# Maryland HB 1018: Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures

Maryland HB 1018, Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures, is a 2025 Regular Session House bill sponsored by Andrew C. Pruski (Democratic); status signed, last action 2025-04-22 (Approved by the Governor - Chapter 202) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/MD-HB1018-2025RS
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maryland HB 1018
- State: Maryland
- Session: 2025 Regular Session
- Title: Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures
- Status: signed
- Chamber: House
- Introduced: 2025-02-03
- Last action: 2025-04-22, Approved by the Governor - Chapter 202
- Sponsor: Andrew C. Pruski (Democratic)
- Cosponsors: 0
- Subjects: Financial Institutions, Family Law, Real Property, Banks and Trust Companies, Communications -see also- ElecComm; Intergov; Telecom; etc., Contracts -see also- Procurement, Credit Unions, Disclosure, Divorce -see also- Annulment; Family Law, Finance Companies, Financial Institutions -see also- Banks; Credit Unions; etc., Forms, Interest, Mortgages, Residential Property -see also- Apartments; Condominiums, Savings and Loan Associations
- Touches household money: no
- Roll calls: 4 (324 yes, 135 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Andrew C. Pruski (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-07 | House | Third Reading Passed | pass | 124 | 15 | 1 |
| 2025-04-03 | Senate | Third Reading Passed | pass | 47 | 0 |   |
| 2025-03-11 | House | Third Reading Passed | pass | 116 | 24 |   |
| 2025-03-05 | House | Floor Amendment {833926/1 (Delegate Griffith) Rejected | fail | 37 | 96 | 4 |

## Actions (17)

- 2025-04-22: Approved by the Governor - Chapter 202
- 2025-04-07: Passed Enrolled (House)
- 2025-04-07: Third Reading Passed (124-15) (House)
- 2025-04-07: House Concurs Senate Amendments (House)
- 2025-04-03: Third Reading Passed (47-0) (Senate)
- 2025-04-03: Second Reading Passed with Amendments (Senate)
- 2025-04-03: Favorable with Amendments {103328/1 Adopted (Senate)
- 2025-04-03: Favorable with Amendments Report by Finance (Senate)
- 2025-03-12: Referred Finance (Senate)
- 2025-03-11: Third Reading Passed (116-24) (House)
- 2025-03-05: Second Reading Passed (House)
- 2025-03-05: Floor Amendment {833926/1 (Delegate Griffith) Rejected (37-96) (House)
- 2025-03-04: Motion Special Order until 03/05 (Delegate Griffith) Adopted (House)
- 2025-03-04: Favorable Adopted (House)
- 2025-03-03: Favorable Report by Economic Matters (House)
- 2025-02-04: Hearing 2/18 at 1:00 p.m. (House)
- 2025-02-03: First Reading Economic Matters (House)

## Bill text

- Enacted, 2025-04-22: [PDF](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_202_hb1018e.pdf)
- Enrolled, 2025-04-07: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1018e.pdf)
- Third Reading, 2025-03-05: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1018t.pdf)
- First Reading, 2025-02-03: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1018f.pdf)

## Related bills

- SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions (vetoed)
- HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination Review Process (vetoed)
- HB 0384: Maryland Disability Service Animal Program - Established (vetoed)
- SB 0157: Maryland Disability Service Animal Program - Established (vetoed)
- HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization (became law)
- HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard (signed)

## Sources
- [Enacted (PDF)](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_202_hb1018e.pdf)
- [Enrolled (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1018e.pdf)
- [Third Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1018t.pdf)
- [First Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1018f.pdf)

## Related
- [SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions](https://policyrisk.com/state-bill/MD-SB0227-2025RS)
- [HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination…](https://policyrisk.com/state-bill/MD-HB0482-2025RS)
- [HB 0384: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-HB0384-2025RS)
- [SB 0157: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-SB0157-2025RS)
- [HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization](https://policyrisk.com/state-bill/MD-HB1294-2025RS)
- [HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard](https://policyrisk.com/state-bill/MD-HB0228-2025RS)
- [Maryland bills](https://policyrisk.com/states/maryland/bills)
- [Maryland state hub](https://policyrisk.com/states/maryland)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MD-HB1018-2025RS (as of 2026-10-17).