# Indiana HB 1098: Work based learning liability.

Indiana HB 1098, Work based learning liability., is a Second Regular Session 124th General Assembly (2026) House bill sponsored by Matt Commons (Republican); status signed, last action 2026-03-03 (Signed by the Governor); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IN-HB1098-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana HB 1098
- State: Indiana
- Session: Second Regular Session 124th General Assembly (2026)
- Title: Work based learning liability.
- Status: signed
- Chamber: House
- Introduced: 2026-01-05
- Last action: 2026-03-03, Signed by the Governor
- Sponsor: Matt Commons (Republican)
- Cosponsors: 6
- Subjects: insurance, the senate, insurance and financial institutions
- Touches household money: yes
- Roll calls: 3 (212 yes, 1 no in all)
- Economic provisions PRIA read: 3

## Summary

Requires an intermediary and an employer to enter into an agreement that sets forth the duties and responsibilities of the intermediary and the employer when participating in a work based learning program. Repeals provisions relating to the federal School to Work Opportunities Act under the worker's compensation and worker's occupational diseases compensation laws. Provides that, subject to certain limitations, a student who performs services for an employer as part of a work based learning program is entitled to benefits under the worker's compensation and worker's occupational diseases compensation laws. Provides that any underwriting decision made by an insurer or rating factor applied to a participant must be based on objective risk based criteria that are applied uniformly and without regard to the age of the student to be covered under the policy.

## Bill overview: provisions PRIA read

- Student placements require injury coverage agreements: benefit, high. Beginning July 1, 2026, covered student placements need written agreements assigning employers responsibility for workers’ compensation coverage. The employer signs with the school, intermediary, or industry talent association that connects the student to the placement. Covered programs include qua…
- Age-neutral insurance rules for student placements: benefit, low. Beginning July 1, 2026, covered employer liability and workers’ compensation policies must follow the new student insurance rules. Insurers must use objective risk measures, applied uniformly without regard to students’ ages, when deciding coverage and setting rates. The age-neutral rule covers pol…
- Student injury benefits come with limits: mixed, high. Beginning July 1, 2026, qualifying work-based learning students get Indiana workers’ compensation and job-related disease benefits. Unpaid students cannot get temporary total or temporary partial disability pay. If a covered injury or disease kills an unpaid student, dependents receive a one-time $…

## Sponsors and cosponsors

- Sponsor: Matt Commons (Republican), House
- Cosponsor: Alex Burton (Democratic), House
- Cosponsor: Jake Teshka (Republican), House
- Cosponsor: Jeff Raatz (Republican), Senate
- Cosponsor: Linda Rogers (Republican), Senate
- Cosponsor: Lonnie Randolph (Democratic), Senate
- Cosponsor: Robert Behning (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-02-25 | House | House concurred with Senate amendments | pass | 79 | 0 |   |
| 2026-02-19 | Senate | Third reading: passed | pass | 44 | 1 |   |
| 2026-01-28 | House | Third reading: passed | pass | 89 | 0 |   |

## Actions (22)

- 2026-03-03: Signed by the Governor (House)
- 2026-03-03: Public Law 51 (House)
- 2026-02-27: Signed by the President of the Senate (Senate)
- 2026-02-26: Signed by the President Pro Tempore (Senate)
- 2026-02-25: Signed by the Speaker (House)
- 2026-02-25: House concurred with Senate amendments; Roll Call 361: yeas 79, nays 0 (House)
- 2026-02-24: Motion to concur filed (House)
- 2026-02-20: Returned to the House with amendments (Senate)
- 2026-02-19: Third reading: passed; Roll Call 200: yeas 44, nays 1 (Senate)
- 2026-02-16: Senator Randolph added as cosponsor (Senate)
- 2026-02-16: Second reading: ordered engrossed (Senate)
- 2026-02-16: Senator Raatz added as second sponsor (Senate)
- 2026-02-12: Committee report: amend do pass, adopted (Senate)
- 2026-02-02: First reading: referred to Committee on Insurance and Financial Institutions (Senate)
- 2026-01-29: Referred to the Senate (House)
- 2026-01-28: Third reading: passed; Roll Call 146: yeas 89, nays 0 (House)
- 2026-01-28: Senate sponsor: Senator Rogers (House)
- 2026-01-22: Second reading: ordered engrossed (House)
- 2026-01-20: Committee report: amend do pass, adopted (House)
- 2026-01-12: Representatives Behning, Teshka, Burton added as coauthors (House)
- 2026-01-05: First reading: referred to Committee on Insurance (House)
- 2026-01-05: Authored by Representative Commons (House)

## Bill text

- Enrolled House Bill (H): [PDF](https://api.iga.in.gov/2026/bills/HB1098/versions/HB1098.04.ENRS?format=pdf)
- House Bill (H): [PDF](https://api.iga.in.gov/2026/bills/HB1098/versions/HB1098.03.COMS?format=pdf)
- House Bill (S): [PDF](https://api.iga.in.gov/2026/bills/HB1098/versions/HB1098.02.COMH?format=pdf)
- Introduced House Bill (H): [PDF](https://api.iga.in.gov/2026/bills/HB1098/versions/HB1098.01.INTR?format=pdf)

## Related bills

- HB 1277: Health and human services matters. (signed)
- HB 1266: Department of education and education matters. (signed)
- HB 1210: Department of local government finance. (signed)
- HB 1249: Various criminal law matters. (signed)
- HB 1200: Bureau of motor vehicles. (signed)
- HB 1115: Homeowners association governance. (signed)

## Sources
- [Enrolled House Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/HB1098/versions/HB1098.04.ENRS?format=pdf)
- [House Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/HB1098/versions/HB1098.03.COMS?format=pdf)
- [House Bill (S) (PDF)](https://api.iga.in.gov/2026/bills/HB1098/versions/HB1098.02.COMH?format=pdf)
- [Introduced House Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/HB1098/versions/HB1098.01.INTR?format=pdf)

## Related
- [HB 1277: Health and human services matters.](https://policyrisk.com/state-bill/IN-HB1277-2026)
- [HB 1266: Department of education and education matters.](https://policyrisk.com/state-bill/IN-HB1266-2026)
- [HB 1210: Department of local government finance.](https://policyrisk.com/state-bill/IN-HB1210-2026)
- [HB 1249: Various criminal law matters.](https://policyrisk.com/state-bill/IN-HB1249-2026)
- [HB 1200: Bureau of motor vehicles.](https://policyrisk.com/state-bill/IN-HB1200-2026)
- [HB 1115: Homeowners association governance.](https://policyrisk.com/state-bill/IN-HB1115-2026)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IN-HB1098-2026 (as of 2026-11-01).
