# Maryland HB 0974: Health Insurance - Preventive Services - High Deductible Health Plans and Enforcement Authority Maryland HB 0974, Health Insurance - Preventive Services - High Deductible Health Plans and Enforcement Authority, is a 2025 Regular Session House bill sponsored by Emily Shetty (Democratic); status signed, last action 2025-05-20 (Approved by the Governor - Chapter 745); PRIA reads it as touching household money (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/MD-HB0974-2025RS - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maryland HB 0974 - State: Maryland - Session: 2025 Regular Session - Title: Health Insurance - Preventive Services - High Deductible Health Plans and Enforcement Authority - Status: signed - Chamber: House - Introduced: 2025-01-31 - Last action: 2025-05-20, Approved by the Governor - Chapter 745 - Sponsor: Emily Shetty (Democratic) - Cosponsors: 21 - Subjects: Health - Insurance, Federal Government, Health Insurance -see also- ACA; HMOs; MCOs, Insurance Administration, Intergovernmental Cooperation -see also- AdmAgn; Cmts; etc., Rules and Regulations, Standards and Best Practices - Touches household money: yes - Roll calls: 3 (238 yes, 80 no in all) - Economic provisions PRIA read: 2 ## Summary No summary available. ## Bill overview: provisions PRIA read - High-deductible patients may pay for prevention: cost, medium. Beginning June 1, 2025, carriers may apply a high-deductible plan’s deductible to the preventive care covered by this law. This applies to plans meeting the federal definition in 26 U.S.C. § 223(c)(2). Carriers cannot use this exception when Maryland’s Insurance Commissioner determines the coverage… - No-cost preventive care with network limits: mixed, medium. Beginning June 1, 2025, Maryland carriers must cover specified preventive care without copays, coinsurance, or deductibles, subject to exceptions. This covers services rated A or B by the U.S. Preventive Services Task Force for the person receiving care. It also covers routine vaccines recommended… ## Sponsors and cosponsors - Sponsor: Emily Shetty (Democratic), House - Cosponsor: Tiffany T. Alston (Democratic), House - Cosponsor: Heather Bagnall (Democratic), House - Cosponsor: Harry Bhandari (Democratic), House - Cosponsor: Bonnie Cullison (Democratic), House - Cosponsor: Dana Jones (Democratic), House - Cosponsor: Pam Lanman Guzzone (Democratic), House - Cosponsor: Terri L. Hill (Democratic), House - Cosponsor: Anne R. Kaiser (Democratic), House - Cosponsor: Aaron M. Kaufman (Democratic), House - Cosponsor: Kenneth Kerr (Democratic), House - Cosponsor: Lesley J. Lopez (Democratic), House - Cosponsor: Ashanti Martinez (Democratic), House - Cosponsor: Joseline A. Peña-Melnyk (Democratic), House - Cosponsor: Samuel I. Rosenberg (Democratic), House - Cosponsor: Kim Ross (Democratic), House - Cosponsor: Steve Johnson (Democratic), House - Cosponsor: Jared Solomon (Democratic), House - Cosponsor: Deni Taveras (Democratic), House - Cosponsor: Jennifer White Holland (Democratic), House - Cosponsor: Jamila J. Woods (Democratic), House - Cosponsor: Teresa Woorman (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-04-07 | House | Third Reading Passed | pass | 100 | 37 | 3 | | 2025-04-04 | Senate | Third Reading Passed | pass | 37 | 5 | 1 | | 2025-03-11 | House | Third Reading Passed | pass | 101 | 38 | | ## Actions (16) - 2025-05-20: Approved by the Governor - Chapter 745 - 2025-04-07: Passed Enrolled (House) - 2025-04-07: Third Reading Passed (100-37) (House) - 2025-04-07: House Concurs Senate Amendments (House) - 2025-04-04: Third Reading Passed (37-5) (Senate) - 2025-04-04: Second Reading Passed with Amendments (Senate) - 2025-04-04: Favorable with Amendments {603620/1 Adopted (Senate) - 2025-04-04: Favorable with Amendments Report by Finance (Senate) - 2025-03-20: Hearing 3/27 at 1:00 p.m. (Senate) - 2025-03-12: Referred Finance (Senate) - 2025-03-11: Third Reading Passed (101-38) (House) - 2025-03-11: Second Reading Passed with Amendments (House) - 2025-03-11: Favorable with Amendments {943925/1 Adopted (House) - 2025-03-10: Favorable with Amendments Report by Health and Government Operations (House) - 2025-02-03: Hearing 2/20 at 1:00 p.m. (House) - 2025-01-31: First Reading Health and Government Operations (House) ## Bill text - Enacted, 2025-05-20: [PDF](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_745_hb0974e.pdf) - Enrolled, 2025-04-07: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0974e.pdf) - Third Reading, 2025-03-11: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0974t.pdf) - First Reading, 2025-01-31: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0974f.pdf) ## Related bills - HB 0384: Maryland Disability Service Animal Program - Established (vetoed) - SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions (vetoed) - HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination Review Process (vetoed) - SB 0157: Maryland Disability Service Animal Program - Established (vetoed) - HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization (became law) - HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard (signed) ## Sources - [Enacted (PDF)](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_745_hb0974e.pdf) - [Enrolled (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0974e.pdf) - [Third Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0974t.pdf) - [First Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb0974f.pdf) ## Related - [HB 0384: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-HB0384-2025RS) - [SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions](https://policyrisk.com/state-bill/MD-SB0227-2025RS) - [HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination…](https://policyrisk.com/state-bill/MD-HB0482-2025RS) - [SB 0157: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-SB0157-2025RS) - [HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization](https://policyrisk.com/state-bill/MD-HB1294-2025RS) - [HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard](https://policyrisk.com/state-bill/MD-HB0228-2025RS) - [Maryland bills](https://policyrisk.com/states/maryland/bills) - [Maryland state hub](https://policyrisk.com/states/maryland) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/MD-HB0974-2025RS (as of 2026-10-17).