# Indiana SB 537: Hard credit inquiries by landlords.

Indiana SB 537, Hard credit inquiries by landlords., is a First Regular Session 124th General Assembly (2025) Senate bill sponsored by La Keisha Jackson (Democratic); status failed, last action 2025-01-16 (First reading: referred to Committee on Local Government) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/IN-SB537-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Indiana SB 537
- State: Indiana
- Session: First Regular Session 124th General Assembly (2025)
- Title: Hard credit inquiries by landlords.
- Status: failed
- Chamber: Senate
- Introduced: 2025-01-16
- Last action: 2025-01-16, First reading: referred to Committee on Local Government
- Sponsor: La Keisha Jackson (Democratic)
- Cosponsors: 0
- Subjects: local government
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Prohibits a landlord from doing the following in connection with an applicant's application for the rental of a rental unit: (1) Making a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. (2) Obtaining or using a tenant screening report that includes information that is obtained through a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. Defines "hard inquiry" for purposes of these provisions as an inquiry that: (1) is noted on the consumer report of the applicant for a period of time following the inquiry; and (2) negatively impacts the applicant's credit score. Provides that a landlord that violates the bill's provisions commits a deceptive act that is actionable by an applicant and the attorney general under the Indiana statute concerning deceptive consumer sales.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: La Keisha Jackson (Democratic), Senate

## Actions (2)

- 2025-01-16: First reading: referred to Committee on Local Government (Senate)
- 2025-01-16: Authored by Senator Jackson L (Senate)

## Bill text

- Introduced Senate Bill (S): [PDF](https://api.iga.in.gov/2025/bills/SB0537/versions/SB0537.01.INTR?format=pdf)

## Related bills

- SB 324: Criminal procedures. (signed)
- SB 231: Various corrections matters. (signed)
- SB 80: Code publication. (signed)
- SB 453: Various tax matters. (signed)
- SB 464: Financial institutions and consumer credit. (signed)
- SB 371: Workforce matters. (signed)

## Sources
- [Introduced Senate Bill (S) (PDF)](https://api.iga.in.gov/2025/bills/SB0537/versions/SB0537.01.INTR?format=pdf)

## Related
- [SB 324: Criminal procedures.](https://policyrisk.com/state-bill/IN-SB324-2025)
- [SB 231: Various corrections matters.](https://policyrisk.com/state-bill/IN-SB231-2025)
- [SB 80: Code publication.](https://policyrisk.com/state-bill/IN-SB80-2025)
- [SB 453: Various tax matters.](https://policyrisk.com/state-bill/IN-SB453-2025)
- [SB 464: Financial institutions and consumer credit.](https://policyrisk.com/state-bill/IN-SB464-2025)
- [SB 371: Workforce matters.](https://policyrisk.com/state-bill/IN-SB371-2025)
- [Indiana bills](https://policyrisk.com/states/indiana/bills)
- [Indiana state hub](https://policyrisk.com/states/indiana)
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Source: PRIA, https://policyrisk.com/state-bill/IN-SB537-2025 (as of 2026-10-17).