# Indiana SB 197: Garnishment.

Indiana SB 197, Garnishment., is a Second Regular Session 124th General Assembly (2026) Senate bill sponsored by Greg Walker (Republican); status failed, last action 2026-01-29 (First reading: referred to Committee on Judiciary); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IN-SB197-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana SB 197
- State: Indiana
- Session: Second Regular Session 124th General Assembly (2026)
- Title: Garnishment.
- Status: failed
- Chamber: Senate
- Introduced: 2026-01-06
- Last action: 2026-01-29, First reading: referred to Committee on Judiciary
- Sponsor: Greg Walker (Republican)
- Cosponsors: 7
- Subjects: insurance and financial institutions, the house, judiciary
- Touches household money: yes
- Roll calls: 1 (32 yes, 13 no in all)
- Economic provisions PRIA read: 0

## Summary

Amends the limitation on garnishment provided in the Uniform Consumer Credit Code. Requires a garnishment order or attachment order that requires an employer to make deductions from a debtor's disposable earnings to provide certain information to the employer. Provides that tangible personal property, including choses in action, deposit accounts, and cash (but excluding debts owing and income owing), of $1,500 is exempt from bankruptcy (current law is $300). Removes provisions in code requiring the department of financial institutions to adopt rules that establish or adjust exemption amounts for purposes of bankruptcy proceedings.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Greg Walker (Republican), Senate
- Cosponsor: Alex Zimmerman (Republican), House
- Cosponsor: Fady Qaddoura (Democratic), Senate
- Cosponsor: J.D. Ford (Democratic), Senate
- Cosponsor: Kyle Walker (Republican), Senate
- Cosponsor: Lonnie Randolph (Democratic), Senate
- Cosponsor: Rick Niemeyer (Republican), Senate
- Cosponsor: Ron Alting (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-01-27 | Senate | Third reading: passed | pass | 32 | 13 |   |

## Actions (14)

- 2026-01-29: First reading: referred to Committee on Judiciary (House)
- 2026-01-28: Referred to the House (Senate)
- 2026-01-27: Senator Ford J.D. added as coauthor (Senate)
- 2026-01-27: Senator Niemeyer added as coauthor (Senate)
- 2026-01-27: House sponsor: Representative Zimmerman (Senate)
- 2026-01-27: Third reading: passed; Roll Call 104: yeas 32, nays 13 (Senate)
- 2026-01-26: Second reading: ordered engrossed (Senate)
- 2026-01-22: Committee report: amend do pass, adopted (Senate)
- 2026-01-15: Senator Randolph added as coauthor (Senate)
- 2026-01-15: Senator Qaddoura added as coauthor (Senate)
- 2026-01-13: Senator Walker K added as second author (Senate)
- 2026-01-13: Senator Alting added as coauthor (Senate)
- 2026-01-06: First reading: referred to Committee on Insurance and Financial Institutions (Senate)
- 2026-01-06: Authored by Senator Walker G (Senate)

## Bill text

- Introduced Senate Bill (S): [PDF](https://api.iga.in.gov/2026/bills/SB0197/versions/SB0197.01.INTR?format=pdf)
- Senate Bill (H): [PDF](https://api.iga.in.gov/2026/bills/SB0197/versions/SB0197.02.COMS?format=pdf)

## Related bills

- SB 185: Alcohol and tobacco matters. (signed)
- SB 204: Various education matters. (signed)
- SB 179: Indiana department of transportation. (signed)
- SB 80: Code publication. (signed)
- HB 1424: Farm and homestead food sales. (signed)
- HB 1406: Tax and fiscal matters. (signed)

## Sources
- [Introduced Senate Bill (S) (PDF)](https://api.iga.in.gov/2026/bills/SB0197/versions/SB0197.01.INTR?format=pdf)
- [Senate Bill (H) (PDF)](https://api.iga.in.gov/2026/bills/SB0197/versions/SB0197.02.COMS?format=pdf)

## Related
- [SB 185: Alcohol and tobacco matters.](https://policyrisk.com/state-bill/IN-SB185-2026)
- [SB 204: Various education matters.](https://policyrisk.com/state-bill/IN-SB204-2026)
- [SB 179: Indiana department of transportation.](https://policyrisk.com/state-bill/IN-SB179-2026)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2026)
- [HB 1424: Farm and homestead food sales.](https://policyrisk.com/state-bill/IN-HB1424-2026)
- [HB 1406: Tax and fiscal matters.](https://policyrisk.com/state-bill/IN-HB1406-2026)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IN-SB197-2026 (as of 2026-11-01).