# Indiana HB 1441: Bank accounts for foster and emancipated youths.

Indiana HB 1441, Bank accounts for foster and emancipated youths., is a First Regular Session 124th General Assembly (2025) House bill sponsored by Chris Campbell (Democratic); status signed, last action 2025-04-16 (Public Law 90); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/IN-HB1441-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana HB 1441
- State: Indiana
- Session: First Regular Session 124th General Assembly (2025)
- Title: Bank accounts for foster and emancipated youths.
- Status: signed
- Chamber: House
- Introduced: 2025-01-21
- Last action: 2025-04-16, Public Law 90
- Sponsor: Chris Campbell (Democratic)
- Cosponsors: 9
- Subjects: financial institutions, the senate, insurance and financial institutions
- Touches household money: yes
- Roll calls: 3 (231 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

Provides that a foster youth or emancipated youth is legally competent to enter into a contract with a depository financial institution to open a savings or checking account in the youth's name with the consent of a juvenile court with jurisdiction over the youth.

## Bill overview: provisions PRIA read

- Foster and emancipated youth gain bank accounts: mixed, medium. Beginning July 1, 2025, eligible Indiana youth can open checking or savings accounts in their own names. Foster youth qualify at age 16 or older with recognition from Indiana’s Department of Child Services or its designee. Youth under 18 also qualify if granted emancipation or emancipated by law. B…

## Sponsors and cosponsors

- Sponsor: Chris Campbell (Democratic), House
- Cosponsor: Andrea Hunley (Democratic), Senate
- Cosponsor: Chris Judy (Republican), House
- Cosponsor: Fady Qaddoura (Democratic), Senate
- Cosponsor: J.D. Ford (Democratic), Senate
- Cosponsor: Jennifer Meltzer (Republican), House
- Cosponsor: Kyle Walker (Republican), Senate
- Cosponsor: Lonnie Randolph (Democratic), Senate
- Cosponsor: Stacey Donato (Republican), Senate
- Cosponsor: Wendy Dant Chesser (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-03 | House | House concurred with Senate amendments | pass | 91 | 0 |   |
| 2025-03-27 | Senate | Third reading: passed | pass | 49 | 0 |   |
| 2025-02-10 | House | Third reading: passed | pass | 91 | 0 |   |

## Actions (26)

- 2025-04-16: Public Law 90 (House)
- 2025-04-16: Signed by the Governor (House)
- 2025-04-09: Signed by the President of the Senate (Senate)
- 2025-04-08: Signed by the President Pro Tempore (Senate)
- 2025-04-07: Signed by the Speaker (House)
- 2025-04-03: House concurred with Senate amendments; Roll Call 365: yeas 91, nays 0 (House)
- 2025-04-01: Motion to concur filed (House)
- 2025-03-28: Returned to the House with amendments (Senate)
- 2025-03-27: Third reading: passed; Roll Call 300: yeas 49, nays 0 (Senate)
- 2025-03-25: Amendment #1 (Young M) prevailed; voice vote (Senate)
- 2025-03-25: Second reading: amended, ordered engrossed (Senate)
- 2025-03-20: Senator Qaddoura added as cosponsor (Senate)
- 2025-03-20: Senator Randolph added as cosponsor (Senate)
- 2025-03-20: Committee report: amend do pass, adopted (Senate)
- 2025-02-20: First reading: referred to Committee on Insurance and Financial Institutions (Senate)
- 2025-02-11: Referred to the Senate (House)
- 2025-02-10: Cosponsor: Senator Ford J.D. (House)
- 2025-02-10: Senate sponsors: Senators Walker K, Donato, Hunley (House)
- 2025-02-10: Third reading: passed; Roll Call 113: yeas 91, nays 0 (House)
- 2025-02-06: Second reading: amended, ordered engrossed (House)
- 2025-02-06: Amendment #1 (Meltzer) prevailed; voice vote (House)
- 2025-02-06: Representative Meltzer added as coauthor (House)
- 2025-02-04: Committee report: amend do pass, adopted (House)
- 2025-01-21: Authored by Representative Campbell (House)
- 2025-01-21: First reading: referred to Committee on Financial Institutions (House)
- 2025-01-21: Coauthored by Representatives Dant Chesser and Judy (House)

## Bill text

- Engrossed House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.05.ENGS?format=pdf)
- Engrossed House Bill (S): [PDF](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.03.ENGH?format=pdf)
- Enrolled House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.06.ENRS?format=pdf)
- House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.02.COMH?format=pdf)
- House Bill (S): [PDF](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.04.COMS?format=pdf)
- Introduced House Bill (H): [PDF](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.01.INTR?format=pdf)

## Related bills

- SB 231: Various corrections matters. (signed)
- SB 324: Criminal procedures. (signed)
- SB 80: Code publication. (signed)
- SB 453: Various tax matters. (signed)
- SB 464: Financial institutions and consumer credit. (signed)
- SB 371: Workforce matters. (signed)

## Sources
- [Engrossed House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.05.ENGS?format=pdf)
- [Engrossed House Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.03.ENGH?format=pdf)
- [Enrolled House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.06.ENRS?format=pdf)
- [House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.02.COMH?format=pdf)
- [House Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.04.COMS?format=pdf)
- [Introduced House Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/HB1441/versions/HB1441.01.INTR?format=pdf)

## Related
- [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025)
- [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025)
- [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025)
- [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025)
- [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IN-HB1441-2025 (as of 2026-10-17).