# Maryland HB 1069: Life and Health Insurance Policies and Annuity and Health Maintenance Organization Contracts - Discretionary Clauses - Prohibition

Maryland HB 1069, Life and Health Insurance Policies and Annuity and Health Maintenance Organization Contracts - Discretionary Clauses - Prohibition, is a 2025 Regular Session House bill sponsored by Teresa Woorman (Democratic); status signed, last action 2025-05-06 (Approved by the Governor - Chapter 396) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/MD-HB1069-2025RS
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maryland HB 1069
- State: Maryland
- Session: 2025 Regular Session
- Title: Life and Health Insurance Policies and Annuity and Health Maintenance Organization Contracts - Discretionary Clauses - Prohibition
- Status: signed
- Chamber: House
- Introduced: 2025-02-05
- Last action: 2025-05-06, Approved by the Governor - Chapter 396
- Sponsor: Teresa Woorman (Democratic)
- Cosponsors: 24
- Subjects: Insurance - Other than Health, Health - Insurance, Health Maintenance Organizations, Contracts -see also- Procurement, Health Insurance -see also- ACA; HMOs; MCOs, Health Maintenance Organizations -see also- Manage Care Orgs, Insurance -see also- Health Ins; MAIF; Motor Vehicle Ins
- Touches household money: no
- Roll calls: 2 (185 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Teresa Woorman (Democratic), House
- Cosponsor: Tiffany T. Alston (Democratic), House
- Cosponsor: Heather Bagnall (Democratic), House
- Cosponsor: Harry Bhandari (Democratic), House
- Cosponsor: Brian Chisholm (Republican), House
- Cosponsor: Bonnie Cullison (Democratic), House
- Cosponsor: Pam Lanman Guzzone (Democratic), House
- Cosponsor: Terri L. Hill (Democratic), House
- Cosponsor: Thomas S. Hutchinson (Republican), House
- Cosponsor: Anne R. Kaiser (Democratic), House
- Cosponsor: Aaron M. Kaufman (Democratic), House
- Cosponsor: Kenneth Kerr (Democratic), House
- Cosponsor: Nicholaus R. Kipke (Republican), House
- Cosponsor: Lesley J. Lopez (Democratic), House
- Cosponsor: Matthew Morgan (Republican), House
- Cosponsor: Ashanti Martinez (Democratic), House
- Cosponsor: Joseline A. Peña-Melnyk (Democratic), House
- Cosponsor: Teresa E. Reilly (Republican), House
- Cosponsor: Samuel I. Rosenberg (Democratic), House
- Cosponsor: Kim Ross (Democratic), House
- Cosponsor: Steve Johnson (Democratic), House
- Cosponsor: Kathy Szeliga (Republican), House
- Cosponsor: Deni Taveras (Democratic), House
- Cosponsor: Jennifer White Holland (Democratic), House
- Cosponsor: Jamila J. Woods (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-07 | Senate | Third Reading Passed | pass | 47 | 0 |   |
| 2025-03-12 | House | Third Reading Passed | pass | 138 | 0 | 3 |

## Actions (18)

- 2025-05-06: Approved by the Governor - Chapter 396
- 2025-04-07: Returned Passed (House)
- 2025-04-07: Third Reading Passed (47-0) (Senate)
- 2025-04-04: Second Reading Passed (Senate)
- 2025-04-04: Favorable Adopted (Senate)
- 2025-04-04: Favorable Report by Finance (Senate)
- 2025-03-26: Hearing 4/01 at 1:00 p.m. (Senate)
- 2025-03-12: Referred Finance (Senate)
- 2025-03-12: Third Reading Passed (138-0) (House)
- 2025-03-11: Second Reading Passed with Amendments (House)
- 2025-03-11: Favorable with Amendments {583226/1 Adopted (House)
- 2025-03-10: Favorable with Amendments Report by Health and Government Operations (House)
- 2025-02-26: Hearing 2/28 at 12:00 p.m. (House)
- 2025-02-26: Hearing canceled (House)
- 2025-02-17: Hearing 2/28 at 1:00 p.m. (House)
- 2025-02-17: Hearing canceled (House)
- 2025-02-12: Hearing 2/27 at 1:00 p.m. (House)
- 2025-02-05: First Reading Health and Government Operations (House)

## Bill text

- Enacted, 2025-05-06: [PDF](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_396_hb1069t.pdf)
- Third Reading, 2025-03-11: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1069t.pdf)
- First Reading, 2025-02-05: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1069f.pdf)

## Related bills

- SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions (vetoed)
- HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination Review Process (vetoed)
- HB 0384: Maryland Disability Service Animal Program - Established (vetoed)
- SB 0157: Maryland Disability Service Animal Program - Established (vetoed)
- HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization (became law)
- HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard (signed)

## Sources
- [Enacted (PDF)](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_396_hb1069t.pdf)
- [Third Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1069t.pdf)
- [First Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1069f.pdf)

## Related
- [SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions](https://policyrisk.com/state-bill/MD-SB0227-2025RS)
- [HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination…](https://policyrisk.com/state-bill/MD-HB0482-2025RS)
- [HB 0384: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-HB0384-2025RS)
- [SB 0157: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-SB0157-2025RS)
- [HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization](https://policyrisk.com/state-bill/MD-HB1294-2025RS)
- [HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard](https://policyrisk.com/state-bill/MD-HB0228-2025RS)
- [Maryland bills](https://policyrisk.com/states/maryland/bills)
- [Maryland state hub](https://policyrisk.com/states/maryland)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MD-HB1069-2025RS (as of 2026-10-17).
