# Maine LD 558: An Act to Strengthen Consumer Protections by Prohibiting the Report of Medical Debt on Consumer Reports

Maine LD 558, An Act to Strengthen Consumer Protections by Prohibiting the Report of Medical Debt on Consumer Reports, is a 132nd Maine Legislature (2025-2026) Senate bill sponsored by Donna Bailey (Democratic); status signed, last action 2025-06-09 (Signed by Governor, ACTPUB Chapter 201); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/ME-LD558-132
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maine LD 558
- State: Maine
- Session: 132nd Maine Legislature (2025-2026)
- Title: An Act to Strengthen Consumer Protections by Prohibiting the Report of Medical Debt on Consumer Reports
- Status: signed
- Chamber: Senate
- Introduced: 2025-02-19
- Last action: 2025-06-09, Signed by Governor, ACTPUB Chapter 201
- Sponsor: Donna Bailey (Democratic)
- Cosponsors: 5
- Subjects: FINANCIAL PRACTICES, FINANCIAL PRACTICES - DEBT COLLECTION
- Touches household money: yes
- Economic provisions PRIA read: 2

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Medical debt off your credit report: benefit, medium. Medical debt does not appear on your credit report in Maine. Credit reporting companies cannot list medical debt. Medical providers, debt collectors, and debt buyers cannot send medical debt to credit bureaus.
- Who the medical debt ban covers: benefit, low. The law defines key terms so the ban is clear. It defines medical debt, medical creditor, debt collector, and debt buyer. The meanings match Maine’s debt collection law. This clarifies who must follow the no-reporting rule.

## Sponsors and cosponsors

- Sponsor: Donna Bailey (Democratic), Senate
- Cosponsor: Cameron D. Reny (Democratic), Senate
- Cosponsor: Craig V. Hickman (Democratic), Senate
- Cosponsor: Kristi Mathieson (Democratic), House
- Cosponsor: Matthea E. L. Daughtry (Democratic), Senate
- Cosponsor: Mike Tipping (Democratic), Senate

## Actions (7)

- 2025-06-09: Signed by Governor, ACTPUB Chapter 201
- 2025-06-02: PASSED TO BE ENACTED, in concurrence. (Senate)
- 2025-06-02: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-05-29: CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-151).In concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-05-28: Report READ and ACCEPTED.READ ONCE.Committee Amendment "A" (S-151) READ and ADOPTED.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-151).Ordered sent down forthwith for concurrence. (Senate)
- 2025-03-21: CARRIED OVER, in the same posture, to the next special or regular session of the 132nd Legislature, pursuant to Joint Order SP 519. (Senate)
- 2025-02-19: Received by the Secretary of the Senate on February 19, 2025 and REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES pursuant to Joint Rule 308.2 (Senate)

## Bill text

- Amendment C-A (S-151), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0237&item=2&snum=132)
- Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0237&item=3&snum=132)
- Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0237&item=1&snum=132)

## Related bills

- LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed)
- LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed)
- LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed)
- LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed)
- LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed)
- LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed)

## Sources
- [Amendment C-A (S-151), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0237&item=2&snum=132)
- [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0237&item=3&snum=132)
- [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0237&item=1&snum=132)

## Related
- [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132)
- [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132)
- [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132)
- [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132)
- [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132)
- [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132)
- [Maine bills](https://policyrisk.com/states/maine/bills)
- [Maine state hub](https://policyrisk.com/states/maine)
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Source: PRIA, https://policyrisk.com/state-bill/ME-LD558-132 (as of 2026-10-17).