# Indiana HB 1226: Medicare supplement insurance.

Indiana HB 1226, Medicare supplement insurance., is a First Regular Session 124th General Assembly (2025) House bill sponsored by Wendy Dant Chesser (Democratic); status signed, last action 2025-04-10 (Public Law 56); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/IN-HB1226-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana HB 1226
- State: Indiana
- Session: First Regular Session 124th General Assembly (2025)
- Title: Medicare supplement insurance.
- Status: signed
- Chamber: House
- Introduced: 2025-01-09
- Last action: 2025-04-10, Public Law 56
- Sponsor: Wendy Dant Chesser (Democratic)
- Cosponsors: 6
- Subjects: insurance, the senate, insurance and financial institutions
- Touches household money: yes
- Roll calls: 2 (139 yes, 2 no in all)
- Economic provisions PRIA read: 1

## Summary

Prohibits an issuer of a Medicare supplement policy or certificate from denying, conditioning the issuance or effectiveness of, or discriminating in the pricing of a Medicare supplement policy or certificate because of the health status, claims experience, receipt of health care, or medical condition of an applicant who meets certain conditions.

## Bill overview: provisions PRIA read

- Medicare supplement protections with start-date rules: mixed, medium. Beginning January 1, 2026, these Indiana protections apply to Medicare supplement policies and certificates delivered, issued, or renewed on or after that date. Insurers cannot deny coverage, attach conditions to coverage, or discriminate in pricing based on health, medical conditions, claims histo…

## Sponsors and cosponsors

- Sponsor: Wendy Dant Chesser (Democratic), House
- Cosponsor: Chris Campbell (Democratic), House
- Cosponsor: Edward Clere (Republican), House
- Cosponsor: Fady Qaddoura (Democratic), Senate
- Cosponsor: Kyle Walker (Republican), Senate
- Cosponsor: Lonnie Randolph (Democratic), Senate
- Cosponsor: Martin Carbaugh (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-25 | Senate | Third reading: passed | pass | 45 | 2 |   |
| 2025-02-17 | House | Third reading: passed | pass | 94 | 0 |   |

## Actions (21)

- 2025-04-10: Public Law 56 (House)
- 2025-04-10: Signed by the Governor (House)
- 2025-04-03: Signed by the President of the Senate (Senate)
- 2025-03-27: Signed by the Speaker (House)
- 2025-03-27: Signed by the President Pro Tempore (Senate)
- 2025-03-26: Returned to the House without amendments (Senate)
- 2025-03-25: Third reading: passed; Roll Call 283: yeas 45, nays 2 (Senate)
- 2025-03-24: Second reading: ordered engrossed (Senate)
- 2025-03-20: Senator Randolph added as cosponsor (Senate)
- 2025-03-20: Committee report: do pass, adopted (Senate)
- 2025-03-03: First reading: referred to Committee on Insurance and Financial Institutions (Senate)
- 2025-02-18: Referred to the Senate (House)
- 2025-02-17: Senate sponsors: Senators Walker K and Qaddoura (House)
- 2025-02-17: Third reading: passed; Roll Call 170: yeas 94, nays 0 (House)
- 2025-02-13: Amendment #1 (Dant Chesser) prevailed; voice vote (House)
- 2025-02-13: Second reading: amended, ordered engrossed (House)
- 2025-02-11: Committee report: amend do pass, adopted (House)
- 2025-02-10: Representatives Carbaugh and Campbell added as coauthors (House)
- 2025-01-09: First reading: referred to Committee on Insurance (House)
- 2025-01-09: Coauthored by Representative Clere (House)
- 2025-01-09: Authored by Representative Dant Chesser (House)

## Bill text

- Engrossed House Bill (S): [PDF](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.03.ENGH?format=pdf)
- Enrolled House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.05.ENRS?format=pdf)
- House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.02.COMH?format=pdf), [PDF](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.04.COMS?format=pdf)
- Introduced House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.01.INTR?format=pdf)

## Related bills

- SB 231: Various corrections matters. (signed)
- SB 324: Criminal procedures. (signed)
- SB 80: Code publication. (signed)
- SB 453: Various tax matters. (signed)
- SB 464: Financial institutions and consumer credit. (signed)
- SB 371: Workforce matters. (signed)

## Sources
- [Engrossed House Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.03.ENGH?format=pdf)
- [Enrolled House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.05.ENRS?format=pdf)
- [House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.02.COMH?format=pdf)
- [House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.04.COMS?format=pdf)
- [Introduced House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1226/versions/HB1226.01.INTR?format=pdf)

## Related
- [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025)
- [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025)
- [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025)
- [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025)
- [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IN-HB1226-2025 (as of 2026-10-17).