# Maine LD 867: An Act Regarding Pre-need Funeral Insurance

Maine LD 867, An Act Regarding Pre-need Funeral Insurance, is a 132nd Maine Legislature (2025-2026) House bill sponsored by Joshua Morris (Republican); status signed, last action 2025-06-09 (Signed by Governor, ACTPUB Chapter 203); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/ME-LD867-132
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maine LD 867
- State: Maine
- Session: 132nd Maine Legislature (2025-2026)
- Title: An Act Regarding Pre-need Funeral Insurance
- Status: signed
- Chamber: House
- Introduced: 2025-03-04
- Last action: 2025-06-09, Signed by Governor, ACTPUB Chapter 203
- Sponsor: Joshua Morris (Republican)
- Cosponsors: 4
- Subjects: INSURANCE, INSURANCE - FUNERAL INSURANCE
- Touches household money: yes
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Stronger rules for pre-need funeral sales: benefit, medium. Sellers of pre-need funeral insurance must give clear written disclosures before taking your first payment. You see the goods and services, prices, any guarantees, relationships, and if commissions are paid. You are told if the policy amount cannot be more than the plan’s maximum and what happens i…
- Life insurance can fund your funeral: benefit, low. You can fund a prearranged funeral with a pre-need life insurance policy. You or your legal representative can assign the policy proceeds to the funeral business to be paid at death. The policy amount cannot be more than the total goods and services in the plan. The agreement must be in writing, an…
- Funeral homes can sell insurance and earn commissions: benefit, low. Licensed funeral practitioners and funeral homes may act as insurance producers if they meet licensing rules. A dual-licensed seller may receive commissions on pre-need insurance sales. Mortuary trustees or payees may receive insurer commissions for buying insurance used in a trust. These changes c…

## Sponsors and cosponsors

- Sponsor: Joshua Morris (Republican), House
- Cosponsor: Anne-Marie Mastraccio (Democratic), House
- Cosponsor: David Haggan (Republican), Senate
- Cosponsor: Joseph M. Baldacci (Democratic), Senate
- Cosponsor: Paul Flynn (Republican), House

## Actions (8)

- 2025-06-09: Signed by Governor, ACTPUB Chapter 203
- 2025-06-02: PASSED TO BE ENACTED, in concurrence. (Senate)
- 2025-05-29: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-05-28: Report READ and ACCEPTED, in concurrence.READ ONCE.Committee Amendment "A" (H-274) READ and ADOPTED, in concurrence.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (H-274), in concurrence.Ordered sent down forthwith. (Senate)
- 2025-05-27: CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (H-274).Sent for concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-03-21: Carried over, in the same posture, to the next special or regular session of the 132nd Legislature, pursuant to Joint Order SP 519. (House)
- 2025-03-04: The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES in concurrence (Senate)
- 2025-03-04: Committee on Health Coverage, Insurance and Financial Services suggested and ordered printed. The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.Sent for concurrence. ORDERED SENT FORTHWITH. (House)

## Bill text

- Amendment C-A (H-274), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0553&item=2&snum=132)
- Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0553&item=3&snum=132)
- Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0553&item=1&snum=132)

## Related bills

- LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed)
- LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed)
- LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed)
- LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed)
- LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed)
- LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed)

## Sources
- [Amendment C-A (H-274), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0553&item=2&snum=132)
- [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0553&item=3&snum=132)
- [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0553&item=1&snum=132)

## Related
- [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132)
- [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132)
- [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132)
- [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132)
- [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132)
- [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132)
- [Maine bills](https://policyrisk.com/states/maine/bills)
- [Maine state hub](https://policyrisk.com/states/maine)
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Source: PRIA, https://policyrisk.com/state-bill/ME-LD867-132 (as of 2026-10-17).
