# Indiana HB 1213: Insurance and transfer on death deeds.

Indiana HB 1213, Insurance and transfer on death deeds., is a First Regular Session 124th General Assembly (2025) House bill sponsored by Matt Lehman (Republican); status signed, last action 2025-03-25 (Public Law 6); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/IN-HB1213-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana HB 1213
- State: Indiana
- Session: First Regular Session 124th General Assembly (2025)
- Title: Insurance and transfer on death deeds.
- Status: signed
- Chamber: House
- Introduced: 2025-01-08
- Last action: 2025-03-25, Public Law 6
- Sponsor: Matt Lehman (Republican)
- Cosponsors: 3
- Subjects: insurance, the senate, insurance and financial institutions
- Touches household money: yes
- Roll calls: 2 (139 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

Removes language regarding coverage under a casualty insurance policy or liability insurance policy on property transferred by a transfer on death deed. Specifies that a provision regarding insurance coverage on property transferred by a transfer on death deed does not apply to a commercial lines property insurance policy. Makes corresponding changes.

## Bill overview: provisions PRIA read

- Temporary insurance for property inherited through deeds: benefit, low. Beginning July 1, 2025, Indiana gives temporary insurance protection to people receiving real property through a transfer on death deed. It covers losses after June 30, 2025, under qualifying Class 2(h) or Class 3(a) policies, excluding commercial property policies. The rule applies regardless of w…

## Sponsors and cosponsors

- Sponsor: Matt Lehman (Republican), House
- Cosponsor: Martin Carbaugh (Republican), House
- Cosponsor: Robin Shackleford (Democratic), House
- Cosponsor: Scott Baldwin (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-11 | Senate | Third reading: passed | pass | 49 | 0 |   |
| 2025-02-10 | House | Third reading: passed | pass | 90 | 0 |   |

## Actions (18)

- 2025-03-25: Public Law 6 (House)
- 2025-03-25: Signed by the Governor (House)
- 2025-03-18: Signed by the President of the Senate (Senate)
- 2025-03-13: Signed by the President Pro Tempore (Senate)
- 2025-03-13: Signed by the Speaker (House)
- 2025-03-12: Returned to the House without amendments (Senate)
- 2025-03-11: Third reading: passed; Roll Call 228: yeas 49, nays 0 (Senate)
- 2025-03-10: Second reading: ordered engrossed (Senate)
- 2025-03-06: Committee report: do pass, adopted (Senate)
- 2025-02-20: First reading: referred to Committee on Insurance and Financial Institutions (Senate)
- 2025-02-11: Referred to the Senate (House)
- 2025-02-10: Third reading: passed; Roll Call 110: yeas 90, nays 0 (House)
- 2025-02-10: Senate sponsor: Senator Baldwin (House)
- 2025-02-06: Representatives Carbaugh and Shackleford added as coauthors (House)
- 2025-02-06: Second reading: ordered engrossed (House)
- 2025-02-04: Committee report: amend do pass, adopted (House)
- 2025-01-08: First reading: referred to Committee on Insurance (House)
- 2025-01-08: Authored by Representative Lehman (House)

## Bill text

- Enrolled House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1213/versions/HB1213.04.ENRS?format=pdf)
- House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1213/versions/HB1213.03.COMS?format=pdf)
- House Bill (S): [PDF](https://api.iga.in.gov/2025/bills/HB1213/versions/HB1213.02.COMH?format=pdf)
- Introduced House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1213/versions/HB1213.01.INTR?format=pdf)

## Related bills

- SB 231: Various corrections matters. (signed)
- SB 324: Criminal procedures. (signed)
- SB 80: Code publication. (signed)
- SB 453: Various tax matters. (signed)
- SB 464: Financial institutions and consumer credit. (signed)
- SB 371: Workforce matters. (signed)

## Sources
- [Enrolled House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1213/versions/HB1213.04.ENRS?format=pdf)
- [House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1213/versions/HB1213.03.COMS?format=pdf)
- [House Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/HB1213/versions/HB1213.02.COMH?format=pdf)
- [Introduced House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1213/versions/HB1213.01.INTR?format=pdf)

## Related
- [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025)
- [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025)
- [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025)
- [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025)
- [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IN-HB1213-2025 (as of 2026-10-17).
