# Kansas SB 55: Prohibiting the assignment of benefits under certain property and casualty insurance contracts and defining such assignment of benefits as an unfair method of competition and unfair or deceptive act or practice.

Kansas SB 55, Prohibiting the assignment of benefits under certain property and casualty insurance contracts and defining such assignment of benefits as an unfair method of competition and unfair or deceptive act or practice., is a 2025–2026 Regular Session Senate bill sponsored by Committee on Financial Institutions and Insurance; status signed, last action 2026-04-03 (Approved by Governor on Friday, April 3, 2026) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/KS-SB55-2025-2026
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Kansas SB 55
- State: Kansas
- Session: 2025–2026 Regular Session
- Title: Prohibiting the assignment of benefits under certain property and casualty insurance contracts and defining such assignment of benefits as an unfair method of competition and unfair or deceptive act or practice.
- Status: signed
- Chamber: Senate
- Introduced: 2025-01-22
- Last action: 2026-04-03, Approved by Governor on Friday, April 3, 2026
- Sponsor: Committee on Financial Institutions and Insurance
- Cosponsors: 0
- Subjects: house committee on insurance, senate committee on financial institutions and insurance
- Touches household money: no
- Roll calls: 4 (328 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Homeowners face limits on insurance benefit transfers: mixed, low. Kansas law bans seeking or accepting transfers of all or part of home insurance benefits after a loss. These agreements are void, including covered transfers to repair contractors. Exceptions cover transfers to federally insured financial institutions, mortgage holders, and later property buyers; l…

## Sponsors and cosponsors

- Sponsor: Committee on Financial Institutions and Insurance

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-23 | Senate | Yea: 40 Nay: 0 | pass | 40 | 0 |   |
| 2026-04-23 | Senate | Yea: 124 Nay: 0 | pass | 124 | 0 |   |
| 2026-03-18 | House | Emergency Final Action - Passed | pass | 124 | 0 |   |
| 2026-02-18 | Senate | Emergency Final Action - Passed as amended | pass | 40 | 0 |   |

## Actions (17)

- 2026-04-03: Approved by Governor on Friday, April 3, 2026 (Senate)
- 2026-03-24: Enrolled and presented to Governor on Tuesday, March 24, 2026 (Senate)
- 2026-03-18: Committee of the Whole - Be passed (House)
- 2026-03-18: Motion to advance to Emergency Final Action adopted (House)
- 2026-03-18: Emergency Final Action - Passed; Yea 124, Nay 0, Absent 1 (House)
- 2026-03-12: Committee Report recommending bill be passed by House Committee on Insurance (House)
- 2026-03-04: Hearing: Wednesday, March 4, 2026, 3:30 PM — Room 218-N (House)
- 2026-02-25: Received and Introduced (House)
- 2026-02-25: Referred to House Committee on Insurance (House)
- 2026-02-18: Committee of the Whole - Committee Report be adopted (Senate)
- 2026-02-18: Committee of the Whole - Be passed as amended (Senate)
- 2026-02-18: Emergency Final Action - Passed as amended; Yea 40, Nay 0 (Senate)
- 2026-02-17: Committee Report recommending bill be passed as amended by Senate Committee on Financial Institutions and Insurance (Senate)
- 2026-02-05: Hearing: Thursday, February 5, 2026, 9:30 AM — Room 546-S (Senate)
- 2025-02-06: Hearing: Thursday, February 6, 2025, 9:30 AM — Room 546-S (Senate)
- 2025-01-23: Referred to Senate Committee on Financial Institutions and Insurance (Senate)
- 2025-01-22: Introduced (Senate)

## Bill text

- As Amended by Senate Committee: [PDF](https://www.kslegislature.gov/b2025_26/bills/download/?apn=b2025_26/year2/ready_for_publication/sb_55/sb55_01_0000.pdf)
- As Introduced: [PDF](https://www.kslegislature.gov/b2025_26/bills/download/?apn=b2025_26/year2/ready_for_publication/sb_55/sb55_00_0000.pdf)
- Enrolled: [PDF](https://www.kslegislature.gov/b2025_26/bills/download/?apn=b2025_26/year2/ready_for_publication/sb_55/sb55_enrolled.pdf)

## Related bills

- SB 430: Adding mitragynine to schedule I of the uniform controlled substances act and reconciling multiple amendments to certain statutes in the Kansas criminal code. (signed)
- SB 82: Providing tax credits for expenditures for lockable gun and ammunition storage and the retail sale of higher ethanol blends of fuel, discontinuing the tax cred… (signed)
- SB 300: Providing for the apportionment of business income by manufacturers of alcoholic liquor depending on whether the taxpayer is a qualifying Kansas investor or a… (signed)
- HB 2029: Reconciling multiple amendments to certain statutes. (signed)
- HB 2018: Senate Substitute for HB 2018 by Committee on Federal and State Affairs - Creating the crime of interference with the conduct of a religious assembly, providin… (became law)
- HB 2530: Substitute for HB 2530 by Committee on Education - Providing for the transferability of credentials earned through ACT workkeys career readiness assessments to… (failed)

## Sources
- [As Amended by Senate Committee (PDF)](https://www.kslegislature.gov/b2025_26/bills/download/?apn=b2025_26/year2/ready_for_publication/sb_55/sb55_01_0000.pdf)
- [As Introduced (PDF)](https://www.kslegislature.gov/b2025_26/bills/download/?apn=b2025_26/year2/ready_for_publication/sb_55/sb55_00_0000.pdf)
- [Enrolled (PDF)](https://www.kslegislature.gov/b2025_26/bills/download/?apn=b2025_26/year2/ready_for_publication/sb_55/sb55_enrolled.pdf)

## Related
- [SB 430: Adding mitragynine to schedule I of the uniform controlled substances act and r…](https://policyrisk.com/state-bill/KS-SB430-2025-2026)
- [SB 82: Providing tax credits for expenditures for lockable gun and ammunition storage…](https://policyrisk.com/state-bill/KS-SB82-2025-2026)
- [SB 300: Providing for the apportionment of business income by manufacturers of alcoholi…](https://policyrisk.com/state-bill/KS-SB300-2025-2026)
- [HB 2029: Reconciling multiple amendments to certain statutes.](https://policyrisk.com/state-bill/KS-HB2029-2025-2026)
- [HB 2018: Senate Substitute for HB 2018 by Committee on Federal and State Affairs - Creat…](https://policyrisk.com/state-bill/KS-HB2018-2025-2026)
- [HB 2530: Substitute for HB 2530 by Committee on Education - Providing for the transferab…](https://policyrisk.com/state-bill/KS-HB2530-2025-2026)
- [Kansas bills](https://policyrisk.com/states/kansas/bills)
- [Kansas state hub](https://policyrisk.com/states/kansas)
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Source: PRIA, https://policyrisk.com/state-bill/KS-SB55-2025-2026 (as of 2026-10-19).
