# Maine LD 1511: An Act to Expand Direct Health Care Service Arrangements Maine LD 1511, An Act to Expand Direct Health Care Service Arrangements, is a 132nd Maine Legislature (2025-2026) House bill sponsored by Joshua Morris (Republican); status signed, last action 2025-06-18 (Signed by Governor, ACTPUB Chapter 358); PRIA reads it as touching household money (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/ME-LD1511-132 - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maine LD 1511 - State: Maine - Session: 132nd Maine Legislature (2025-2026) - Title: An Act to Expand Direct Health Care Service Arrangements - Status: signed - Chamber: House - Introduced: 2025-04-08 - Last action: 2025-06-18, Signed by Governor, ACTPUB Chapter 358 - Sponsor: Joshua Morris (Republican) - Cosponsors: 0 - Subjects: INSURANCE, INSURANCE - HEALTH INSURANCE - Touches household money: yes - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Insurers must honor direct care referrals: benefit, medium. Beginning January 1, 2018, your health plan cannot deny payment just because your referral came from a direct care provider outside the network. If the service is covered, your deductible, copay, and coinsurance must be the same as if an in-network primary care provider made the referral. The insur… - Rules for direct care providers and payment: benefit, low. The law defines direct health care agreements and who counts as a direct health care provider. You, your representative, or a third party can pay the fees without affecting the agreement. Providers can also see other patients under insurance contracts. They may join insurer products that supplement… - Direct care plans are not insurance: mixed, low. The law classifies direct health care agreements as not insurance, so the Bureau of Insurance does not regulate them. Every agreement must clearly state it is not insurance, that fees are not reimbursed by insurance, and do not count toward your deductible. The agreement only covers the services it… ## Sponsors and cosponsors - Sponsor: Joshua Morris (Republican), House ## Actions (7) - 2025-06-18: Signed by Governor, ACTPUB Chapter 358 - 2025-06-13: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House) - 2025-06-13: PASSED TO BE ENACTED, in concurrence. (Senate) - 2025-06-13: Report READ and ACCEPTED, in concurrence.READ ONCE.Committee Amendment "A" (H-668) READ and ADOPTED, in concurrence.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (H-668), in concurrence.Ordered sent down forthwith. (Senate) - 2025-06-12: CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (H-668).Sent for concurrence. ORDERED SENT FORTHWITH. (House) - 2025-04-08: The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES in concurrence (Senate) - 2025-04-08: Committee on Health Coverage, Insurance and Financial Services suggested and ordered printed. The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.Sent for concurrence. ORDERED SENT FORTHWITH. (House) ## Bill text - Amendment C-A (H-668), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0995&item=2&snum=132) - Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0995&item=3&snum=132) - Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0995&item=1&snum=132) ## Related bills - LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed) - LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed) - LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed) - LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed) - LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed) - LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed) ## Sources - [Amendment C-A (H-668), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0995&item=2&snum=132) - [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0995&item=3&snum=132) - [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0995&item=1&snum=132) ## Related - [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132) - [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132) - [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132) - [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132) - [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132) - [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132) - [Maine bills](https://policyrisk.com/states/maine/bills) - [Maine state hub](https://policyrisk.com/states/maine) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/ME-LD1511-132 (as of 2026-10-17).