# Indiana SB 140: Pharmacy benefits. Indiana SB 140, Pharmacy benefits., is a First Regular Session 124th General Assembly (2025) Senate bill sponsored by Ed Charbonneau (Republican); status signed, last action 2025-05-06 (Signed by the Governor) (as of 2026-10-19). - Canonical: https://policyrisk.com/state-bill/IN-SB140-2025 - As of: 2026-10-19 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Indiana SB 140 - State: Indiana - Session: First Regular Session 124th General Assembly (2025) - Title: Pharmacy benefits. - Status: signed - Chamber: Senate - Introduced: 2025-01-08 - Last action: 2025-05-06, Signed by the Governor - Sponsor: Ed Charbonneau (Republican) - Cosponsors: 8 - Subjects: health and provider services, appropriations, the house, insurance - Touches household money: no - Roll calls: 4 (265 yes, 13 no in all) - Economic provisions PRIA read: 8 ## Summary Requires an insurer, a pharmacy benefit manager, or any other administrator of pharmacy benefits to ensure that a network utilized by the insurer, pharmacy benefit manager, or other administrator is reasonably adequate and accessible and file an annual report regarding the network with the commissioner of the department of insurance (commissioner). Sets forth certain limitations and requirements with respect to the provision of pharmacy or pharmacist services under a health plan. Allows any insured, pharmacy, or pharmacist impacted by an alleged violation to file a complaint with the commissioner. Provides that the commissioner may order reimbursement to any person who has incurred a monetary loss as a result of a violation. Requires, if a pharmacy benefit manger is used with regard to a state employee health plan, the state personnel department to either create a pharmacy benefit manager or contract with an insurer, a pharmacy benefit manager, or other administrator. Prohibits a third party administrator from: (1) requiring, as a condition of a plan sponsor entering into a contract with the third party administrator, that the plan sponsor enter into a contract with a particular pharmacy benefit manager; or (2) charging a different fee for services provided by the third party administrator to a plan sponsor based on the plan sponsor's selection of a particular pharmacy benefit manager. Urges the legislative council to assign to the appropriate study committee the task of studying the topic of contracts for pharmacy benefit coverage under the Medicaid program and a state employee health plan. ## Bill overview: provisions PRIA read - More choice for pharmacy customers: benefit, medium. Beginning January 1, 2026, covered plans generally cannot require an affiliated pharmacy, including for specialty drugs, or give affiliates lower patient cost sharing. They cannot set stricter drug quantity or refill limits elsewhere, or discriminate against local pharmacies willing to accept netwo… - Money recovery for pharmacy benefit violations: benefit, low. Beginning January 1, 2026, insured people, pharmacies, and pharmacists can report pharmacy-benefit law violations to Indiana's insurance commissioner. The commissioner must investigate complaints and issue decisions. The commissioner can order repayment to a person who lost money because of a viola… - Nearby pharmacy access for covered patients: benefit, low. Beginning January 1, 2026, covered plans must maintain adequate, accessible pharmacy networks, not just mail-order service. Where services are available, a non-mail-order pharmacy must be within 30 miles of each insured person's home. Plans must submit annual network reports for Indiana's insurance… - Pharmacists can share cheaper medicine options: benefit, low. Beginning January 1, 2026, covered insurers and pharmacy benefit managers cannot block or punish pharmacists for discussing available lower-cost medicines. They also cannot punish pharmacies for selling those alternatives. The protection does not guarantee savings and applies to policies and contra… - Employers choose their pharmacy benefit manager: benefit, low. Beginning January 1, 2026, third-party plan administrators cannot require a particular pharmacy benefit manager as a condition of contracting. They also cannot charge different service fees based on that choice. This protects self-funded plan sponsors with more than 100 employees or members. It cov… - Minimum payments protect covered pharmacies: benefit, low. Beginning January 1, 2026, covered payers must pay pharmacies the greater of their own or affiliated pharmacy's rate and a cost-based minimum. The comparison uses the same drug's national drug code or the same service, accounting for fees and money returned to the payer. For licensed premises, the… - Pharmacies gain payment and contract protections: benefit, low. Beginning January 1, 2026, covered pharmacy contracts must bar later claim denials, payment cuts, or takebacks after a paid claim response. Fraud and actual overpayments—duplicate or mistaken payments—remain exceptions, but dispensing fees cannot be taken back when the correct medicine was dispense… - State controls employee pharmacy benefit data: benefit, low. Beginning January 1, 2026, Indiana's State Personnel Department must choose how to run pharmacy benefits when its employee plan uses a pharmacy benefit manager. It must create one in-house or contract with an insurer, pharmacy benefit manager, or another pharmacy-benefit administrator. Data collect… ## Sponsors and cosponsors - Sponsor: Ed Charbonneau (Republican), Senate - Cosponsor: Andy Zay - Cosponsor: Chris Campbell (Democratic), House - Cosponsor: Gary Byrne (Republican), Senate - Cosponsor: Julie McGuire (Republican), House - Cosponsor: Lonnie Randolph (Democratic), Senate - Cosponsor: Robin Shackleford (Democratic), House - Cosponsor: Tyler Johnson (Republican), Senate - Cosponsor: Vaneta Becker (Republican), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-04-24 | House | Rules Suspended. Conference Committee Report 1: adopted by the House | pass | 84 | 1 | | | 2025-04-24 | Senate | Rules Suspended. Conference Committee Report 1: adopted by the Senate | pass | 39 | 10 | | | 2025-04-15 | House | Third reading: passed | pass | 95 | 0 | | | 2025-02-20 | Senate | Third reading: passed | pass | 47 | 2 | | ## Actions (41) - 2025-05-06: Signed by the Governor (Senate) - 2025-05-06: Public Law 189 (Senate) - 2025-04-29: Signed by the President of the Senate (Senate) - 2025-04-25: Signed by the Speaker (House) - 2025-04-24: CCR # 1 filed in the House (House) - 2025-04-24: CCR # 1 filed in the Senate (Senate) - 2025-04-24: Rules Suspended. Conference Committee Report 1: adopted by the House; Roll Call 560: yeas 84, nays 1 (House) - 2025-04-24: Rules Suspended. Conference Committee Report 1: adopted by the Senate; Roll Call 523: yeas 39, nays 10 (Senate) - 2025-04-24: Signed by the President Pro Tempore (Senate) - 2025-04-17: Senate advisors appointed: Jackson L, Johnson T and Zay (Senate) - 2025-04-17: Senate conferees appointed: Charbonneau and Ford J.D. (Senate) - 2025-04-16: Senate dissented from House amendments (Senate) - 2025-04-16: Motion to dissent filed (Senate) - 2025-04-16: House advisors appointed: Lehman, Carbaugh, Barrett, Dant Chesser and Shackleford (House) - 2025-04-16: Returned to the Senate with amendments (House) - 2025-04-16: House conferees appointed: McGuire and Campbell (House) - 2025-04-15: Third reading: passed; Roll Call 446: yeas 95, nays 0 (House) - 2025-04-14: Amendment #3 (Lehman) prevailed; voice vote (House) - 2025-04-14: Second reading: amended, ordered engrossed (House) - 2025-04-14: Amendment #1 (Carbaugh) prevailed; voice vote (House) - 2025-04-08: Committee report: amend do pass, adopted (House) - 2025-03-13: Representative Campbell added as cosponsor (House) - 2025-03-13: Representative Shackleford added as cosponsor (House) - 2025-03-03: First reading: referred to Committee on Insurance (House) - 2025-02-21: Referred to the House (Senate) - 2025-02-20: Senator Becker added as coauthor (Senate) - 2025-02-20: Third reading: passed; Roll Call 175: yeas 47, nays 2 (Senate) - 2025-02-20: House sponsor: Representative McGuire (Senate) - 2025-02-19: Amendment #13 (Charbonneau) prevailed; voice vote (Senate) - 2025-02-19: Reread second time: amended, ordered engrossed (Senate) - 2025-02-19: Amendment #8 (Johnson T) prevailed; voice vote (Senate) - 2025-02-18: Second reading: ordered engrossed (Senate) - 2025-02-18: Placed back on second reading (Senate) - 2025-02-17: Senator Byrne added as coauthor (Senate) - 2025-02-13: Senator Randolph added as coauthor (Senate) - 2025-02-13: Committee report: amend do pass, adopted (Senate) - 2025-02-13: Senator Zay added as third author (Senate) - 2025-01-23: Committee report: amend do pass adopted; reassigned to Committee on Appropriations (Senate) - 2025-01-13: Senator Johnson T added as second author (Senate) - 2025-01-08: Authored by Senator Charbonneau (Senate) - 2025-01-08: First reading: referred to Committee on Health and Provider Services (Senate) ## Bill text - Engrossed Senate Bill (H): [PDF](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.04.ENGS?format=pdf) - Engrossed Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.06.ENGH?format=pdf) - Enrolled Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.07.ENRH?format=pdf) - Introduced Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.01.INTR?format=pdf) - Senate Bill (H): [PDF](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.05.COMH?format=pdf) - Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.02.COMS?format=pdf), [PDF](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.03.COMS?format=pdf) ## Related bills - SB 324: Criminal procedures. (signed) - SB 231: Various corrections matters. (signed) - SB 80: Code publication. (signed) - SB 453: Various tax matters. (signed) - SB 464: Financial institutions and consumer credit. (signed) - SB 371: Workforce matters. (signed) ## Sources - [Engrossed Senate Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.04.ENGS?format=pdf) - [Engrossed Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.06.ENGH?format=pdf) - [Enrolled Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.07.ENRH?format=pdf) - [Introduced Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.01.INTR?format=pdf) - [Senate Bill (H) (PDF)](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.05.COMH?format=pdf) - [Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.02.COMS?format=pdf) - [Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0140/versions/SB0140.03.COMS?format=pdf) ## Related - [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025) - [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025) - [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025) - [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025) - [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025) - [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025) - [Indiana bills](https://policyrisk.com/states/indiana/bills) - [Indiana state hub](https://policyrisk.com/states/indiana) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IN-SB140-2025 (as of 2026-10-19).