# Maine LD 314: An Act to Establish Consumer Protections Regarding Small Dollar Loans

Maine LD 314, An Act to Establish Consumer Protections Regarding Small Dollar Loans, is a 132nd Maine Legislature (2025-2026) House bill sponsored by Anne-Marie Mastraccio (Democratic); status failed, last action 2025-03-27 (Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD)) (as of 2026-10-18).

- Canonical: https://policyrisk.com/state-bill/ME-LD314-132
- As of: 2026-10-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maine LD 314
- State: Maine
- Session: 132nd Maine Legislature (2025-2026)
- Title: An Act to Establish Consumer Protections Regarding Small Dollar Loans
- Status: failed
- Chamber: House
- Introduced: 2025-01-30
- Last action: 2025-03-27, Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD)
- Sponsor: Anne-Marie Mastraccio (Democratic)
- Cosponsors: 6
- Subjects: FINANCIAL PRACTICES, FINANCIAL PRACTICES - LOANS
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Anne-Marie Mastraccio (Democratic), House
- Cosponsor: David Haggan (Republican), Senate
- Cosponsor: Joshua Morris (Republican), House
- Cosponsor: Paul Flynn (Republican), House
- Cosponsor: Robert Foley (Republican), House
- Cosponsor: Rolf Olsen (Republican), House
- Cosponsor: W. Crockett (Independent), House

## Actions (2)

- 2025-03-27: Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD) (Senate)
- 2025-01-30: Received by the Clerk of the House on January 30, 2025.The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES pursuant to Joint Rule 308.2 and ordered printed pursuant to Joint Rule 401. (House)

## Bill text

- Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0214&item=1&snum=132)

## Related bills

- LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed)
- LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed)
- LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed)
- LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed)
- LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed)
- LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed)

## Sources
- [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0214&item=1&snum=132)

## Related
- [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132)
- [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132)
- [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132)
- [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132)
- [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132)
- [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132)
- [Maine bills](https://policyrisk.com/states/maine/bills)
- [Maine state hub](https://policyrisk.com/states/maine)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/ME-LD314-132 (as of 2026-10-18).