# Maryland HB 1082: Health Insurance - Individual Market Stabilization - Establishment of the State-Based Health Insurance Subsidies Program Maryland HB 1082, Health Insurance - Individual Market Stabilization - Establishment of the State-Based Health Insurance Subsidies Program, is a 2025 Regular Session House bill sponsored by Joseline A. Peña-Melnyk (Democratic); status signed, last action 2025-05-13 (Approved by the Governor - Chapter 468); PRIA reads it as touching household money (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/MD-HB1082-2025RS - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maryland HB 1082 - State: Maryland - Session: 2025 Regular Session - Title: Health Insurance - Individual Market Stabilization - Establishment of the State-Based Health Insurance Subsidies Program - Status: signed - Chamber: House - Introduced: 2025-02-05 - Last action: 2025-05-13, Approved by the Governor - Chapter 468 - Sponsor: Joseline A. Peña-Melnyk (Democratic) - Cosponsors: 17 - Subjects: Health - Insurance, Committees and Commissions, Electronic Government, Federal Aid -see also- CARES Act, Health Benefit Exchange, Health Insurance -see also- ACA; HMOs; MCOs, Insurance Administration, Internet -see also- Internet Access, Medical Assistance, Prices -see also- Consumer Price Index, Reports, Revenue and Taxes -see also- (specific tax), Rules and Regulations, Sunset - Touches household money: yes - Roll calls: 2 (136 yes, 49 no in all) - Economic provisions PRIA read: 1 ## Summary No summary available. ## Bill overview: provisions PRIA read - New help with Maryland health premiums: benefit, medium. Effective June 1, 2025, the law creates premium help for people buying individual health plans in Maryland. Assistance covers 2026–2027, targeting people whose required premium share rises because federal tax credits shrink compared with 2025. The Maryland Health Benefit Exchange sets eligibility a… ## Sponsors and cosponsors - Sponsor: Joseline A. Peña-Melnyk (Democratic), House - Cosponsor: Tiffany T. Alston (Democratic), House - Cosponsor: Heather Bagnall (Democratic), House - Cosponsor: Harry Bhandari (Democratic), House - Cosponsor: Bonnie Cullison (Democratic), House - Cosponsor: Pam Lanman Guzzone (Democratic), House - Cosponsor: Terri L. Hill (Democratic), House - Cosponsor: Anne R. Kaiser (Democratic), House - Cosponsor: Kenneth Kerr (Democratic), House - Cosponsor: Lesley J. Lopez (Democratic), House - Cosponsor: Ashanti Martinez (Democratic), House - Cosponsor: Samuel I. Rosenberg (Democratic), House - Cosponsor: Kim Ross (Democratic), House - Cosponsor: Steve Johnson (Democratic), House - Cosponsor: Deni Taveras (Democratic), House - Cosponsor: Jennifer White Holland (Democratic), House - Cosponsor: Jamila J. Woods (Democratic), House - Cosponsor: Teresa Woorman (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-04-07 | Senate | Third Reading Passed | pass | 34 | 12 | 1 | | 2025-03-12 | House | Third Reading Passed | pass | 102 | 37 | 2 | ## Actions (16) - 2025-05-13: Approved by the Governor - Chapter 468 - 2025-04-07: Returned Passed (House) - 2025-04-07: Third Reading Passed (34-12) (Senate) - 2025-04-04: Second Reading Passed (Senate) - 2025-04-04: Favorable Adopted (Senate) - 2025-04-04: Favorable Report by Finance (Senate) - 2025-03-20: Hearing 3/27 at 1:00 p.m. (Senate) - 2025-03-12: Referred Finance (Senate) - 2025-03-12: Third Reading Passed (102-37) (House) - 2025-03-11: Second Reading Passed with Amendments (House) - 2025-03-11: Favorable with Amendments {433523/1 Adopted (House) - 2025-03-10: Favorable with Amendments Report by Health and Government Operations (House) - 2025-02-26: Hearing 2/27 at 2:00 p.m. (House) - 2025-02-26: Hearing canceled (House) - 2025-02-12: Hearing 2/27 at 1:00 p.m. (House) - 2025-02-05: First Reading Health and Government Operations (House) ## Bill text - Enacted, 2025-05-13: [PDF](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_468_hb1082t.pdf) - Third Reading, 2025-03-11: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1082t.pdf) - First Reading, 2025-02-05: [PDF](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1082f.pdf) ## Related bills - HB 0384: Maryland Disability Service Animal Program - Established (vetoed) - SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions (vetoed) - HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination Review Process (vetoed) - SB 0157: Maryland Disability Service Animal Program - Established (vetoed) - HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization (became law) - HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard (signed) ## Sources - [Enacted (PDF)](https://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_468_hb1082t.pdf) - [Third Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1082t.pdf) - [First Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/hb/hb1082f.pdf) ## Related - [HB 0384: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-HB0384-2025RS) - [SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions](https://policyrisk.com/state-bill/MD-SB0227-2025RS) - [HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination…](https://policyrisk.com/state-bill/MD-HB0482-2025RS) - [SB 0157: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-SB0157-2025RS) - [HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization](https://policyrisk.com/state-bill/MD-HB1294-2025RS) - [HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard](https://policyrisk.com/state-bill/MD-HB0228-2025RS) - [Maryland bills](https://policyrisk.com/states/maryland/bills) - [Maryland state hub](https://policyrisk.com/states/maryland) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/MD-HB1082-2025RS (as of 2026-10-17).