# Kentucky SB 226: AN ACT relating to preneed burial contracts.

Kentucky SB 226, AN ACT relating to preneed burial contracts., is a 2026 Regular Session Senate bill sponsored by Greg Elkins (Republican); status signed, last action 2026-04-10 (signed by Governor (Acts Ch. 88)); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/KY-SB226-2026RS
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Kentucky SB 226
- State: Kentucky
- Session: 2026 Regular Session
- Title: AN ACT relating to preneed burial contracts.
- Status: signed
- Chamber: Senate
- Introduced: 2026-02-24
- Last action: 2026-04-10, signed by Governor (Acts Ch. 88)
- Sponsor: Greg Elkins (Republican)
- Cosponsors: 5
- Subjects: Cemeteries And Burials, Contracts, Fees, Funerals And Funeral Directors
- Touches household money: yes
- Roll calls: 2 (131 yes, 0 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Refund rights and safeguards for preneed funds: benefit, high. You can demand a full refund of what you paid for a preneed funeral, plus all interest and earnings. You must give 15 days’ written notice to the agent and the trustee. A bank cannot release trust money until the agent certifies the contract was fully performed and provides a certified death record…
- Preneed admin fee capped at 15%: mixed, medium. If the agent guarantees the price and services, they can charge an administrative fee up to 15% of the contract’s total payments. The fee can be charged only once per contract, even if the contract is transferred. If you pay in installments, the agent cannot collect the fee until all installments a…
- Applies only to new preneed contracts: mixed, low. These rules apply only to preneed burial contracts signed on or after the law’s effective date. Contracts signed before that date are not covered.

## Sponsors and cosponsors

- Sponsor: Greg Elkins (Republican), Senate
- Cosponsor: Craig Richardson (Republican), Senate
- Cosponsor: Danny Carroll (Republican), Senate
- Cosponsor: Matt Nunn (Republican), Senate
- Cosponsor: Robby Mills (Republican), Senate
- Cosponsor: Scott Madon (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-31 | House | 3rd reading, passed | pass | 93 | 0 |   |
| 2026-03-10 | Senate | 3rd reading, passed | pass | 38 | 0 |   |

## Actions (19)

- 2026-04-10: signed by Governor (Acts Ch. 88)
- 2026-03-31: delivered to Governor
- 2026-03-31: enrolled, signed by Speaker of the House (Senate)
- 2026-03-31: enrolled, signed by President of the Senate (Senate)
- 2026-03-31: received in Senate (Senate)
- 2026-03-31: 3rd reading, passed 93-0 (House)
- 2026-03-24: posted for passage in the Regular Orders of the Day for Wednesday, March 25 2026 (House)
- 2026-03-20: 2nd reading, to Rules (House)
- 2026-03-19: reported favorably, 1st reading, to Calendar (House)
- 2026-03-16: to State Government (H) (House)
- 2026-03-11: to Committee on Committees (H) (House)
- 2026-03-11: received in House (House)
- 2026-03-10: 3rd reading, passed 38-0 (Senate)
- 2026-03-06: posted for passage in the Regular Orders of the Day for Tuesday, March 10 2026 (Senate)
- 2026-03-05: 2nd reading, to Rules (Senate)
- 2026-03-04: reported favorably, 1st reading, to Calendar (Senate)
- 2026-03-02: to State & Local Government (S) (Senate)
- 2026-02-24: to Committee on Committees (S) (Senate)
- 2026-02-24: introduced in Senate (Senate)

## Bill text

- Current, 2026-03-10: [PDF](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb226/bill.pdf)
- Introduced, 2026-03-10: [PDF](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb226/orig_bill.pdf)

## Related bills

- SB 197: AN ACT providing funding and establishing conditions for state government agencies and institutions, making an appropriation therefor, and declaring an emergen… (became law)
- SB 133: AN ACT relating to the fiscal reporting of local entities. (signed)
- HB 869: AN ACT relating to fiscal matters and declaring an emergency. (signed)
- SB 324: AN ACT relating to the entertainment industry. (signed)
- SB 66: AN ACT relating to the operation of a motor vehicle. (signed)
- HB 826: AN ACT relating to education. (signed)

## Sources
- [Current (PDF)](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb226/bill.pdf)
- [Introduced (PDF)](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb226/orig_bill.pdf)

## Related
- [SB 197: AN ACT providing funding and establishing conditions for state government agenc…](https://policyrisk.com/state-bill/KY-SB197-2026RS)
- [SB 133: AN ACT relating to the fiscal reporting of local entities.](https://policyrisk.com/state-bill/KY-SB133-2026RS)
- [HB 869: AN ACT relating to fiscal matters and declaring an emergency.](https://policyrisk.com/state-bill/KY-HB869-2026RS)
- [SB 324: AN ACT relating to the entertainment industry.](https://policyrisk.com/state-bill/KY-SB324-2026RS)
- [SB 66: AN ACT relating to the operation of a motor vehicle.](https://policyrisk.com/state-bill/KY-SB66-2026RS)
- [HB 826: AN ACT relating to education.](https://policyrisk.com/state-bill/KY-HB826-2026RS)
- [Kentucky bills](https://policyrisk.com/states/kentucky/bills)
- [Kentucky state hub](https://policyrisk.com/states/kentucky)
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Source: PRIA, https://policyrisk.com/state-bill/KY-SB226-2026RS (as of 2026-11-01).
