# Maine LD 195: An Act to Create the Small Business Capital Savings Account Program

Maine LD 195, An Act to Create the Small Business Capital Savings Account Program, is a 132nd Maine Legislature (2025-2026) Senate bill sponsored by Harold Stewart; status failed, last action 2026-04-29 (Died on Adjournment); PRIA reads it as touching household money (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/ME-LD195-132
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maine LD 195
- State: Maine
- Session: 132nd Maine Legislature (2025-2026)
- Title: An Act to Create the Small Business Capital Savings Account Program
- Status: failed
- Chamber: Senate
- Introduced: 2025-01-14
- Last action: 2026-04-29, Died on Adjournment
- Sponsor: Harold Stewart
- Cosponsors: 9
- Subjects: BUSINESS PRACTICES, BUSINESS PRACTICES - BUSINESS SAVINGS ACCOUNTS
- Touches household money: yes
- Roll calls: 2 (77 yes, 98 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Harold Stewart
- Cosponsor: Billy Bob Faulkingham (Republican), House
- Cosponsor: Bruce Bickford (Republican), Senate
- Cosponsor: Craig V. Hickman (Democratic), Senate
- Cosponsor: Joseph M. Baldacci (Democratic), Senate
- Cosponsor: Rachel Talbot Ross (Democratic), Senate
- Cosponsor: Randall Hall (Republican), House
- Cosponsor: Susan Bernard (Republican), Senate
- Cosponsor: Timothy Guerrette (Republican), House
- Cosponsor: William Pluecker (Independent), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-06-05 | House | ACC REPORT "B" ONTP | fail | 65 | 76 |   |
| 2025-06-04 | Senate | ACCEPT REPORT 'B' OUGHT NOT TO PASS | fail | 12 | 22 |   |

## Actions (20)

- 2026-04-29: Died on Adjournment
- 2026-04-29: Died in Possession of the Senate when the Legislature adjourned Sine Die and was PLACED IN THE LEGISLATIVE FILES. (DEAD) (Senate)
- 2025-06-25: CARRIED OVER, in the same posture, to any special or regular session of the 132nd Legislature, pursuant to Joint Order SP 800. (Senate)
- 2025-06-25: On motion by Senator ROTUNDO of Androscoggin PLACED ON THE SPECIAL APPROPRIATIONS TABLE pending ENACTMENT in concurrence. (Senate)
- 2025-06-25: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-06-25: RELEASED. (House)
- 2025-06-18: Speaker laid before the HouseSubsequently, on motion of Representative GERE of Kennebunkport, REPORT A Ought to Pass as Amended was ACCEPTED.The Bill was READ ONCE.Committee Amendment "A" (S-252) was READ and ADOPTED.Under suspension of the rules, the Bill was given its SECOND READING without REFERENCE to the Committee on Bills in the Second Reading.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-252).In concurrence. HELD at the Request of Representative MOONEN of Portland. (House)
- 2025-06-17: Unfinished Business (House)
- 2025-06-16: Unfinished Business (House)
- 2025-06-13: Unfinished Business (House)
- 2025-06-12: Unfinished Business (House)
- 2025-06-11: Unfinished Business (House)
- 2025-06-10: Unfinished Business (House)
- 2025-06-09: Unfinished Business (House)
- 2025-06-05: Unfinished Business (House)
- 2025-06-05: Reports READ.Motion of Representative GERE of Kennebunkport to ACCEPT REPORT B Ought Not to Pass Report FAILED.ROLL CALL NO. 339(Yeas 65 - Nays 76 - Absent 8 - Excused 2)Subsequently, on motion of Representative MOONEN of Portland, TABLED pending ACCEPTANCE of Either Report.Later today assigned. (House)
- 2025-06-04: Reports READ Motion by Senator CURRY of Waldo to ACCEPT Report B Ought Not To Pass Report. FAILED Roll Call Ordered Roll Call Number 352 Yeas 12 - Nays 22 - Excused 1 - Absent 0 Subsequently, Report A Ought to Pass As Amended by Committee Amendment "A" (S-252) Report ACCEPTED. Bill READ ONCE. Committee Amendment "A" (S-252) READ and ADOPTED. Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED by Committee Amendment "A" (S-252) Sent down for concurrence. (Senate)
- 2025-03-21: CARRIED OVER, in the same posture, to the next special or regular session of the 132nd Legislature, pursuant to Joint Order SP 519. (Senate)
- 2025-01-14: The Bill was REFERRED to the Committee on HOUSING AND ECONOMIC DEVELOPMENT.In concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-01-14: Committee on HOUSING AND ECONOMIC DEVELOPMENT suggested and ordered printed REFERENCE to the Committee on HOUSING AND ECONOMIC DEVELOPMENT Ordered sent down forthwith for concurrence (Senate)

## Bill text

- Amendment C-A (S-252), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0095&item=2&snum=132)
- Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0095&item=1&snum=132)

## Related bills

- LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed)
- LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed)
- LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed)
- LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed)
- LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed)
- LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed)

## Sources
- [Amendment C-A (S-252), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0095&item=2&snum=132)
- [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0095&item=1&snum=132)

## Related
- [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132)
- [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132)
- [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132)
- [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132)
- [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132)
- [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132)
- [Maine bills](https://policyrisk.com/states/maine/bills)
- [Maine state hub](https://policyrisk.com/states/maine)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/ME-LD195-132 (as of 2026-10-19).
