# Maine LD 2102: An Act to Clarify and Strengthen the Government Shutdown Loan Guarantee Program Maine LD 2102, An Act to Clarify and Strengthen the Government Shutdown Loan Guarantee Program, is a 132nd Maine Legislature (2025-2026) House bill sponsored by Kristi Mathieson (Democratic); status signed, last action 2026-03-23 (Signed by Governor, ACTPUB Chapter 583); PRIA reads it as touching household money (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/ME-LD2102-132 - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maine LD 2102 - State: Maine - Session: 132nd Maine Legislature (2025-2026) - Title: An Act to Clarify and Strengthen the Government Shutdown Loan Guarantee Program - Status: signed - Chamber: House - Introduced: 2026-01-07 - Last action: 2026-03-23, Signed by Governor, ACTPUB Chapter 583 - Sponsor: Kristi Mathieson (Democratic) - Cosponsors: 6 - Subjects: FINANCE AUTHORITY, FINANCE AUTHORITY - PROGRAMS - Touches household money: yes - Roll calls: 2 (137 yes, 36 no in all) - Economic provisions PRIA read: 4 ## Summary No summary available. ## Bill overview: provisions PRIA read - More funding for Maine shutdown loans: benefit, low. The State Controller must transfer $250,000 from the Bureau of Financial Institutions’ special revenue funds within 14 days after approval. The money goes to the shutdown loan guarantee fund in the Treasurer’s Office to help guarantee affected employees’ loan repayment. The law allocates $250,000 o… - Capped loan fees for shutdown workers: cost, low. Participating lenders may charge a one-time fee to make a shutdown loan. The fee cannot exceed the smaller of $60 or 1% of the loan amount. Any fee must be added to the loan, so the borrower repays it with the loan. - Easier shutdown loans with borrowing limits: mixed, high. Effective upon approval, the law lets affected Maine employees qualify without unemployment applications, credit checks, or bank-customer or credit-union membership. Employees unable to appear in person must prove Maine residency and military or National Guard service while stationed outside Maine.… - Higher shutdown guarantee limit for lenders: mixed, low. The law raises the cutoff for approving shutdown loan guarantee claims from 10% to 50% of total loans issued. The authority must immediately stop approving claims when guarantee payments reach or exceed that 50% limit. It must notify the State Treasurer and every eligible lender of total payments a… ## Sponsors and cosponsors - Sponsor: Kristi Mathieson (Democratic), House - Cosponsor: Donna Bailey (Democratic), Senate - Cosponsor: Drew Gattine (Democratic), House - Cosponsor: Joseph M. Baldacci (Democratic), Senate - Cosponsor: Matthea E. L. Daughtry (Democratic), Senate - Cosponsor: Poppy Arford (Democratic), House - Cosponsor: Ryan Fecteau (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-03-10 | Senate | ACCEPT MAJORITY OUGHT TO PASS AS AMENDED REPORT | pass | 31 | 0 | | | 2026-03-05 | House | ACC OTP-AM BY CA "A" | pass | 106 | 36 | | ## Actions (8) - 2026-03-23: Signed by Governor, ACTPUB Chapter 583 - 2026-03-18: PASSED TO BE ENACTED - Emergency - 2/3 Elected Required, in concurrence. (Senate) - 2026-03-17: This being an emergency measure, a two-thirds vote of all the members elected to the House was necessary.PASSED TO BE ENACTED.Sent for concurrence. ORDERED SENT FORTHWITH. (House) - 2026-03-12: COMMITTEE ON BILLS IN THE SECOND READING REPORTS NO FURTHER VERBAL AMENDMENTS NECESSARY. REPORT ACCEPTED.READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (H-826), in concurrence.Ordered sent down forthwith. (Senate) - 2026-03-10: Reports READ. On motion by Senator BAILEY of York The Majority Ought to Pass As Amended Report ACCEPTED. Roll Call Ordered Roll Call Number 746 Yeas 31 - Nays 0 - Excused 4 - Absent 0 Bill READ ONCE. Committee Amendment "A" (H-826) READ and ADOPTED. ASSIGNED FOR SECOND READING NEXT LEGISLATIVE DAY. (Senate) - 2026-03-05: Reports READ.On motion of Representative MATHIESON of Kittery, the Majority Ought to Pass as Amended Report was ACCEPTED.ROLL CALL NO. 637(Yeas 106 - Nays 36 - Absent 7 - Excused 1 - Vacant 1)The Bill was READ ONCE.Committee Amendment "A" (H-826) was READ and ADOPTED.Under suspension of the rules, the Bill was given its SECOND READING without REFERENCE to the Committee on Bills in the Second Reading.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (H-826). Sent for concurrence. ORDERED SENT FORTHWITH. (House) - 2026-01-07: The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES in concurrence (Senate) - 2026-01-07: Committee on Health Coverage, Insurance and Financial Services suggested and ordered printed. The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.Sent for concurrence. ORDERED SENT FORTHWITH. (House) ## Bill text - Amendment C-A (H-826), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP1417&item=2&snum=132) - Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP1417&item=3&snum=132) - Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP1417&item=1&snum=132) ## Related bills - LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed) - LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed) - LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed) - LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed) - LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed) - LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed) ## Sources - [Amendment C-A (H-826), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP1417&item=2&snum=132) - [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP1417&item=3&snum=132) - [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP1417&item=1&snum=132) ## Related - [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132) - [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132) - [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132) - [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132) - [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132) - [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132) - [Maine bills](https://policyrisk.com/states/maine/bills) - [Maine state hub](https://policyrisk.com/states/maine) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/ME-LD2102-132 (as of 2026-10-17).