# Indiana HB 1165: Down payment assistance.

Indiana HB 1165, Down payment assistance., is a First Regular Session 124th General Assembly (2025) House bill sponsored by Justin Moed (Democratic); status failed, last action 2025-01-08 (Authored by Representative Moed) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/IN-HB1165-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana HB 1165
- State: Indiana
- Session: First Regular Session 124th General Assembly (2025)
- Title: Down payment assistance.
- Status: failed
- Chamber: House
- Introduced: 2025-01-08
- Last action: 2025-01-08, Authored by Representative Moed
- Sponsor: Justin Moed (Democratic)
- Cosponsors: 0
- Subjects: financial institutions
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Provides that a person that otherwise meets the qualifications to receive down payment assistance under a down payment assistance program offered by the Indiana housing and community development authority (authority) may pair down payment assistance with a first mortgage issued by a community development financial institution (CDFI) without regard to whether the CDFI is a participating lender for purposes of the authority's mortgage programs and down payment assistance programs.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Justin Moed (Democratic), House

## Actions (2)

- 2025-01-08: Authored by Representative Moed (House)
- 2025-01-08: First reading: referred to Committee on Financial Institutions (House)

## Bill text

- Introduced House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1165/versions/HB1165.01.INTR?format=pdf)

## Related bills

- SB 324: Criminal procedures. (signed)
- SB 231: Various corrections matters. (signed)
- SB 80: Code publication. (signed)
- SB 453: Various tax matters. (signed)
- SB 464: Financial institutions and consumer credit. (signed)
- SB 371: Workforce matters. (signed)

## Sources
- [Introduced House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1165/versions/HB1165.01.INTR?format=pdf)

## Related
- [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025)
- [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025)
- [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025)
- [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025)
- [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
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Source: PRIA, https://policyrisk.com/state-bill/IN-HB1165-2025 (as of 2026-10-17).