# Maine LD 381: An Act to Enable Mortgage Portability and Promote Housing Affordability in the State

Maine LD 381, An Act to Enable Mortgage Portability and Promote Housing Affordability in the State, is a 132nd Maine Legislature (2025-2026) Senate bill sponsored by Joseph Martin (Republican); status failed, last action 2025-03-20 (Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD)) (as of 2026-10-18).

- Canonical: https://policyrisk.com/state-bill/ME-LD381-132
- As of: 2026-10-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maine LD 381
- State: Maine
- Session: 132nd Maine Legislature (2025-2026)
- Title: An Act to Enable Mortgage Portability and Promote Housing Affordability in the State
- Status: failed
- Chamber: Senate
- Introduced: 2025-02-04
- Last action: 2025-03-20, Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD)
- Sponsor: Joseph Martin (Republican)
- Cosponsors: 8
- Subjects: FINANCIAL PRACTICES, FINANCIAL PRACTICES - MORTGAGES
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Joseph Martin (Republican), Senate
- Cosponsor: Katrina Smith (Republican), House
- Cosponsor: Matt A. Harrington (Republican), Senate
- Cosponsor: Michael Lance (Republican), House
- Cosponsor: Michael Soboleski (Republican), House
- Cosponsor: Nathan Wadsworth (Republican), House
- Cosponsor: Peter Wood (Republican), House
- Cosponsor: Richard A. Bennett (Independent), Senate
- Cosponsor: Scott Cyrway (Republican), Senate

## Actions (3)

- 2025-03-20: Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD) (Senate)
- 2025-02-04: The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.In concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-02-04: Committee on HOUSING AND ECONOMIC DEVELOPMENT suggested and ordered printed On motion by Senator CURRY of Waldo REFERENCE to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES Ordered sent down forthwith for concurrence (Senate)

## Bill text

- Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0147&item=1&snum=132)

## Related bills

- LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed)
- LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed)
- LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed)
- LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed)
- LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed)
- LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed)

## Sources
- [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0147&item=1&snum=132)

## Related
- [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132)
- [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132)
- [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132)
- [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132)
- [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132)
- [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132)
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- [Maine state hub](https://policyrisk.com/states/maine)
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Source: PRIA, https://policyrisk.com/state-bill/ME-LD381-132 (as of 2026-10-18).