# Indiana SB 295: Licensing of collateral recovery services.

Indiana SB 295, Licensing of collateral recovery services., is a First Regular Session 124th General Assembly (2025) Senate bill sponsored by Blake Doriot (Republican); status failed, last action 2025-02-06 (Senator Donato added as coauthor) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/IN-SB295-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana SB 295
- State: Indiana
- Session: First Regular Session 124th General Assembly (2025)
- Title: Licensing of collateral recovery services.
- Status: failed
- Chamber: Senate
- Introduced: 2025-01-13
- Last action: 2025-02-06, Senator Donato added as coauthor
- Sponsor: Blake Doriot (Republican)
- Cosponsors: 2
- Subjects: commerce and technology
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Renames the private investigator and security guard licensing board as the private investigator, security guard, and collateral recovery agency licensing board, and adds two additional members to the board. Establishes licensure for a collateral recovery agency. Requires a person to be licensed as a collateral recovery agency to repossess collateral, attempt to repossess collateral, hold one's self out as being in the business of repossessing collateral, or use license plate recognition. Provides certain requirements: (1) for an applicant seeking licensure as a collateral recovery agency; (2) for a licensee to maintain licensure; and (3) for a legal owner when personal effects are in or on the collateral at the time of repossession. Requires equipment used to repossess collateral to meet certain criteria. Provides that threatening a collateral recovery agency's employee is a crime under certain circumstances. Makes conforming changes.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Blake Doriot (Republican), Senate
- Cosponsor: Andy Zay
- Cosponsor: Stacey Donato (Republican), Senate

## Actions (3)

- 2025-02-06: Senator Donato added as coauthor (Senate)
- 2025-01-13: First reading: referred to Committee on Commerce and Technology (Senate)
- 2025-01-13: Authored by Senators Doriot and Zay (Senate)

## Bill text

- Introduced Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0295/versions/SB0295.01.INTR?format=pdf)

## Related bills

- SB 324: Criminal procedures. (signed)
- SB 231: Various corrections matters. (signed)
- SB 80: Code publication. (signed)
- SB 453: Various tax matters. (signed)
- SB 464: Financial institutions and consumer credit. (signed)
- SB 371: Workforce matters. (signed)

## Sources
- [Introduced Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0295/versions/SB0295.01.INTR?format=pdf)

## Related
- [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025)
- [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025)
- [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025)
- [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025)
- [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
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Source: PRIA, https://policyrisk.com/state-bill/IN-SB295-2025 (as of 2026-10-17).