# Kentucky SB 153: AN ACT relating to the prevention of harmful and fraudulent practices. Kentucky SB 153, AN ACT relating to the prevention of harmful and fraudulent practices., is a 2026 Regular Session Senate bill sponsored by Greg Elkins (Republican); status signed, last action 2026-04-08 (signed by Governor (Acts Ch. 54)); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/KY-SB153-2026RS - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Kentucky SB 153 - State: Kentucky - Session: 2026 Regular Session - Title: AN ACT relating to the prevention of harmful and fraudulent practices. - Status: signed - Chamber: Senate - Introduced: 2026-02-02 - Last action: 2026-04-08, signed by Governor (Acts Ch. 54) - Sponsor: Greg Elkins (Republican) - Cosponsors: 10 - Subjects: Corrections Impact, Local Mandate, Administrative Regulations And Proceedings, Attorney General, Consumer Protection, Contracts, Crimes And Punishments, Disasters And Recovery Efforts, Insurance, Local Government, Real Estate, Trade Practices And Retailing - Touches household money: yes - Roll calls: 2 (128 yes, 0 no in all) - Economic provisions PRIA read: 5 ## Summary No summary available. ## Bill overview: provisions PRIA read - Stronger rules for insurance-paid repairs: benefit, high. Before you sign, the contractor must give contact details and a detachable cancellation form. You can cancel until midnight on the fifth business day after you get written notice from your insurer that some or all work is not covered. Contractors cannot take advance payments until that window ends,… - Crackdown on insurance damage scams: benefit, medium. It is illegal for a contractor to cause or ask someone to damage your property to get work or grow an insurance claim. That scheme is now both insurance fraud and first‑degree criminal mischief, with criminal penalties. The Attorney General and local prosecutors can bring cases, and they must notif… - Harsher penalties for infrastructure tampering: benefit, low. Damaging or tampering with key infrastructure so it stops working or becomes dangerous is now first‑degree criminal mischief. The law raises penalties to better protect public services and safety. - Disaster-area contractor registration rules: mixed, medium. When a disaster damages real estate and a state of emergency is declared, the Attorney General can require contractors doing roofing, siding, water‑damage, or tree/debris work in the area to register for a set period. Contractors must apply with business and owner details, a local contact with ID n… - Reasonable charges for emergency repairs: mixed, low. If a contractor performs emergency repairs to stop more damage, they can bill a reasonable, customary amount even if the main contract cannot be enforced. You may still owe for the emergency work, but the charge must be reasonable. ## Sponsors and cosponsors - Sponsor: Greg Elkins (Republican), Senate - Cosponsor: Amanda Mays Bledsoe (Republican), Senate - Cosponsor: Aaron Reed (Republican), Senate - Cosponsor: Brandon J. Storm (Republican), Senate - Cosponsor: Jared Carpenter (Republican), Senate - Cosponsor: Matthew Deneen (Republican), Senate - Cosponsor: Matt Nunn (Republican), Senate - Cosponsor: Rick Girdler (Republican), Senate - Cosponsor: Robby Mills (Republican), Senate - Cosponsor: Reginald L. Thomas (Democrat), Senate - Cosponsor: Steve Rawlings (Republican), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-03-26 | House | 3rd reading, passed | pass | 90 | 0 | | | 2026-02-12 | Senate | 3rd reading, passed | pass | 38 | 0 | | ## Actions (19) - 2026-04-08: signed by Governor (Acts Ch. 54) - 2026-03-27: delivered to Governor - 2026-03-27: enrolled, signed by Speaker of the House (Senate) - 2026-03-27: enrolled, signed by President of the Senate (Senate) - 2026-03-27: received in Senate (Senate) - 2026-03-26: 3rd reading, passed 90-0 (House) - 2026-03-24: posted for passage in the Regular Orders of the Day for Wednesday, March 25 2026 (House) - 2026-03-05: 2nd reading, to Rules (House) - 2026-03-04: reported favorably, 1st reading, to Calendar (House) - 2026-03-02: to Banking & Insurance (H) (House) - 2026-02-13: to Committee on Committees (H) (House) - 2026-02-13: received in House (House) - 2026-02-12: 3rd reading, passed 38-0 with Committee Substitute (1) (Senate) - 2026-02-11: posted for passage in the Regular Orders of the Day for Thursday, February 12 2026 (Senate) - 2026-02-11: 2nd reading, to Rules (Senate) - 2026-02-10: reported favorably, 1st reading, to Calendar with Committee Substitute (1) (Senate) - 2026-02-06: to Banking & Insurance (S) (Senate) - 2026-02-02: to Committee on Committees (S) (Senate) - 2026-02-02: introduced in Senate (Senate) ## Bill text - Current, 2026-02-12: [PDF](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb153/bill.pdf) - Introduced, 2026-02-02: [PDF](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb153/orig_bill.pdf) ## Related bills - SB 197: AN ACT providing funding and establishing conditions for state government agencies and institutions, making an appropriation therefor, and declaring an emergen… (became law) - SB 133: AN ACT relating to the fiscal reporting of local entities. (signed) - HB 869: AN ACT relating to fiscal matters and declaring an emergency. (signed) - SB 66: AN ACT relating to the operation of a motor vehicle. (signed) - HB 826: AN ACT relating to education. (signed) - HB 727: AN ACT relating to education and declaring an emergency. (signed) ## Sources - [Current (PDF)](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb153/bill.pdf) - [Introduced (PDF)](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb153/orig_bill.pdf) ## Related - [SB 197: AN ACT providing funding and establishing conditions for state government agenc…](https://policyrisk.com/state-bill/KY-SB197-2026RS) - [SB 133: AN ACT relating to the fiscal reporting of local entities.](https://policyrisk.com/state-bill/KY-SB133-2026RS) - [HB 869: AN ACT relating to fiscal matters and declaring an emergency.](https://policyrisk.com/state-bill/KY-HB869-2026RS) - [SB 66: AN ACT relating to the operation of a motor vehicle.](https://policyrisk.com/state-bill/KY-SB66-2026RS) - [HB 826: AN ACT relating to education.](https://policyrisk.com/state-bill/KY-HB826-2026RS) - [HB 727: AN ACT relating to education and declaring an emergency.](https://policyrisk.com/state-bill/KY-HB727-2026RS) - [Kentucky bills](https://policyrisk.com/states/kentucky/bills) - [Kentucky state hub](https://policyrisk.com/states/kentucky) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/KY-SB153-2026RS (as of 2026-11-01).