# Maryland SB 0739: Climate Change, Homeowner's Insurance, and Emergency Management - Study

Maryland SB 0739, Climate Change, Homeowner's Insurance, and Emergency Management - Study, is a 2026 Regular Session Senate bill sponsored by Benjamin F. Kramer (Democratic); status signed, last action 2026-05-26 (Approved by the Governor - Chapter 696) (as of 2026-10-11).

- Canonical: https://policyrisk.com/state-bill/MD-SB0739-2026RS
- As of: 2026-10-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maryland SB 0739
- State: Maryland
- Session: 2026 Regular Session
- Title: Climate Change, Homeowner's Insurance, and Emergency Management - Study
- Status: signed
- Chamber: Senate
- Introduced: 2026-02-06
- Last action: 2026-05-26, Approved by the Governor - Chapter 696
- Sponsor: Benjamin F. Kramer (Democratic)
- Cosponsors: 0
- Subjects: Insurance - Other than Health, Environment, Construction, Counties -see also- Chartered Counties; Code Counties; etc., Emergency Management, Department of, Emergencies -see also- Pandemics, Environment, Department of the, Environmental Matters -see also- Conserv; Nat Resrce; Pollut, Evaluations and Reviews, Insurance Administration, Insurance -see also- Health Ins; MAIF; Motor Vehicle Ins, Legislators, Natural Resources, Department of, Plans and Proposals, Real Property, Reports, Revenue and Taxes -see also- (specific tax), Standards and Best Practices, State Universities and Colleges, Studies -see also- Commitees & Commissions; Reports
- Touches household money: no
- Roll calls: 3 (161 yes, 60 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- State study on climate and home insurance: benefit, low. Beginning June 1, 2026, the University System of Maryland runs a formal study on climate change, home insurance, and emergency planning. The study works with two lawmakers and key state and local agencies, including the Insurance Administration and emergency managers. A report is due to the General…

## Sponsors and cosponsors

- Sponsor: Benjamin F. Kramer (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-13 | House | Third Reading Passed | pass | 102 | 36 | 2 |
| 2026-04-13 | Senate | Third Reading Passed | pass | 30 | 13 | 4 |
| 2026-03-20 | Senate | Third Reading Passed | pass | 29 | 11 | 2 |

## Actions (16)

- 2026-05-26: Approved by the Governor - Chapter 696
- 2026-04-13: Passed Enrolled (Senate)
- 2026-04-13: Third Reading Passed (30-13) (Senate)
- 2026-04-13: Senate Concurs House Amendments (Senate)
- 2026-04-13: Third Reading Passed (102-36) (House)
- 2026-04-09: Second Reading Passed with Amendments (House)
- 2026-04-09: Favorable with Amendments {203329/1 Adopted (House)
- 2026-04-08: Favorable with Amendments Report by Environment and Transportation (House)
- 2026-03-25: Hearing 4/02 at 1:00 p.m. (Environment and Transportation) (House)
- 2026-03-23: Referred Environment and Transportation Judiciary (House)
- 2026-03-20: Third Reading Passed (29-11) (Senate)
- 2026-03-20: Second Reading Passed with Amendments (Senate)
- 2026-03-20: Favorable with Amendments {193029/1 Adopted (Senate)
- 2026-03-20: Favorable with Amendments Report by Finance (Senate)
- 2026-02-11: Hearing 2/25 at 1:00 p.m. (Senate)
- 2026-02-06: First Reading Finance (Senate)

## Bill text

- Enacted, 2026-05-26: [PDF](https://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_696_sb0739e.pdf)
- Enrolled, 2026-04-13: [PDF](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0739e.pdf)
- Third Reading, 2026-03-20: [PDF](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0739t.pdf)
- First Reading, 2026-02-06: [PDF](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0739f.pdf)

## Related bills

- SB 0496: Maryland Medical Assistance Program - Coverage for the Treatment of Obesity - Authorization (became law)
- SB 0366: Motor Vehicles - Intelligent Speed Assistance System Pilot Program - Establishment (became law)
- SB 0244: Code Revision - Health - Maryland Medical Assistance Program (became law)
- SB 0148: Income Tax - Credit for 9-1-1 Specialist Retirement Income (Supporting Our 9-1-1 Specialists Act) (became law)
- SB 0016: Child Support - Earnings Withholdings Limits (became law)
- HB 0529: Code Revision - Health - Maryland Medical Assistance Program (became law)

## Sources
- [Enacted (PDF)](https://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_696_sb0739e.pdf)
- [Enrolled (PDF)](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0739e.pdf)
- [Third Reading (PDF)](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0739t.pdf)
- [First Reading (PDF)](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0739f.pdf)

## Related
- [SB 0496: Maryland Medical Assistance Program - Coverage for the Treatment of Obesity - A…](https://policyrisk.com/state-bill/MD-SB0496-2026RS)
- [SB 0366: Motor Vehicles - Intelligent Speed Assistance System Pilot Program - Establishm…](https://policyrisk.com/state-bill/MD-SB0366-2026RS)
- [SB 0244: Code Revision - Health - Maryland Medical Assistance Program](https://policyrisk.com/state-bill/MD-SB0244-2026RS)
- [SB 0148: Income Tax - Credit for 9-1-1 Specialist Retirement Income (Supporting Our 9-1-…](https://policyrisk.com/state-bill/MD-SB0148-2026RS)
- [SB 0016: Child Support - Earnings Withholdings Limits](https://policyrisk.com/state-bill/MD-SB0016-2026RS)
- [HB 0529: Code Revision - Health - Maryland Medical Assistance Program](https://policyrisk.com/state-bill/MD-HB0529-2026RS)
- [Maryland bills](https://policyrisk.com/states/maryland/bills)
- [Maryland state hub](https://policyrisk.com/states/maryland)
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Source: PRIA, https://policyrisk.com/state-bill/MD-SB0739-2026RS (as of 2026-10-11).