# Indiana HB 1215: Regulation of interchange fees.

Indiana HB 1215, Regulation of interchange fees., is a Second Regular Session 124th General Assembly (2026) House bill sponsored by Alaina Shonkwiler (Republican); status failed, last action 2026-01-20 (Representatives King, Criswell added as coauthors) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IN-HB1215-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana HB 1215
- State: Indiana
- Session: Second Regular Session 124th General Assembly (2026)
- Title: Regulation of interchange fees.
- Status: failed
- Chamber: House
- Introduced: 2026-01-05
- Last action: 2026-01-20, Representatives King, Criswell added as coauthors
- Sponsor: Alaina Shonkwiler (Republican)
- Cosponsors: 2
- Subjects: financial institutions
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Prohibits a payment card network from taking certain actions with respect to electronic payment transactions. Prohibits a payment card network from establishing, putting forward, or implementing a fee schedule that the payment card network knows or reasonably should know has been used by at least one issuer other than the payment card network to determine the amount of an interchange fee received or charged with respect to a charitable contribution, unless the interchange fee does not exceed certain amounts. Provides that a person that alleges damages arising from a payment card network's violation of certain provisions has a cause of action against the payment card network.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Alaina Shonkwiler (Republican), House
- Cosponsor: Cory Criswell (Republican), House
- Cosponsor: Joanna King (Republican), House

## Actions (3)

- 2026-01-20: Representatives King, Criswell added as coauthors (House)
- 2026-01-05: Authored by Representative Shonkwiler (House)
- 2026-01-05: First reading: referred to Committee on Financial Institutions (House)

## Bill text

- Introduced House Bill (H): [PDF](https://api.iga.in.gov/2026/bills/HB1215/versions/HB1215.01.INTR?format=pdf)

## Related bills

- HB 1266: Department of education and education matters. (signed)
- HB 1277: Health and human services matters. (signed)
- HB 1210: Department of local government finance. (signed)
- HB 1249: Various criminal law matters. (signed)
- HB 1200: Bureau of motor vehicles. (signed)
- HB 1115: Homeowners association governance. (signed)

## Sources
- [Introduced House Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/HB1215/versions/HB1215.01.INTR?format=pdf)

## Related
- [HB 1266: Department of education and education matters.](https://policyrisk.com/state-bill/IN-HB1266-2026)
- [HB 1277: Health and human services matters.](https://policyrisk.com/state-bill/IN-HB1277-2026)
- [HB 1210: Department of local government finance.](https://policyrisk.com/state-bill/IN-HB1210-2026)
- [HB 1249: Various criminal law matters.](https://policyrisk.com/state-bill/IN-HB1249-2026)
- [HB 1200: Bureau of motor vehicles.](https://policyrisk.com/state-bill/IN-HB1200-2026)
- [HB 1115: Homeowners association governance.](https://policyrisk.com/state-bill/IN-HB1115-2026)
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Source: PRIA, https://policyrisk.com/state-bill/IN-HB1215-2026 (as of 2026-11-01).