://policyrisk.com/state-bill/IN-HB1210-2026)
- [HB 1249: Various criminal law matters.](https://policyrisk.com/state-bill/IN-HB1249-2026)
- [HB 1200: Bureau of motor vehicles.](https://policyrisk.com/state-bill/IN-HB1200-2026)
- [HB 1115: Homeowners association governance.](https://policyrisk.com/state-bill/IN-HB1115-2026)
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Source: PRIA, https://policyrisk.com/state-bill/IN-HB1037-2026 (as of 2026-11-01).