# Indiana HB 1115: Homeowners association governance.

Indiana HB 1115, Homeowners association governance., is a Second Regular Session 124th General Assembly (2026) House bill sponsored by Julie Olthoff (Republican); status signed, last action 2026-03-12 (Public Law 155); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IN-HB1115-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana HB 1115
- State: Indiana
- Session: Second Regular Session 124th General Assembly (2026)
- Title: Homeowners association governance.
- Status: signed
- Chamber: House
- Introduced: 2026-01-05
- Last action: 2026-03-12, Public Law 155
- Sponsor: Julie Olthoff (Republican)
- Cosponsors: 5
- Subjects: judiciary, the senate
- Touches household money: yes
- Roll calls: 4 (259 yes, 22 no in all)
- Economic provisions PRIA read: 8

## Summary

Amends the statute governing residential real estate sales disclosures to provide that in the case of a resale or refinance of property covered by the governing documents of a homeowners association (HOA), an HOA or an agent of the HOA providing a statement of unpaid assessments or other charges relating to a property may not charge more than $50 for the statement. (HEA 1152-2026 prohibits an HOA from charging a fee for the statement.) Provides that an HOA member is considered to be in attendance at a meeting of the HOA if the member attends by remote or virtual means in accordance with the statutory procedures for remote meetings of nonprofit corporations. Requires the board of an HOA to provide to HOA members at least four days advance written notice of any meeting of the board. Provides that the meeting notice must include: (1) a meeting agenda; and (2) in the case of a notice for an annual meeting, a statement of the right of HOA members to demand a special meeting of the members, including a statement of the required number of members needed to demand a special meeting. Amends the provision in HEA 1152-2026 that prohibits an HOA, an agent of an HOA, or an HOA management company from charging a homeowner a fee associated with any service provided by the HOA to specify that such services include services that are included in the homeowner's association assessment but do not include any optional service that is offered to a homeowner in connection with the homeowner's individual lot in the subdivision and that the homeowner opts to receive. Provides that a schedule of any optional services offered must be approved by the board and distributed to HOA members on at least an annual basis and whenever there is a change in the fees for any of the offered services. Prohibits an HOA, an agent of an HOA, or an HOA management company from charging a homeowner a fee associated with the production of a statement of account setting forth the amount of any unpaid assessments or other charges due and owing from the homeowner. Requires an HOA or its agent to maintain an account statement for a homeowner and provide the statement to the homeowner upon request. Provides that the governing documents of an HOA may not require that the consent of more than 2/3 of the owners be required to amend the HOA's governing documents. Provides that an HOA's governing documents may not require the consent of more than 2/3 of first lien mortgage holders in order to amend the governing documents. Removes the provision in current law that provides that the governing documents may require the approval of at least 95% of the owners to convey common areas or to dissolve the plan of governance for the HOA. Authorizes an HOA to assess a fine for a member's violation of a covenant if the HOA first: (1) adopts a schedule of fines for specified violations; and (2) provides to the member a notice setting forth the violation, the amount of the fine, and the date on which the fine will be assessed. Requires a schedule of fines to include a maximum aggregate fine amount for any single violation.

## Bill overview: provisions PRIA read

- Homeowner fine disputes require claim notices: benefit, low. Beginning July 1, 2026, claims involving assessment or enforcement of covered covenant fines are not exempt from the pre-claim process. Notices must describe the facts, including dates, times, locations, people involved, and the respondent's role. They must identify supporting rules or laws, the sp…
- Homeowners gain access to financial records: benefit, low. Beginning July 1, 2026, associations and board members must keep financial-transaction messages for at least two years after sending or receiving them. Members can request these written or electronic messages unless a legal disclosure exception applies. Financial records and board meeting minutes m…
- Homeowners get budget notices and votes: benefit, low. Beginning July 1, 2026, associations must prepare annual budgets showing expected income, expenses, and any surplus or deficit. Members must receive the proposed budget or notice of its availability, plus notice of any proposed annual assessment change. Approval requires a majority of members atten…
- Limits on homeowners association fees: benefit, low. Beginning July 1, 2026, homeowners associations and their agents cannot charge more than $50 for a resale or refinance statement. Separately, associations must maintain homeowners' account statements showing unpaid charges and provide them free on request. Associations, agents, and management compa…
- More homeowner access to association decisions: benefit, low. Beginning July 1, 2026, specified Indiana homeowners association rules cover all associations, including pre-July 2009 associations whose members never opted in. Members can attend board meetings and must receive written notice with an agenda at least four days ahead. At least 10% of members can de…
- Homebuyers get association details before closing: mixed, low. The law takes effect July 1, 2026, and its disclosure rule covers property transfers after June 30, 2015. Sellers must give buyers the required association information at least 10 days before closing. This includes notice of association membership, recorded governing documents, and whether assessme…
- Homeowner fines require schedules and notice: mixed, low. Beginning July 1, 2026, associations can fine members for covered covenant violations only after adopting a fine schedule with member notice. The schedule must list violations, amounts, recurring periods or until-fixed terms, calculation methods, and a maximum total for each violation. Before asses…
- Homeowner rule changes need fewer approvals: mixed, low. Beginning July 1, 2026, governing documents must allow owner amendments with no more than two-thirds approval, down from 75%. Owners can approve amendments at meetings, including properly demanded special meetings, or in writing. Developer consent is required only while the developer owns a unit an…

## Sponsors and cosponsors

- Sponsor: Julie Olthoff (Republican), House
- Cosponsor: Dan Dernulc (Republican), Senate
- Cosponsor: Ethan Lawson (Republican), House
- Cosponsor: Garrett Bascom (Republican), House
- Cosponsor: Mike Andrade (Democratic), House
- Cosponsor: Spencer Deery (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-02-27 | House | Rules Suspended. Conference Committee Report 1: adopted by the House | pass | 92 | 2 |   |
| 2026-02-27 | Senate | Rules Suspended. Conference Committee Report 1: adopted by the Senate | pass | 37 | 10 |   |
| 2026-02-24 | Senate | Third reading: passed | pass | 40 | 8 |   |
| 2026-01-28 | House | Third reading: passed | pass | 90 | 2 |   |

## Actions (31)

- 2026-03-12: Public Law 155 (House)
- 2026-03-12: Signed by the Governor (House)
- 2026-03-05: Signed by the President Pro Tempore (Senate)
- 2026-03-03: Signed by the Speaker (House)
- 2026-03-02: Signed by the President of the Senate (Senate)
- 2026-02-27: Rules Suspended. Conference Committee Report 1: adopted by the Senate; Roll Call 331: yeas 37, nays 10 (Senate)
- 2026-02-27: Rules Suspended. Conference Committee Report 1: adopted by the House; Roll Call 423: yeas 92, nays 2 (House)
- 2026-02-27: CCR # 1 filed in the Senate (Senate)
- 2026-02-27: CCR # 1 filed in the House (House)
- 2026-02-25: House advisors appointed: Lawson, Bascom, Bauer, Garcia Wilburn (House)
- 2026-02-25: House conferees appointed: Olthoff, Andrade (House)
- 2026-02-25: Senate conferees appointed: Deery, Randolph Lonnie M (Senate)
- 2026-02-25: Senate advisors appointed: Dernulc, Ford J.D. (Senate)
- 2026-02-24: Motion to dissent filed (House)
- 2026-02-24: Third reading: passed; Roll Call 234: yeas 40, nays 8 (Senate)
- 2026-02-24: House dissented from Senate amendments (House)
- 2026-02-24: Returned to the House with amendments (Senate)
- 2026-02-23: Amendment #4 (Deery) prevailed; voice vote (Senate)
- 2026-02-23: Second reading: amended, ordered engrossed (Senate)
- 2026-02-23: Amendment #5 (Ford J.D.) failed; voice vote (Senate)
- 2026-02-19: Committee report: amend do pass, adopted (Senate)
- 2026-02-02: First reading: referred to Committee on Judiciary (Senate)
- 2026-01-29: Referred to the Senate (House)
- 2026-01-28: Senate sponsors: Senators Deery, Dernulc (House)
- 2026-01-28: Third reading: passed; Roll Call 144: yeas 90, nays 2 (House)
- 2026-01-27: Second reading: ordered engrossed (House)
- 2026-01-22: Representative Bascom added as coauthor (House)
- 2026-01-22: Committee report: amend do pass, adopted (House)
- 2026-01-05: First reading: referred to Committee on Judiciary (House)
- 2026-01-05: Authored by Representative Olthoff (House)
- 2026-01-05: Coauthored by Representatives Lawson, Andrade (House)

## Bill text

- Engrossed House Bill (H): [PDF](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.04.ENGS?format=pdf)
- Enrolled House Bill (H): [PDF](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.05.ENRS?format=pdf)
- House Bill (S): [PDF](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.02.COMH?format=pdf), [PDF](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.03.COMS?format=pdf)
- Introduced House Bill (H): [PDF](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.01.INTR?format=pdf)

## Related bills

- HB 1266: Department of education and education matters. (signed)
- HB 1277: Health and human services matters. (signed)
- HB 1210: Department of local government finance. (signed)
- HB 1249: Various criminal law matters. (signed)
- HB 1200: Bureau of motor vehicles. (signed)
- HB 1052: Various administrative law matters. (signed)

## Sources
- [Engrossed House Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.04.ENGS?format=pdf)
- [Enrolled House Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.05.ENRS?format=pdf)
- [House Bill (S) (PDF)](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.02.COMH?format=pdf)
- [House Bill (S) (PDF)](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.03.COMS?format=pdf)
- [Introduced House Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/HB1115/versions/HB1115.01.INTR?format=pdf)

## Related
- [HB 1266: Department of education and education matters.](https://policyrisk.com/state-bill/IN-HB1266-2026)
- [HB 1277: Health and human services matters.](https://policyrisk.com/state-bill/IN-HB1277-2026)
- [HB 1210: Department of local government finance.](https://policyrisk.com/state-bill/IN-HB1210-2026)
- [HB 1249: Various criminal law matters.](https://policyrisk.com/state-bill/IN-HB1249-2026)
- [HB 1200: Bureau of motor vehicles.](https://policyrisk.com/state-bill/IN-HB1200-2026)
- [HB 1052: Various administrative law matters.](https://policyrisk.com/state-bill/IN-HB1052-2026)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
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Source: PRIA, https://policyrisk.com/state-bill/IN-HB1115-2026 (as of 2026-11-01).
