# Kentucky HB 184: AN ACT relating to health savings account-qualified insurance plans. Kentucky HB 184, AN ACT relating to health savings account-qualified insurance plans., is a 2026 Regular Session House bill sponsored by Michael Meredith (Republican); status signed, last action 2026-04-03 (signed by Governor (Acts Ch. 27)); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/KY-HB184-2026RS - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Kentucky HB 184 - State: Kentucky - Session: 2026 Regular Session - Title: AN ACT relating to health savings account-qualified insurance plans. - Status: signed - Chamber: House - Introduced: 2026-01-07 - Last action: 2026-04-03, signed by Governor (Acts Ch. 27) - Sponsor: Michael Meredith (Republican) - Cosponsors: 1 - Subjects: Federal Laws And Regulations, Insurance, Health, Short Titles And Popular Names, State Employees - Touches household money: yes - Roll calls: 2 (132 yes, 0 no in all) - Economic provisions PRIA read: 2 ## Summary No summary available. ## Bill overview: provisions PRIA read - Health Savings Account protection for state employee plans: benefit, medium. For state employees in KRS 18A health plans with HSAs, HSA status is protected. Cost-sharing that would break HSA status can be charged only after the federal minimum deductible is met. This applies even if Chapter 18A says otherwise. It applies to policies issued or renewed on or after the law’s e… - Protects Health Savings Account plan status: benefit, medium. If you have a Health Savings Account (HSA) high-deductible plan, state cost-sharing rules cannot make you lose HSA status. If a state rule like a copay or coinsurance would break HSA status, it only applies after you meet the federal minimum deductible. This rule overrides any conflicting state law… ## Sponsors and cosponsors - Sponsor: Michael Meredith (Republican), House - Cosponsor: Daniel Grossberg (Democrat), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-03-25 | Senate | 3rd reading, passed | pass | 38 | 0 | | | 2026-01-20 | House | 3rd reading, passed | pass | 94 | 0 | | ## Actions (20) - 2026-04-03: signed by Governor (Acts Ch. 27) - 2026-03-26: delivered to Governor - 2026-03-26: enrolled, signed by President of the Senate (House) - 2026-03-26: enrolled, signed by Speaker of the House (House) - 2026-03-26: received in House (House) - 2026-03-25: 3rd reading, passed 38-0 (Senate) - 2026-03-24: passed over and retained in the Consent Orders of the Day (Senate) - 2026-03-20: posted for passage in the Consent Orders of the Day for Tuesday, March 24 2026 (Senate) - 2026-03-11: 2nd reading, to Rules as a consent bill (Senate) - 2026-03-10: reported favorably, 1st reading, to Consent Calendar (Senate) - 2026-03-06: to Banking & Insurance (S) (Senate) - 2026-01-21: to Committee on Committees (S) (Senate) - 2026-01-21: received in Senate (Senate) - 2026-01-20: 3rd reading, passed 94-0 (House) - 2026-01-16: posted for passage in the Regular Orders of the Day for Tuesday, January 20, 2026 (House) - 2026-01-15: 2nd reading, to Rules (House) - 2026-01-14: reported favorably, 1st reading, to Calendar (House) - 2026-01-12: to Banking & Insurance (H) (House) - 2026-01-07: to Committee on Committees (H) (House) - 2026-01-07: introduced in House (House) ## Bill text - Current, 2026-01-20: [PDF](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb184/bill.pdf) - Introduced, 2026-01-20: [PDF](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb184/orig_bill.pdf) ## Related bills - SB 197: AN ACT providing funding and establishing conditions for state government agencies and institutions, making an appropriation therefor, and declaring an emergen… (became law) - SB 133: AN ACT relating to the fiscal reporting of local entities. (signed) - HB 869: AN ACT relating to fiscal matters and declaring an emergency. (signed) - SB 324: AN ACT relating to the entertainment industry. (signed) - SB 66: AN ACT relating to the operation of a motor vehicle. (signed) - HB 826: AN ACT relating to education. (signed) ## Sources - [Current (PDF)](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb184/bill.pdf) - [Introduced (PDF)](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb184/orig_bill.pdf) ## Related - [SB 197: AN ACT providing funding and establishing conditions for state government agenc…](https://policyrisk.com/state-bill/KY-SB197-2026RS) - [SB 133: AN ACT relating to the fiscal reporting of local entities.](https://policyrisk.com/state-bill/KY-SB133-2026RS) - [HB 869: AN ACT relating to fiscal matters and declaring an emergency.](https://policyrisk.com/state-bill/KY-HB869-2026RS) - [SB 324: AN ACT relating to the entertainment industry.](https://policyrisk.com/state-bill/KY-SB324-2026RS) - [SB 66: AN ACT relating to the operation of a motor vehicle.](https://policyrisk.com/state-bill/KY-SB66-2026RS) - [HB 826: AN ACT relating to education.](https://policyrisk.com/state-bill/KY-HB826-2026RS) - [Kentucky bills](https://policyrisk.com/states/kentucky/bills) - [Kentucky state hub](https://policyrisk.com/states/kentucky) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/KY-HB184-2026RS (as of 2026-11-01).