# Maryland SB 0469: Maryland Automobile Insurance Fund - Affordability Program and Industry Automobile Insurance Association Assessments Maryland SB 0469, Maryland Automobile Insurance Fund - Affordability Program and Industry Automobile Insurance Association Assessments, is a 2026 Regular Session Senate bill sponsored by Antonio Hayes (Democratic); status signed, last action 2026-05-26 (Approved by the Governor - Chapter 742); PRIA reads it as touching household money (as of 2026-10-11). - Canonical: https://policyrisk.com/state-bill/MD-SB0469-2026RS - As of: 2026-10-11 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maryland SB 0469 - State: Maryland - Session: 2026 Regular Session - Title: Maryland Automobile Insurance Fund - Affordability Program and Industry Automobile Insurance Association Assessments - Status: signed - Chamber: Senate - Introduced: 2026-02-02 - Last action: 2026-05-26, Approved by the Governor - Chapter 742 - Sponsor: Antonio Hayes (Democratic) - Cosponsors: 0 - Subjects: Insurance - Other than Health, Assessments -see also- Property Tax, Consumer Protection, Discrimination, Low-Income, Maryland Automobile Insurance Fund, Prices -see also- Consumer Price Index, Revenue and Taxes -see also- (specific tax), Sunset - Touches household money: yes - Roll calls: 3 (186 yes, 35 no in all) - Economic provisions PRIA read: 2 ## Summary No summary available. ## Bill overview: provisions PRIA read - Lower auto premiums for low-income drivers: benefit, medium. Beginning July 1, 2027, Maryland’s auto insurance fund can run an Affordability Program for private passenger policies. The Commissioner reviews and must approve the program. You qualify if you meet the Fund’s policyholder rules and your household income is at or below 250% of the federal poverty l… - New rules for auto insurance assessments: mixed, low. Beginning July 1, 2027, the Board must use a set formula to split state auto insurance industry assessments between commercial and private passenger auto. The private passenger share is capped at 1% (down from 3%). The formula uses the most recent certified assessment and matching premium totals fo… ## Sponsors and cosponsors - Sponsor: Antonio Hayes (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-04-10 | Senate | Third Reading Passed | pass | 42 | 0 | 2 | | 2026-04-10 | House | Third Reading Passed | pass | 100 | 35 | 3 | | 2026-03-23 | Senate | Third Reading Passed | pass | 44 | 0 | | ## Actions (17) - 2026-05-26: Approved by the Governor - Chapter 742 - 2026-04-10: Passed Enrolled (Senate) - 2026-04-10: Third Reading Passed (42-0) (Senate) - 2026-04-10: Senate Concurs House Amendments (Senate) - 2026-04-10: Third Reading Passed (100-35) (House) - 2026-04-10: Motion Special Order until End Of This Calendar (Delegate Bartlett) Adopted (House) - 2026-04-08: Second Reading Passed with Amendments (House) - 2026-04-08: Favorable with Amendments {183729/1 Adopted (House) - 2026-04-08: Favorable with Amendments Report by Judiciary (House) - 2026-03-23: Referred Judiciary (House) - 2026-03-23: Third Reading Passed (44-0) (Senate) - 2026-03-20: Second Reading Passed with Amendments (Senate) - 2026-03-20: Floor Amendment {633223/1 (Senator Beidle) Adopted (Senate) - 2026-03-20: Favorable with Amendments {473727/1 Adopted (Senate) - 2026-03-20: Favorable with Amendments Report by Finance (Senate) - 2026-02-04: Hearing 2/18 at 1:00 p.m. (Senate) - 2026-02-02: First Reading Finance (Senate) ## Bill text - Enacted, 2026-05-26: [PDF](https://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_742_sb0469e.pdf) - Enrolled, 2026-04-10: [PDF](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0469e.pdf) - Third Reading, 2026-03-20: [PDF](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0469t.pdf) - First Reading, 2026-02-02: [PDF](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0469f.pdf) ## Related bills - SB 0496: Maryland Medical Assistance Program - Coverage for the Treatment of Obesity - Authorization (became law) - SB 0366: Motor Vehicles - Intelligent Speed Assistance System Pilot Program - Establishment (became law) - SB 0244: Code Revision - Health - Maryland Medical Assistance Program (became law) - SB 0148: Income Tax - Credit for 9-1-1 Specialist Retirement Income (Supporting Our 9-1-1 Specialists Act) (became law) - SB 0016: Child Support - Earnings Withholdings Limits (became law) - HB 0529: Code Revision - Health - Maryland Medical Assistance Program (became law) ## Sources - [Enacted (PDF)](https://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_742_sb0469e.pdf) - [Enrolled (PDF)](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0469e.pdf) - [Third Reading (PDF)](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0469t.pdf) - [First Reading (PDF)](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0469f.pdf) ## Related - [SB 0496: Maryland Medical Assistance Program - Coverage for the Treatment of Obesity - A…](https://policyrisk.com/state-bill/MD-SB0496-2026RS) - [SB 0366: Motor Vehicles - Intelligent Speed Assistance System Pilot Program - Establishm…](https://policyrisk.com/state-bill/MD-SB0366-2026RS) - [SB 0244: Code Revision - Health - Maryland Medical Assistance Program](https://policyrisk.com/state-bill/MD-SB0244-2026RS) - [SB 0148: Income Tax - Credit for 9-1-1 Specialist Retirement Income (Supporting Our 9-1-…](https://policyrisk.com/state-bill/MD-SB0148-2026RS) - [SB 0016: Child Support - Earnings Withholdings Limits](https://policyrisk.com/state-bill/MD-SB0016-2026RS) - [HB 0529: Code Revision - Health - Maryland Medical Assistance Program](https://policyrisk.com/state-bill/MD-HB0529-2026RS) - [Maryland bills](https://policyrisk.com/states/maryland/bills) - [Maryland state hub](https://policyrisk.com/states/maryland) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/MD-SB0469-2026RS (as of 2026-10-11).