# Maine LD 1906: An Act to Improve Accountability and Understanding of Data in Insurance Transactions Maine LD 1906, An Act to Improve Accountability and Understanding of Data in Insurance Transactions, is a 132nd Maine Legislature (2025-2026) Senate bill sponsored by Donna Bailey (Democratic); status signed, last action 2025-07-01 (Signed by Governor, ACTPUB Chapter 487); PRIA reads it as touching household money (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/ME-LD1906-132 - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maine LD 1906 - State: Maine - Session: 132nd Maine Legislature (2025-2026) - Title: An Act to Improve Accountability and Understanding of Data in Insurance Transactions - Status: signed - Chamber: Senate - Introduced: 2025-05-06 - Last action: 2025-07-01, Signed by Governor, ACTPUB Chapter 487 - Sponsor: Donna Bailey (Democratic) - Cosponsors: 9 - Subjects: INSURANCE, INSURANCE - HEALTH INSURANCE - Touches household money: yes - Economic provisions PRIA read: 4 ## Summary No summary available. ## Bill overview: provisions PRIA read - Contracts must honor data access rights: benefit, medium. Beginning January 1, 2026, administrators and PBMs cannot enter into, issue, amend, or renew contracts that block these audit and data-access rights. This protects your rights in new and renewed agreements. - Enforced under Unfair Trade Practices: benefit, low. Violations of these audit and data-access rules are enforced under the Maine Unfair Trade Practices Act. Each violation counts separately. Investigators can involve third parties who have evidence. - PBM audits and rebate transparency: mixed, medium. Certified plan sponsors can get PBM data on what was actually paid to pharmacies and any dispensing fees within 30 business days. You can audit a PBM once a year, at least 6 months after the last request. The PBM must share rebates by drug or category, claims, payments, and all other revenue and fe… - Stronger audit rights for self-funded plans: mixed, medium. The law gives self-funded plan sponsors that certify under HIPAA new audit and data rights. For any claim over $100,000, you can ask within 2 business days and get itemized bills and medical records within 30 business days. You can do one post-payment audit each year, at least 6 months after the la… ## Sponsors and cosponsors - Sponsor: Donna Bailey (Democratic), Senate - Cosponsor: Drew Gattine (Democratic), House - Cosponsor: Joshua Morris (Republican), House - Cosponsor: Kristi Mathieson (Democratic), House - Cosponsor: Lori Gramlich (Democratic), House - Cosponsor: Matthea E. L. Daughtry (Democratic), Senate - Cosponsor: Michelle Boyer (Democratic), House - Cosponsor: Robert Foley (Republican), House - Cosponsor: Rolf Olsen (Republican), House - Cosponsor: Ryan Fecteau (Democratic), House ## Actions (8) - 2025-07-01: Signed by Governor, ACTPUB Chapter 487 - 2025-06-25: On motion by Senator ROTUNDO of Androscoggin taken from the Special Appropriations Table PASSED TO BE ENACTED in concurrence. (Senate) - 2025-06-13: On motion by Senator RENY of Lincoln PLACED ON THE SPECIAL APPROPRIATIONS TABLE pending ENACTMENT in concurrence (Senate) - 2025-06-13: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House) - 2025-06-13: CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-367).In concurrence. ORDERED SENT FORTHWITH. (House) - 2025-06-12: Report READ and ACCEPTED.READ ONCE.Committee Amendment "A" (S-367) READ and ADOPTED.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-367).Ordered sent down forthwith for concurrence. (Senate) - 2025-05-06: The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.In concurrence. ORDERED SENT FORTHWITH. (House) - 2025-05-06: Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES suggested and ordered printed REFERENCE to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES Ordered sent down forthwith for concurrence (Senate) ## Bill text - Amendment C-A (S-367), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0747&item=2&snum=132) - Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0747&item=3&snum=132) - Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0747&item=1&snum=132) ## Related bills - LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed) - LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed) - LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed) - LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed) - LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed) - LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed) ## Sources - [Amendment C-A (S-367), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0747&item=2&snum=132) - [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0747&item=3&snum=132) - [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0747&item=1&snum=132) ## Related - [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132) - [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132) - [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132) - [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132) - [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132) - [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132) - [Maine bills](https://policyrisk.com/states/maine/bills) - [Maine state hub](https://policyrisk.com/states/maine) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/ME-LD1906-132 (as of 2026-10-17).