# Maryland HB 0848: Health Insurance - Adverse Decisions - Notices, Reporting, and Examinations Maryland HB 0848, Health Insurance - Adverse Decisions - Notices, Reporting, and Examinations, is a 2025 Regular Session House bill sponsored by Joseline A. Peña-Melnyk (Democratic); status signed, last action 2025-05-20 (Approved by the Governor - Chapter 669) (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/MD-HB0848-2025RS - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maryland HB 0848 - State: Maryland - Session: 2025 Regular Session - Title: Health Insurance - Adverse Decisions - Notices, Reporting, and Examinations - Status: signed - Chamber: House - Introduced: 2025-01-30 - Last action: 2025-05-20, Approved by the Governor - Chapter 669 - Sponsor: Joseline A. Peña-Melnyk (Democratic) - Cosponsors: 20 - Subjects: Health - Insurance, Complaints, Data -see also- Census; Demographics, Disclosure, Health Insurance -see also- ACA; HMOs; MCOs, Health Maintenance Organizations -see also- Manage Care Orgs, Insurance Administration, Internet -see also- Internet Access, Language -see also- Communications; Literacy, Medical Testing and Diagnosis, Notices, Records -see also- Land Records; Vital Records, Reports, Standards and Best Practices, Telecommunications and Information Technology, Time - Touches household money: no - Roll calls: 3 (322 yes, 0 no in all) - Economic provisions PRIA read: 0 ## Summary No summary available. ## Bill overview No economic impacts identified for this bill. ## Sponsors and cosponsors - Sponsor: Joseline A. Peña-Melnyk (Democratic), House - Cosponsor: Heather Bagnall (Democratic), House - Cosponsor: Harry Bhandari (Democratic), House - Cosponsor: Brian Chisholm (Republican), House - Cosponsor: Bonnie Cullison (Democratic), House - Cosponsor: Pam Lanman Guzzone (Democratic), House - Cosponsor: Terri L. Hill (Democratic), House - Cosponsor: Thomas S. Hutchinson (Republican), House - Cosponsor: Anne R. Kaiser (Democratic), House - Cosponsor: Kenneth Kerr (Democratic), House - Cosponsor: Nicholaus R. Kipke (Republican), House - Cosponsor: Lesley J. Lopez (Democratic), House - Cosponsor: Ashanti Martinez (Democratic), House - Cosponsor: Teresa E. Reilly (Republican), House - Cosponsor: Samuel I. Rosenberg (Democratic), House - Cosponsor: Steve Johnson (Democratic), House - Cosponsor: Kathy Szeliga (Republican), House - Cosponsor: Deni Taveras (Democratic), House - Cosponsor: Jennifer White Holland (Democratic), House - Cosponsor: Jamila J. Woods (Democratic), House - Cosponsor: Teresa Woorman (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-04-03 | House | Third Reading Passed | pass | 139 | 0 | 1 | | 2025-04-02 | Senate | Third Reading Passed | pass | 46 | 0 | 1 | | 2025-03-06 | House | Third Reading Passed | pass | 137 | 0 | 2 | ## Actions (18) - 2025-05-20: Approved by the Governor - Chapter 669 - 2025-04-03: Passed Enrolled (House) - 2025-04-03: Third Reading Passed (139-0) (House) - 2025-04-03: House Concurs Senate Amendments (House) - 2025-04-02: Third Reading Passed (46-0) (Senate) - 2025-04-01: Second Reading Passed with Amendments (Senate) - 2025-04-01: Favorable with Amendments {983929/1 Adopted (Senate) - 2025-03-31: Favorable with Amendments Report by Finance (Senate) - 2025-03-18: Hearing 3/20 at 1:30 p.m. (Senate) - 2025-03-18: Hearing canceled (Senate) - 2025-03-14: Hearing 3/20 at 1:00 p.m. (Senate) - 2025-03-10: Referred Finance (Senate) - 2025-03-06: Third Reading Passed (137-0) (House) - 2025-03-04: Second Reading Passed with Amendments (House) - 2025-03-04: Favorable with Amendments {183322/1 Adopted (House) - 2025-03-03: Favorable with Amendments Report by Health and Government Operations (House) - 2025-02-03: Hearing 2/13 at 1:00 p.m. (House) - 2025-01-30: First Reading Health and Government Operations (House) ## Bill text - Enacted, 2025-05-20: [PDF](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_669_hb0848e.pdf) - Enrolled, 2025-04-03: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0848e.pdf) - Third Reading, 2025-03-04: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0848t.pdf) - First Reading, 2025-01-30: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0848f.pdf) ## Related bills - SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions (vetoed) - HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination Review Process (vetoed) - HB 0384: Maryland Disability Service Animal Program - Established (vetoed) - SB 0157: Maryland Disability Service Animal Program - Established (vetoed) - HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization (became law) - HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard (signed) ## Sources - [Enacted (PDF)](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_669_hb0848e.pdf) - [Enrolled (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0848e.pdf) - [Third Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0848t.pdf) - [First Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0848f.pdf) ## Related - [SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions](https://policyrisk.com/state-bill/MD-SB0227-2025RS) - [HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination…](https://policyrisk.com/state-bill/MD-HB0482-2025RS) - [HB 0384: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-HB0384-2025RS) - [SB 0157: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-SB0157-2025RS) - [HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization](https://policyrisk.com/state-bill/MD-HB1294-2025RS) - [HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard](https://policyrisk.com/state-bill/MD-HB0228-2025RS) - [Maryland bills](https://policyrisk.com/states/maryland/bills) - [Maryland state hub](https://policyrisk.com/states/maryland) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/MD-HB0848-2025RS (as of 2026-10-17).