# Kentucky HB 627: AN ACT relating to insurance. Kentucky HB 627, AN ACT relating to insurance., is a 2026 Regular Session House bill sponsored by Josh Bray (Republican); status became law, last action 2026-04-14 (became law without Governor's Signature (Acts Ch. 149)); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/KY-HB627-2026RS - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Kentucky HB 627 - State: Kentucky - Session: 2026 Regular Session - Title: AN ACT relating to insurance. - Status: became law - Chamber: House - Introduced: 2026-02-11 - Last action: 2026-04-14, became law without Governor's Signature (Acts Ch. 149) - Sponsor: Josh Bray (Republican) - Cosponsors: 2 - Subjects: Consumer Protection, Contracts, Corrections Impact, Health And Medical Services, Health Care Professionals, Hospitals And Health Facilities, Insurance, Motor Vehicle, Local Mandate, Motor Vehicles - Touches household money: yes - Roll calls: 3 (184 yes, 31 no in all) - Economic provisions PRIA read: 4 ## Summary No summary available. ## Bill overview: provisions PRIA read - More no-fault help for wages and funerals: benefit, high. The law raises certain no-fault auto benefits. Funeral, cremation, and burial costs now count up to $5,000 per person. Weekly payments for lost wages and replacement services are capped at $500 per week and prorated for shorter periods. Seasonal or irregular income is adjusted fairly each year. - Stronger insurance-fraud enforcement and lawsuit rights: benefit, medium. If you are harmed by insurance fraud, you can sue to recover your losses and your reasonable costs, including attorney fees. The Attorney General also investigates and prosecutes these crimes, along with local prosecutors. Those offices must tell the insurance commissioner when they learn of fraud… - Faster no-fault medical payments and billing: benefit, medium. No-fault benefits are paid monthly as your loss happens. After the insurer gets proof, payment is due in 30 days. Insurers can total claims for up to 31 days and then must pay within 15 days; partial claims of $100 or more follow the same clock. You can ask the insurer to pay your medical provider… - No-fault excludes mopeds and e-scooters: cost, low. Mopeds and electric low-speed scooters are not treated as motor vehicles under this law. Riders on those vehicles do not get no-fault reparation benefits. ## Sponsors and cosponsors - Sponsor: Josh Bray (Republican), House - Cosponsor: George Brown Jr. (Democrat), House - Cosponsor: Michael Meredith (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-03-31 | House | passed | pass | 75 | 14 | | | 2026-03-27 | Senate | passed | pass | 24 | 8 | | | 2026-02-24 | House | 3rd reading, passed | pass | 85 | 9 | | ## Actions (27) - 2026-04-14: became law without Governor's Signature (Acts Ch. 149) - 2026-04-13: filed without Governor's signature with the Secretary of State - 2026-04-01: delivered to Governor - 2026-04-01: enrolled, signed by President of the Senate (House) - 2026-04-01: enrolled, signed by Speaker of the House (House) - 2026-03-31: passed 75-14 (House) - 2026-03-31: House concurred in Committee Substitute (1) (House) - 2026-03-31: posted for passage for concurrence in Senate Committee Substitute (1) (Senate) - 2026-03-31: to Rules (H) (House) - 2026-03-31: received in House (House) - 2026-03-27: passed 24-8 with Committee Substitute (1) (Senate) - 2026-03-27: Floor Amendments (1) and (2) withdrawn (Senate) - 2026-03-27: 3rd reading (Senate) - 2026-03-26: posted for passage in the Regular Orders of the Day for Friday, March 27 2026 (Senate) - 2026-03-26: floor amendment (1) filed to Committee Substitute , floor amendment (2) filed to bill (Senate) - 2026-03-25: 2nd reading, to Rules (Senate) - 2026-03-24: reported favorably, 1st reading, to Calendar with Committee Substitute (1) (Senate) - 2026-03-20: to Banking & Insurance (S) (Senate) - 2026-02-25: to Committee on Committees (S) (Senate) - 2026-02-25: received in Senate (Senate) - 2026-02-24: 3rd reading, passed 85-9 with Committee Substitute (1) (House) - 2026-02-23: posted for passage in the Regular Orders of the Day for Tuesday, February 24 2026 (House) - 2026-02-19: 2nd reading, to Rules (House) - 2026-02-18: reported favorably, 1st reading, to Calendar with Committee Substitute (1) (House) - 2026-02-17: to Banking & Insurance (H) (House) - 2026-02-11: to Committee on Committees (H) (House) - 2026-02-11: introduced in House (House) ## Bill text - Current, 2026-03-31: [PDF](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb627/bill.pdf) - Introduced, 2026-02-02: [PDF](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb627/orig_bill.pdf) ## Related bills - SB 197: AN ACT providing funding and establishing conditions for state government agencies and institutions, making an appropriation therefor, and declaring an emergen… (became law) - SB 133: AN ACT relating to the fiscal reporting of local entities. (signed) - HB 869: AN ACT relating to fiscal matters and declaring an emergency. (signed) - HB 727: AN ACT relating to education and declaring an emergency. (signed) - SB 324: AN ACT relating to the entertainment industry. (signed) - SB 66: AN ACT relating to the operation of a motor vehicle. (signed) ## Sources - [Current (PDF)](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb627/bill.pdf) - [Introduced (PDF)](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb627/orig_bill.pdf) ## Related - [SB 197: AN ACT providing funding and establishing conditions for state government agenc…](https://policyrisk.com/state-bill/KY-SB197-2026RS) - [SB 133: AN ACT relating to the fiscal reporting of local entities.](https://policyrisk.com/state-bill/KY-SB133-2026RS) - [HB 869: AN ACT relating to fiscal matters and declaring an emergency.](https://policyrisk.com/state-bill/KY-HB869-2026RS) - [HB 727: AN ACT relating to education and declaring an emergency.](https://policyrisk.com/state-bill/KY-HB727-2026RS) - [SB 324: AN ACT relating to the entertainment industry.](https://policyrisk.com/state-bill/KY-SB324-2026RS) - [SB 66: AN ACT relating to the operation of a motor vehicle.](https://policyrisk.com/state-bill/KY-SB66-2026RS) - [Kentucky bills](https://policyrisk.com/states/kentucky/bills) - [Kentucky state hub](https://policyrisk.com/states/kentucky) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/KY-HB627-2026RS (as of 2026-11-01).