# Maine LD 881: An Act to Establish an Apprentice Insurance Producer License

Maine LD 881, An Act to Establish an Apprentice Insurance Producer License, is a 132nd Maine Legislature (2025-2026) House bill sponsored by Jennifer Poirier (Republican); status signed, last action 2025-06-10 (Signed by Governor, ACTPUB Chapter 238); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/ME-LD881-132
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Maine LD 881
- State: Maine
- Session: 132nd Maine Legislature (2025-2026)
- Title: An Act to Establish an Apprentice Insurance Producer License
- Status: signed
- Chamber: House
- Introduced: 2025-03-04
- Last action: 2025-06-10, Signed by Governor, ACTPUB Chapter 238
- Sponsor: Jennifer Poirier (Republican)
- Cosponsors: 6
- Subjects: INSURANCE PRACTICES, INSURANCE PRACTICES - PURCHASE
- Touches household money: yes
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Limits on apprentice insurance work: cost, medium. Apprentices face strict limits on what they can do. You cannot sell life insurance, annuities, long‑term care coverage, or Affordable Care Act plans. You only handle risks located in Maine and only tasks your sponsor is licensed to do. You may not act for an insurer unless that insurer appoints you.
- Sponsor rules and liability for apprentices: cost, low. To sponsor an apprentice, you must be a Maine resident producer in good standing for at least one year, have no license restrictions, and file the sponsor application. The sponsor takes full legal responsibility for the apprentice’s acts. The Superintendent can limit you to two active apprentices p…
- New apprentice insurance license starts 2026: mixed, medium. Beginning January 1, 2026, Maine creates an apprentice insurance producer license with no exam. To qualify, you are 18 or older, live in Maine, and keep residency during the apprenticeship. You must be employed and sponsored by a licensed resident producer who agrees to supervise you, have applied…

## Sponsors and cosponsors

- Sponsor: Jennifer Poirier (Republican), House
- Cosponsor: Bradlee T. Farrin (Republican), Senate
- Cosponsor: David Boyer (Republican), House
- Cosponsor: Joshua Morris (Republican), House
- Cosponsor: Robert Nutting (Republican), House
- Cosponsor: Shelley Rudnicki (Republican), House
- Cosponsor: Tracy Quint (Republican), House

## Actions (8)

- 2025-06-10: Signed by Governor, ACTPUB Chapter 238
- 2025-06-03: PASSED TO BE ENACTED, in concurrence. (Senate)
- 2025-06-03: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-06-03: Report READ and ACCEPTED, in concurrence.READ ONCE.Committee Amendment "A" (H-421) READ and ADOPTED, in concurrence.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (H-421), in concurrence.Ordered sent down forthwith. (Senate)
- 2025-06-02: CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (H-421).Sent for concurrence. ORDERED SENT FORTHWITH. (House)
- 2025-03-21: Carried over, in the same posture, to the next special or regular session of the 132nd Legislature, pursuant to Joint Order SP 519. (House)
- 2025-03-04: The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.In concurrence. ORDERED SENT FORTHWITH. (Senate)
- 2025-03-04: Committee on LABOR suggested and ordered printed. On motion of Representative ROEDER of Bangor, the Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.Sent for concurrence. ORDERED SENT FORTHWITH. (House)

## Bill text

- Amendment C-A (H-421), adopted by House & Senate: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0567&item=2&snum=132)
- Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0567&item=3&snum=132)
- Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0567&item=1&snum=132)

## Related bills

- LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed)
- LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed)
- LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed)
- LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed)
- LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed)
- LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed)

## Sources
- [Amendment C-A (H-421), adopted by House & Senate (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0567&item=2&snum=132)
- [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0567&item=3&snum=132)
- [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0567&item=1&snum=132)

## Related
- [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132)
- [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132)
- [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132)
- [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132)
- [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132)
- [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132)
- [Maine bills](https://policyrisk.com/states/maine/bills)
- [Maine state hub](https://policyrisk.com/states/maine)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/ME-LD881-132 (as of 2026-10-17).
