# Maryland SB 0893: Insurance - Enforcement, Impaired Entities, Homeowner's Insurance Policies, and Unfair Claim Settlement Practices - Revisions

Maryland SB 0893, Insurance - Enforcement, Impaired Entities, Homeowner's Insurance Policies, and Unfair Claim Settlement Practices - Revisions, is a 2025 Regular Session Senate bill sponsored by Nick Charles (Democratic); status failed, last action 2025-02-06 (Hearing 3/05 at 1:00 p.m.) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/MD-SB0893-2025RS
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maryland SB 0893
- State: Maryland
- Session: 2025 Regular Session
- Title: Insurance - Enforcement, Impaired Entities, Homeowner's Insurance Policies, and Unfair Claim Settlement Practices - Revisions
- Status: failed
- Chamber: Senate
- Introduced: 2025-02-03
- Last action: 2025-02-06, Hearing 3/05 at 1:00 p.m.
- Sponsor: Nick Charles (Democratic)
- Cosponsors: 0
- Subjects: Insurance - Other than Health, Health - Insurance, Agents and Brokers, Attorney General, Building Maintenance and Repair, Claims, Communications -see also- ElecComm; Intergov; Telecom; etc., Complaints, Construction, Debt Management, Disabilities, Electronic Communication, Electronic Documents, Emergencies -see also- Pandemics, Ethics, Evidence, Fees -see also- Attys' Fees; Devt Fees & Taxes, Fines -see also- Penalties and Sentences, Forensics, Forms, Fraud -see also- Forgery, Insurance Administration, Insurance -see also- Health Ins; MAIF; Motor Vehicle Ins, Interstate Affairs, Investigations and Inquiries -see also- Crim Bckgrnd Invest, Job Training -see also- Continuing Ed; Vocational Rehab, Liability, Licenses -see also- AB Lic; Certifications; DrLic; Permits, Notices, Penalties and Sentences -see also- Death Penalty, Photography, Property Damage, Real Property, Records -see also- Land Records; Vital Records, Reports, Rules and Regulations, Standards and Best Practices, State Employees, Time, Unfair Trade Practices, Weather, Work, Labor, and Employment -see also- JobTrn; Leave; etc.
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Nick Charles (Democratic), Senate

## Actions (2)

- 2025-02-06: Hearing 3/05 at 1:00 p.m. (Senate)
- 2025-02-03: First Reading Finance (Senate)

## Bill text

- First Reading, 2025-02-03: [PDF](https://mgaleg.maryland.gov/2025RS/bills/sb/sb0893f.pdf)

## Related bills

- SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions (vetoed)
- HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination Review Process (vetoed)
- HB 0384: Maryland Disability Service Animal Program - Established (vetoed)
- SB 0157: Maryland Disability Service Animal Program - Established (vetoed)
- HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization (became law)
- HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard (signed)

## Sources
- [First Reading (PDF)](https://mgaleg.maryland.gov/2025RS/bills/sb/sb0893f.pdf)

## Related
- [SB 0227: Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions](https://policyrisk.com/state-bill/MD-SB0227-2025RS)
- [HB 0482: Occupational Licensing and Certification - Criminal History - Predetermination…](https://policyrisk.com/state-bill/MD-HB0482-2025RS)
- [HB 0384: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-HB0384-2025RS)
- [SB 0157: Maryland Disability Service Animal Program - Established](https://policyrisk.com/state-bill/MD-SB0157-2025RS)
- [HB 1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization](https://policyrisk.com/state-bill/MD-HB1294-2025RS)
- [HB 0228: Maryland Veterans Trust – Assistance to Members of the Maryland National Guard](https://policyrisk.com/state-bill/MD-HB0228-2025RS)
- [Maryland bills](https://policyrisk.com/states/maryland/bills)
- [Maryland state hub](https://policyrisk.com/states/maryland)
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Source: PRIA, https://policyrisk.com/state-bill/MD-SB0893-2025RS (as of 2026-10-17).