# Maryland HB 0431: Consumer Protection - Consumer Contracts - Limitation Periods

Maryland HB 0431, Consumer Protection - Consumer Contracts - Limitation Periods, is a 2025 Regular Session House bill sponsored by Vaughn Stewart (Democratic); status signed, last action 2025-04-22 (Approved by the Governor - Chapter 194) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/MD-HB0431-2025RS
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maryland HB 0431
- State: Maryland
- Session: 2025 Regular Session
- Title: Consumer Protection - Consumer Contracts - Limitation Periods
- Status: signed
- Chamber: House
- Introduced: 2025-01-16
- Last action: 2025-04-22, Approved by the Governor - Chapter 194
- Sponsor: Vaughn Stewart (Democratic)
- Cosponsors: 0
- Subjects: Civil Actions and Procedures, Commercial Law - Consumer Protection, Civil Actions -see also- Small Claims, Civil Offenses, Commerce and Business -see also- ElectrComm; ForeignTr; etc., Consumer Protection, Contracts -see also- Procurement, Courts -see also- AppCt; Circuit; District; Orphans'; etc., Goods and Services -see also- Retail Sales; TermnSvc; TrfGds, Leases and Rent, Liability, Penalties and Sentences -see also- Death Penalty, Statutes of Limitation, Time, Unfair Trade Practices
- Touches household money: no
- Roll calls: 3 (239 yes, 75 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Vaughn Stewart (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-07 | House | Third Reading Passed | pass | 101 | 38 | 1 |
| 2025-04-05 | Senate | Third Reading Passed | pass | 42 | 0 |   |
| 2025-03-06 | House | Third Reading Passed | pass | 96 | 37 | 6 |

## Actions (16)

- 2025-04-22: Approved by the Governor - Chapter 194
- 2025-04-07: Passed Enrolled (House)
- 2025-04-07: Third Reading Passed (101-38) (House)
- 2025-04-07: House Concurs Senate Amendments (House)
- 2025-04-05: Third Reading Passed (42-0) (Senate)
- 2025-04-05: Second Reading Passed with Amendments (Senate)
- 2025-04-05: Favorable with Amendments {213224/1 Adopted (Senate)
- 2025-04-05: Favorable with Amendments Report by Finance (Senate)
- 2025-03-18: Hearing 3/25 at 1:00 p.m. (Senate)
- 2025-03-07: Referred Finance (Senate)
- 2025-03-06: Third Reading Passed (96-37) (House)
- 2025-03-04: Second Reading Passed with Amendments (House)
- 2025-03-04: Favorable with Amendments {443021/1 Adopted (House)
- 2025-03-03: Favorable with Amendments Report by Economic Matters (House)
- 2025-01-16: Hearing 1/28 at 1:00 p.m. (House)
- 2025-01-16: First Reading Economic Matters (House)

## Bill text

- Enacted, 2025-04-22: [PDF](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_194_hb0431e.pdf)
- Enrolled, 2025-04-07: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0431e.pdf)
- Third Reading, 2025-03-04: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0431t.pdf)
- First Reading, 2025-01-16: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0431f.pdf)

## Related bills

- SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions (vetoed)
- HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination Review Process (vetoed)
- HB 0384: Maryland Disability Service Animal Program - Established (vetoed)
- SB 0157: Maryland Disability Service Animal Program - Established (vetoed)
- HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization (became law)
- HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard (signed)

## Sources
- [Enacted (PDF)](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_194_hb0431e.pdf)
- [Enrolled (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0431e.pdf)
- [Third Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0431t.pdf)
- [First Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0431f.pdf)

## Related
- [SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions](https://policyrisk.com/state-bill/MD-SB0227-2025RS)
- [HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination…](https://policyrisk.com/state-bill/MD-HB0482-2025RS)
- [HB 0384: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-HB0384-2025RS)
- [SB 0157: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-SB0157-2025RS)
- [HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization](https://policyrisk.com/state-bill/MD-HB1294-2025RS)
- [HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard](https://policyrisk.com/state-bill/MD-HB0228-2025RS)
- [Maryland bills](https://policyrisk.com/states/maryland/bills)
- [Maryland state hub](https://policyrisk.com/states/maryland)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MD-HB0431-2025RS (as of 2026-10-17).