# Maine LD 1445: An Act to Prevent Financial Exploitation of Vulnerable Adults Maine LD 1445, An Act to Prevent Financial Exploitation of Vulnerable Adults, is a 132nd Maine Legislature (2025-2026) Senate bill sponsored by Anne M. Carney (Democratic); status signed, last action 2025-06-09 (Signed by Governor, ACTPUB Chapter 215); PRIA reads it as touching household money (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/ME-LD1445-132 - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maine LD 1445 - State: Maine - Session: 132nd Maine Legislature (2025-2026) - Title: An Act to Prevent Financial Exploitation of Vulnerable Adults - Status: signed - Chamber: Senate - Introduced: 2025-04-08 - Last action: 2025-06-09, Signed by Governor, ACTPUB Chapter 215 - Sponsor: Anne M. Carney (Democratic) - Cosponsors: 9 - Subjects: FINANCIAL PRACTICES, FINANCIAL PRACTICES - TRANSACTIONS - Touches household money: yes - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Faster help for risky 62+ withdrawals: benefit, medium. Banks and credit unions may share financial records with the Attorney General or law enforcement when they reasonably believe a disbursement by someone age 62 or older may lead to exploitation. This disclosure helps quick review or an investigation, even if no account hold is used. - Who is protected and trusted contacts at banks: benefit, medium. The law defines who is protected and what counts as financial exploitation. An eligible adult is age 65+ or covered by the Adult Protective Services Act. Exploitation includes taking money or assets without permission, or using deception, intimidation, or undue influence to gain control. Banks may… - Banks can pause risky withdrawals for vulnerable adults: mixed, medium. The law lets banks and credit unions pause a disbursement when they reasonably believe it may exploit an eligible adult. An eligible adult is age 65+ or protected under the Adult Protective Services Act. The bank must tell the customer and other authorized parties (except anyone suspected) within 2… ## Sponsors and cosponsors - Sponsor: Anne M. Carney (Democratic), Senate - Cosponsor: Donna Bailey (Democratic), Senate - Cosponsor: Holly Stover (Democratic), House - Cosponsor: Jill C. Duson (Democratic), Senate - Cosponsor: Marianne Moore (Republican), Senate - Cosponsor: Mark Babin (Republican), House - Cosponsor: Michelle Boyer (Democratic), House - Cosponsor: Nicole C. Grohoski (Democratic), Senate - Cosponsor: Richard A. Bennett (Independent), Senate - Cosponsor: Ryan Fecteau (Democratic), House ## Actions (7) - 2025-06-09: Signed by Governor, ACTPUB Chapter 215 - 2025-06-02: PASSED TO BE ENACTED, in concurrence. (Senate) - 2025-05-29: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House) - 2025-05-28: CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-147).In concurrence. ORDERED SENT FORTHWITH. (House) - 2025-05-27: Report READ and ACCEPTED.READ ONCE.Committee Amendment "A" (S-147) READ and ADOPTED.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-147).Ordered sent down forthwith for concurrence. (Senate) - 2025-04-08: The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.In concurrence. ORDERED SENT FORTHWITH. (House) - 2025-04-08: Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES suggested and ordered printed REFERENCE to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES Ordered sent down forthwith for concurrence (Senate) ## Bill text - Amendment C-A (S-147), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0586&item=2&snum=132) - Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0586&item=3&snum=132) - Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0586&item=1&snum=132) ## Related bills - LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed) - LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed) - LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed) - LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed) - LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed) - LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed) ## Sources - [Amendment C-A (S-147), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0586&item=2&snum=132) - [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0586&item=3&snum=132) - [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0586&item=1&snum=132) ## Related - [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132) - [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132) - [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132) - [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132) - [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132) - [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132) - [Maine bills](https://policyrisk.com/states/maine/bills) - [Maine state hub](https://policyrisk.com/states/maine) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/ME-LD1445-132 (as of 2026-10-17).