# Indiana SB 50: Hard credit inquiries by landlords.

Indiana SB 50, Hard credit inquiries by landlords., is a Second Regular Session 124th General Assembly (2026) Senate bill sponsored by La Keisha Jackson (Democratic); status failed, last action 2026-01-08 (Senator Ford J.D. added as coauthor) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IN-SB50-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana SB 50
- State: Indiana
- Session: Second Regular Session 124th General Assembly (2026)
- Title: Hard credit inquiries by landlords.
- Status: failed
- Chamber: Senate
- Introduced: 2025-12-08
- Last action: 2026-01-08, Senator Ford J.D. added as coauthor
- Sponsor: La Keisha Jackson (Democratic)
- Cosponsors: 1
- Subjects: local government
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Prohibits a landlord from doing the following in connection with an applicant's application for the rental of a rental unit: (1) Making a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. (2) Obtaining or using a tenant screening report that includes information that is obtained through a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. Defines "hard inquiry" for purposes of these provisions as an inquiry that: (1) is noted on the consumer report of the applicant for a period of time following the inquiry; and (2) negatively impacts the applicant's credit score. Provides that a landlord that violates the bill's provisions commits a deceptive act that is actionable by an applicant and the attorney general under the Indiana statute concerning deceptive consumer sales.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: La Keisha Jackson (Democratic), Senate
- Cosponsor: J.D. Ford (Democratic), Senate

## Actions (3)

- 2026-01-08: Senator Ford J.D. added as coauthor (Senate)
- 2025-12-08: First reading: referred to Committee on Local Government (Senate)
- 2025-12-08: Authored by Senator Jackson L (Senate)

## Bill text

- Introduced Senate Bill (S): [PDF](https://api.iga.in.gov/2026/bills/SB0050/versions/SB0050.01.INTR?format=pdf)

## Related bills

- HB 1424: Farm and homestead food sales. (signed)
- HB 1406: Tax and fiscal matters. (signed)
- HB 1266: Department of education and education matters. (signed)
- HB 1277: Health and human services matters. (signed)
- HB 1210: Department of local government finance. (signed)
- HB 1249: Various criminal law matters. (signed)

## Sources
- [Introduced Senate Bill (S) (PDF)](https://api.iga.in.gov/2026/bills/SB0050/versions/SB0050.01.INTR?format=pdf)

## Related
- [HB 1424: Farm and homestead food sales.](https://policyrisk.com/state-bill/IN-HB1424-2026)
- [HB 1406: Tax and fiscal matters.](https://policyrisk.com/state-bill/IN-HB1406-2026)
- [HB 1266: Department of education and education matters.](https://policyrisk.com/state-bill/IN-HB1266-2026)
- [HB 1277: Health and human services matters.](https://policyrisk.com/state-bill/IN-HB1277-2026)
- [HB 1210: Department of local government finance.](https://policyrisk.com/state-bill/IN-HB1210-2026)
- [HB 1249: Various criminal law matters.](https://policyrisk.com/state-bill/IN-HB1249-2026)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IN-SB50-2026 (as of 2026-11-01).