# Indiana SB 317: Health care debt and costs.

Indiana SB 317, Health care debt and costs., is a First Regular Session 124th General Assembly (2025) Senate bill sponsored by Fady Qaddoura (Democratic); status failed, last action 2025-02-20 (Third reading: defeated; Roll Call 183: yeas 23, nays 26); PRIA reads it as touching household money (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/IN-SB317-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana SB 317
- State: Indiana
- Session: First Regular Session 124th General Assembly (2025)
- Title: Health care debt and costs.
- Status: failed
- Chamber: Senate
- Introduced: 2025-01-13
- Last action: 2025-02-20, Third reading: defeated; Roll Call 183: yeas 23, nays 26
- Sponsor: Fady Qaddoura (Democratic)
- Cosponsors: 7
- Subjects: health and provider services
- Touches household money: yes
- Roll calls: 1 (23 yes, 26 no in all)
- Economic provisions PRIA read: 0

## Summary

Requires hospitals to do the following: (1) Offer the person who has received health services the opportunity to pay the charges through a payment plan that satisfies certain requirements. (2) Develop a written notice about a charity care program operated by the hospital, provide the notice to patients, and post the notice. (3) Include certain information concerning financial assistance on a billing statement. (4) Requires a hospital that reports an annual gross patient revenue of at least $20,000,000 to provide written notice and information to a person who has requested an eligibility determination concerning a payment plan or charity care. Provides that the unpaid earnings of a consumer who meets specified income eligibility requirements may not be attached by garnishment in satisfaction of: (1) any amount of health care debt owed or alleged to be owed by the consumer; or (2) any amount of the judgment that represents health care debt determined to be owed by the consumer. Provides that: (1) any amount of health care debt owed or alleged to be owed by a consumer; or (2) in an action against a consumer in which a judgment has been entered, any amount of the judgment that represents health care debt determined to be owed by the consumer; does not constitute a lien against the consumer's principal residence for a consumer that meets specified income requirements. Provides that in any action filed in Indiana for the recovery of health care debt owed or alleged to be owed by a consumer, the principal residence of the consumer is not liable to judgment or attachment or to be sold on execution against the consumer.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Fady Qaddoura (Democratic), Senate
- Cosponsor: Ed Charbonneau (Republican), Senate
- Cosponsor: J.D. Ford (Democratic), Senate
- Cosponsor: La Keisha Jackson (Democratic), Senate
- Cosponsor: Lonnie Randolph (Democratic), Senate
- Cosponsor: Shelli Yoder (Democratic), Senate
- Cosponsor: Spencer Deery (Republican), Senate
- Cosponsor: Vaneta Becker (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-02-20 | Senate | Third reading: defeated | fail | 23 | 26 |   |

## Actions (10)

- 2025-02-20: Third reading: defeated; Roll Call 183: yeas 23, nays 26 (Senate)
- 2025-02-18: Second reading: ordered engrossed (Senate)
- 2025-02-17: Senator Randolph added as coauthor (Senate)
- 2025-02-13: Committee report: amend do pass, adopted (Senate)
- 2025-02-10: Senator Johnson T removed as third author (Senate)
- 2025-01-30: Senator Deery added as coauthor (Senate)
- 2025-01-29: Senators Yoder, Ford J.D., Jackson L, Becker added as coauthors (Senate)
- 2025-01-13: Senator Johnson T added as third author (Senate)
- 2025-01-13: First reading: referred to Committee on Health and Provider Services (Senate)
- 2025-01-13: Authored by Senators Qaddoura and Charbonneau (Senate)

## Bill text

- Introduced Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0317/versions/SB0317.01.INTR?format=pdf)
- Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0317/versions/SB0317.02.COMS?format=pdf)

## Related bills

- SB 231: Various corrections matters. (signed)
- SB 324: Criminal procedures. (signed)
- SB 80: Code publication. (signed)
- SB 453: Various tax matters. (signed)
- SB 464: Financial institutions and consumer credit. (signed)
- SB 371: Workforce matters. (signed)

## Sources
- [Introduced Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0317/versions/SB0317.01.INTR?format=pdf)
- [Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0317/versions/SB0317.02.COMS?format=pdf)

## Related
- [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025)
- [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025)
- [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025)
- [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025)
- [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IN-SB317-2025 (as of 2026-10-19).