# Maryland SB 0865: Workgroup on the Affordability of Private Passenger Automobile Insurance – Extension and Alteration of Membership and Duties

Maryland SB 0865, Workgroup on the Affordability of Private Passenger Automobile Insurance – Extension and Alteration of Membership and Duties, is a 2026 Regular Session Senate bill sponsored by Alonzo T. Washington (Democratic); status signed, last action 2026-05-26 (Approved by the Governor - Chapter 786) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/MD-SB0865-2026RS
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maryland SB 0865
- State: Maryland
- Session: 2026 Regular Session
- Title: Workgroup on the Affordability of Private Passenger Automobile Insurance – Extension and Alteration of Membership and Duties
- Status: signed
- Chamber: Senate
- Introduced: 2026-02-06
- Last action: 2026-05-26, Approved by the Governor - Chapter 786
- Sponsor: Alonzo T. Washington (Democratic)
- Cosponsors: 0
- Subjects: Insurance - Other than Health, Boundaries, Commerce and Business -see also- ElectrComm; ForeignTr; etc., Committee Changes, Committees and Commissions, Consumer Protection, Data -see also- Census; Demographics, Disparity, General Assembly -see also- AELR Cmte; LegislativePolCmte, Insurance Administration, Low-Income, Minorities, Motor Vehicle Insurance, Nonprofit Organizations, Plans and Proposals, Prices -see also- Consumer Price Index, Reports, Standards and Best Practices, Studies -see also- Commitees & Commissions; Reports, Sunset
- Touches household money: no
- Roll calls: 2 (172 yes, 7 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Maryland workgroup on car insurance costs: benefit, low. The Maryland Insurance Administration establishes a standing workgroup on private passenger car insurance. The Insurance Commissioner chairs it. Members include a state senator, a delegate, the MAIF director, an actuary, insurer and producer reps, and consumer and research advocates. The chair may…
- Plan to cut car insurance premiums: benefit, low. The workgroup must make clear, data-based legislative recommendations to lower private passenger car insurance premiums. It studies territorial rating and other rating factors that may create unequal impacts. It must record member votes on each recommendation and consider how any new approach would…
- Dates and two-year limit for workgroup: mixed, low. The act takes effect July 1, 2025. A separate clause states Section 2 (the workgroup provisions) takes effect June 1, 2026. Section 2 remains in effect for two years and ends June 30, 2027. These dates set when the workgroup operates and when its authority ends.

## Sponsors and cosponsors

- Sponsor: Alonzo T. Washington (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-10 | House | Third Reading Passed | pass | 127 | 7 | 4 |
| 2026-03-19 | Senate | Third Reading Passed | pass | 45 | 0 |   |

## Actions (13)

- 2026-05-26: Approved by the Governor - Chapter 786
- 2026-04-10: Returned Passed (Senate)
- 2026-04-10: Third Reading Passed (127-7) (House)
- 2026-04-08: Favorable Adopted Second Reading Passed (House)
- 2026-04-08: Favorable Report by Judiciary (House)
- 2026-03-26: Hearing 3/31 at 1:00 p.m. (House)
- 2026-03-20: Referred Judiciary (House)
- 2026-03-19: Third Reading Passed (45-0) (Senate)
- 2026-03-17: Second Reading Passed with Amendments (Senate)
- 2026-03-17: Favorable with Amendments {953823/1 Adopted (Senate)
- 2026-03-16: Favorable with Amendments Report by Finance (Senate)
- 2026-02-11: Hearing 2/25 at 1:00 p.m. (Senate)
- 2026-02-06: First Reading Finance (Senate)

## Bill text

- Enacted, 2026-05-26: [PDF](https://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_786_sb0865t.pdf)
- Third Reading, 2026-03-17: [PDF](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0865t.pdf)
- First Reading, 2026-02-06: [PDF](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0865f.pdf)

## Related bills

- SB 0496: Maryland Medical Assistance Program - Coverage for the Treatment of Obesity - Authorization (became law)
- SB 0366: Motor Vehicles - Intelligent Speed Assistance System Pilot Program - Establishment (became law)
- SB 0244: Code Revision - Health - Maryland Medical Assistance Program (became law)
- SB 0148: Income Tax - Credit for 9-1-1 Specialist Retirement Income (Supporting Our 9-1-1 Specialists Act) (became law)
- SB 0016: Child Support - Earnings Withholdings Limits (became law)
- HB 0529: Code Revision - Health - Maryland Medical Assistance Program (became law)

## Sources
- [Enacted (PDF)](https://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_786_sb0865t.pdf)
- [Third Reading (PDF)](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0865t.pdf)
- [First Reading (PDF)](https://mgaleg.maryland.gov/2026RS/bills/sb/sb0865f.pdf)

## Related
- [SB 0496: Maryland Medical Assistance Program - Coverage for the Treatment of Obesity - A…](https://policyrisk.com/state-bill/MD-SB0496-2026RS)
- [SB 0366: Motor Vehicles - Intelligent Speed Assistance System Pilot Program - Establishm…](https://policyrisk.com/state-bill/MD-SB0366-2026RS)
- [SB 0244: Code Revision - Health - Maryland Medical Assistance Program](https://policyrisk.com/state-bill/MD-SB0244-2026RS)
- [SB 0148: Income Tax - Credit for 9-1-1 Specialist Retirement Income (Supporting Our 9-1-…](https://policyrisk.com/state-bill/MD-SB0148-2026RS)
- [SB 0016: Child Support - Earnings Withholdings Limits](https://policyrisk.com/state-bill/MD-SB0016-2026RS)
- [HB 0529: Code Revision - Health - Maryland Medical Assistance Program](https://policyrisk.com/state-bill/MD-HB0529-2026RS)
- [Maryland bills](https://policyrisk.com/states/maryland/bills)
- [Maryland state hub](https://policyrisk.com/states/maryland)
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Source: PRIA, https://policyrisk.com/state-bill/MD-SB0865-2026RS (as of 2026-10-19).