# Maryland HB 0816: Maryland Automobile Insurance Fund - Affordability Program and Industry Automobile Insurance Association Assessments

Maryland HB 0816, Maryland Automobile Insurance Fund - Affordability Program and Industry Automobile Insurance Association Assessments, is a 2026 Regular Session House bill sponsored by Kym Taylor (Democratic); status signed, last action 2026-05-26 (Approved by the Governor - Chapter 741); PRIA reads it as touching household money (as of 2026-10-11).

- Canonical: https://policyrisk.com/state-bill/MD-HB0816-2026RS
- As of: 2026-10-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maryland HB 0816
- State: Maryland
- Session: 2026 Regular Session
- Title: Maryland Automobile Insurance Fund - Affordability Program and Industry Automobile Insurance Association Assessments
- Status: signed
- Chamber: House
- Introduced: 2026-02-04
- Last action: 2026-05-26, Approved by the Governor - Chapter 741
- Sponsor: Kym Taylor (Democratic)
- Cosponsors: 17
- Subjects: Insurance - Other than Health, Assessments -see also- Property Tax, Committees and Commissions, Consumer Protection, Industry and Manufacturing, Low-Income, Maryland Automobile Insurance Fund, Prices -see also- Consumer Price Index, Revenue and Taxes -see also- (specific tax)
- Touches household money: yes
- Roll calls: 2 (131 yes, 38 no in all)
- Economic provisions PRIA read: 2

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Lower premiums for low-income Maryland drivers: benefit, medium. Starting July 1, 2027, the Maryland Automobile Insurance Fund (MAIF) runs a two-year Affordability Program. It caps the maximum premium on MAIF private passenger policies for eligible drivers. You qualify if you meet MAIF policyholder rules and your household income is at or below 250% of the feder…
- New rules for spreading state auto assessments: mixed, low. Starting July 1, 2027, the state sets tighter rules on MAIF assessments. The private passenger division’s assessment cap drops from 3% to 1%. The Board must use a set formula to split assessments between private passenger and commercial auto. It divides each division’s latest certified assessment b…

## Sponsors and cosponsors

- Sponsor: Kym Taylor (Democratic), House
- Cosponsor: Jackie Addison (Democratic), House
- Cosponsor: Marlon Amprey (Democratic), House
- Cosponsor: Adrian Boafo (Democratic), House
- Cosponsor: Frank M. Conaway (Democratic), House
- Cosponsor: Diana M. Fennell (Democratic), House
- Cosponsor: Andrea Fletcher Harrison (Democratic), House
- Cosponsor: Robbyn Lewis (Democratic), House
- Cosponsor: Gabriel M. Moreno (Democratic), House
- Cosponsor: N. Scott Phillips (Democratic), House
- Cosponsor: Malcolm P. Ruff (Democratic), House
- Cosponsor: Gary Simmons (Democratic), House
- Cosponsor: Stephanie Smith (Democratic), House
- Cosponsor: Sean A. Stinnett (Democratic), House
- Cosponsor: Karen Toles (Democratic), House
- Cosponsor: Veronica Turner (Democratic), House
- Cosponsor: Greg Wims (Democratic), House
- Cosponsor: Caylin Young (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-09 | Senate | Third Reading Passed | pass | 33 | 0 | 1 |
| 2026-03-23 | House | Third Reading Passed | pass | 98 | 38 | 4 |

## Actions (17)

- 2026-05-26: Approved by the Governor - Chapter 741
- 2026-04-10: Returned Passed (House)
- 2026-04-09: Third Reading Passed (33-0) (Senate)
- 2026-04-08: Second Reading Passed (Senate)
- 2026-04-08: Favorable Adopted (Senate)
- 2026-04-08: Favorable Report by Finance (Senate)
- 2026-03-23: Referred Finance (Senate)
- 2026-03-23: Third Reading Passed (98-38) (House)
- 2026-03-23: Second Reading Passed with Amendments (House)
- 2026-03-23: Floor Amendment {623025/1 (Delegate Taylor) Adopted (House)
- 2026-03-23: Motion Reconsider Second Reading (Delegate Taylor) Adopted (House)
- 2026-03-21: Second Reading Passed with Amendments (House)
- 2026-03-21: Favorable with Amendments {813525/1 Adopted (House)
- 2026-03-21: Favorable with Amendments Report by Judiciary (House)
- 2026-02-16: Hearing 3/05 at 1:00 p.m. (House)
- 2026-02-06: Reassigned to Judiciary (House)
- 2026-02-04: First Reading Environment and Transportation (House)

## Bill text

- Enacted, 2026-05-26: [PDF](https://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_741_hb0816t.pdf)
- Third Reading, 2026-03-23: [PDF](https://mgaleg.maryland.gov/2026RS/bills/hb/hb0816t.pdf)
- First Reading, 2026-02-04: [PDF](https://mgaleg.maryland.gov/2026RS/bills/hb/hb0816f.pdf)

## Related bills

- SB 0496: Maryland Medical Assistance Program - Coverage for the Treatment of Obesity - Authorization (became law)
- SB 0366: Motor Vehicles - Intelligent Speed Assistance System Pilot Program - Establishment (became law)
- SB 0244: Code Revision - Health - Maryland Medical Assistance Program (became law)
- SB 0148: Income Tax - Credit for 9-1-1 Specialist Retirement Income (Supporting Our 9-1-1 Specialists Act) (became law)
- SB 0016: Child Support - Earnings Withholdings Limits (became law)
- HB 0529: Code Revision - Health - Maryland Medical Assistance Program (became law)

## Sources
- [Enacted (PDF)](https://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_741_hb0816t.pdf)
- [Third Reading (PDF)](https://mgaleg.maryland.gov/2026RS/bills/hb/hb0816t.pdf)
- [First Reading (PDF)](https://mgaleg.maryland.gov/2026RS/bills/hb/hb0816f.pdf)

## Related
- [SB 0496: Maryland Medical Assistance Program - Coverage for the Treatment of Obesity - A…](https://policyrisk.com/state-bill/MD-SB0496-2026RS)
- [SB 0366: Motor Vehicles - Intelligent Speed Assistance System Pilot Program - Establishm…](https://policyrisk.com/state-bill/MD-SB0366-2026RS)
- [SB 0244: Code Revision - Health - Maryland Medical Assistance Program](https://policyrisk.com/state-bill/MD-SB0244-2026RS)
- [SB 0148: Income Tax - Credit for 9-1-1 Specialist Retirement Income (Supporting Our 9-1-…](https://policyrisk.com/state-bill/MD-SB0148-2026RS)
- [SB 0016: Child Support - Earnings Withholdings Limits](https://policyrisk.com/state-bill/MD-SB0016-2026RS)
- [HB 0529: Code Revision - Health - Maryland Medical Assistance Program](https://policyrisk.com/state-bill/MD-HB0529-2026RS)
- [Maryland bills](https://policyrisk.com/states/maryland/bills)
- [Maryland state hub](https://policyrisk.com/states/maryland)
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Source: PRIA, https://policyrisk.com/state-bill/MD-HB0816-2026RS (as of 2026-10-11).