# Indiana SB 111: Coverage for living organ donors.

Indiana SB 111, Coverage for living organ donors., is a First Regular Session 124th General Assembly (2025) Senate bill sponsored by Ed Charbonneau (Republican); status failed, last action 2025-03-03 (First reading: referred to Committee on Insurance); PRIA reads it as touching household money (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/IN-SB111-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana SB 111
- State: Indiana
- Session: First Regular Session 124th General Assembly (2025)
- Title: Coverage for living organ donors.
- Status: failed
- Chamber: Senate
- Introduced: 2025-01-08
- Last action: 2025-03-03, First reading: referred to Committee on Insurance
- Sponsor: Ed Charbonneau (Republican)
- Cosponsors: 19
- Subjects: insurance and financial institutions, the house, insurance
- Touches household money: yes
- Roll calls: 1 (45 yes, 3 no in all)
- Economic provisions PRIA read: 0

## Summary

Prohibits an insurer that issues a policy of life insurance, disability insurance, or long term care insurance from taking certain actions with respect to the coverage of individuals who are living organ donors. Specifies that certain actions constitute an unfair and deceptive act and practice in the business of insurance when taken against a living organ donor by an insurer.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Ed Charbonneau (Republican), Senate
- Cosponsor: Andrea Hunley (Democratic), Senate
- Cosponsor: Blake Doriot (Republican), Senate
- Cosponsor: Carey Hamilton (Democratic), House
- Cosponsor: David Abbott (Republican), House
- Cosponsor: David Niezgodski (Democratic), Senate
- Cosponsor: Fady Qaddoura (Democratic), Senate
- Cosponsor: Greg Taylor (Democratic), Senate
- Cosponsor: J.D. Ford (Democratic), Senate
- Cosponsor: Kyle Walker (Republican), Senate
- Cosponsor: La Keisha Jackson (Democratic), Senate
- Cosponsor: Lonnie Randolph (Democratic), Senate
- Cosponsor: Mark Spencer (Democratic), Senate
- Cosponsor: Mike Bohacek (Republican), Senate
- Cosponsor: Peggy Mayfield (Republican), House
- Cosponsor: Robin Shackleford (Democratic), House
- Cosponsor: Rodney Pol (Democratic), Senate
- Cosponsor: Scott Baldwin (Republican), Senate
- Cosponsor: Shelli Yoder (Democratic), Senate
- Cosponsor: Vaneta Becker (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-01-30 | Senate | Third reading: passed | pass | 45 | 3 |   |

## Actions (27)

- 2025-03-03: First reading: referred to Committee on Insurance (House)
- 2025-01-31: Referred to the House (Senate)
- 2025-01-30: Third reading: passed; Roll Call 42: yeas 45, nays 3 (Senate)
- 2025-01-30: House sponsor: Representative Mayfield (Senate)
- 2025-01-30: Cosponsors: Representatives Abbott, Hamilton, Shackleford (Senate)
- 2025-01-30: Senator Doriot added as coauthor (Senate)
- 2025-01-28: Reread second time: amended, ordered engrossed (Senate)
- 2025-01-28: Amendment #1 (Johnson T) prevailed; voice vote (Senate)
- 2025-01-27: Senator Hunley added as third author (Senate)
- 2025-01-27: Senator Charbonneau added as author (Senate)
- 2025-01-27: Senator Hunley removed as author (Senate)
- 2025-01-27: Senator Charbonneau removed as coauthor (Senate)
- 2025-01-27: Senator Walker K removed as third author (Senate)
- 2025-01-27: Senator Walker K added as coauthor (Senate)
- 2025-01-23: Senator Becker added as coauthor (Senate)
- 2025-01-23: Placed back on second reading (Senate)
- 2025-01-23: Senator Charbonneau added as coauthor (Senate)
- 2025-01-23: Senators Niezgodski, Pol, Qaddoura, Taylor G, Spencer added as coauthors (Senate)
- 2025-01-21: Second reading: ordered engrossed (Senate)
- 2025-01-16: Senator Randolph added as coauthor (Senate)
- 2025-01-16: Senator Bohacek added as coauthor (Senate)
- 2025-01-16: Committee report: do pass, adopted (Senate)
- 2025-01-13: Senator Baldwin added as second author (Senate)
- 2025-01-13: Senators Yoder, Jackson L, Ford J.D. added as coauthors (Senate)
- 2025-01-13: Senator Walker K added as third author (Senate)
- 2025-01-08: First reading: referred to Committee on Insurance and Financial Institutions (Senate)
- 2025-01-08: Authored by Senator Hunley (Senate)

## Bill text

- Engrossed Senate Bill (H): [PDF](https://api.iga.in.gov/2025/bills/SB0111/versions/SB0111.03.ENGS?format=pdf)
- Introduced Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0111/versions/SB0111.01.INTR?format=pdf)
- Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0111/versions/SB0111.02.COMS?format=pdf)

## Related bills

- SB 231: Various corrections matters. (signed)
- SB 324: Criminal procedures. (signed)
- SB 80: Code publication. (signed)
- SB 453: Various tax matters. (signed)
- SB 464: Financial institutions and consumer credit. (signed)
- SB 371: Workforce matters. (signed)

## Sources
- [Engrossed Senate Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/SB0111/versions/SB0111.03.ENGS?format=pdf)
- [Introduced Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0111/versions/SB0111.01.INTR?format=pdf)
- [Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0111/versions/SB0111.02.COMS?format=pdf)

## Related
- [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025)
- [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025)
- [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025)
- [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025)
- [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025)
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Source: PRIA, https://policyrisk.com/state-bill/IN-SB111-2025 (as of 2026-10-19).
