# Maine LD 1444: An Act to Clarify the Application of Finch v. U.S. Bank, N.A.

Maine LD 1444, An Act to Clarify the Application of Finch v. U.S. Bank, N.A., is a 132nd Maine Legislature (2025-2026) Senate bill sponsored by Anne M. Carney (Democratic); status signed, last action 2026-04-13 (Signed by Governor, ACTPUB Chapter 677); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/ME-LD1444-132
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maine LD 1444
- State: Maine
- Session: 132nd Maine Legislature (2025-2026)
- Title: An Act to Clarify the Application of Finch v. U.S. Bank, N.A.
- Status: signed
- Chamber: Senate
- Introduced: 2025-04-08
- Last action: 2026-04-13, Signed by Governor, ACTPUB Chapter 677
- Sponsor: Anne M. Carney (Democratic)
- Cosponsors: 8
- Subjects: REAL ESTATE, REAL ESTATE - MORTGAGES
- Touches household money: yes
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Blocks old mortgage claims after faulty foreclosure notice: benefit, high. This law protects some homeowners from old mortgage collection suits. If your foreclosure case started before January 11, 2024 and was dismissed because the notice of your right to cure was defective, the lender cannot file a new case to collect any amounts that were due as of the final judgment di…

## Sponsors and cosponsors

- Sponsor: Anne M. Carney (Democratic), Senate
- Cosponsor: Amy Kuhn (Democratic), House
- Cosponsor: Arthur Bell (Democratic), House
- Cosponsor: Cameron D. Reny (Democratic), Senate
- Cosponsor: Drew Gattine (Democratic), House
- Cosponsor: Peggy R. Rotundo (Democratic), Senate
- Cosponsor: Matt Moonen (Democratic), House
- Cosponsor: Ryan Fecteau (Democratic), House
- Cosponsor: Teresa S. Pierce (Democratic), Senate

## Actions (12)

- 2026-04-13: Signed by Governor, ACTPUB Chapter 677
- 2026-04-06: PASSED TO BE ENACTED, in concurrence. (Senate)
- 2026-04-02: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House)
- 2026-03-31: CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "B" (S-593).In concurrence. ORDERED SENT FORTHWITH. (House)
- 2026-03-30: Report READ and ACCEPTED.READ ONCE.Committee Amendment "B" (S-593) READ and ADOPTED.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "B" (S-593).Ordered sent down forthwith for concurrence. (Senate)
- 2025-06-25: CARRIED OVER, in the same posture, to any special or regular session of the 132nd Legislature, pursuant to Joint Order SP 800. (Senate)
- 2025-06-17: On motion of Representative KUHN of Falmouth the Bill and accompanying papers were COMMITTED to the Committee on JUDICIARY.In concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-06-16: Taken from the table by the President On motion by Senator PIERCE of Cumberland Bill and accompanying papers COMMITTED to the Committee on JUDICIARY. Sent down for concurrence (Senate)
- 2025-06-13: Unfinished Business (Senate)
- 2025-06-13: On motion by Senator CARNEY of Cumberland Tabled until Later in Today's Session, pending ACCEPTANCE of The Majority Ought to Pass As Amended report. (Senate)
- 2025-04-08: The Bill was REFERRED to the Committee on JUDICIARY.In concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-04-08: Committee on JUDICIARY suggested and ordered printed REFERENCE to the Committee on JUDICIARY Ordered sent down forthwith for concurrence (Senate)

## Bill text

- Amendment C-B (S-593), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0585&item=4&snum=132)
- Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0585&item=5&snum=132)
- Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0585&item=1&snum=132)

## Related bills

- LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed)
- LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed)
- LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed)
- LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed)
- LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed)
- LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed)

## Sources
- [Amendment C-B (S-593), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0585&item=4&snum=132)
- [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0585&item=5&snum=132)
- [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0585&item=1&snum=132)

## Related
- [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132)
- [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132)
- [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132)
- [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132)
- [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132)
- [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132)
- [Maine bills](https://policyrisk.com/states/maine/bills)
- [Maine state hub](https://policyrisk.com/states/maine)
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Source: PRIA, https://policyrisk.com/state-bill/ME-LD1444-132 (as of 2026-10-17).