# Maine LD 97: An Act to Facilitate the Improvement of Credit Scores of Residents of Department of Corrections Facilities Maine LD 97, An Act to Facilitate the Improvement of Credit Scores of Residents of Department of Corrections Facilities, is a 132nd Maine Legislature (2025-2026) House bill sponsored by Daniel Sayre (Democratic); status signed, last action 2025-03-21 (Signed by Governor, ACTPUB Chapter 6); PRIA reads it as touching household money (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/ME-LD97-132 - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Maine LD 97 - State: Maine - Session: 132nd Maine Legislature (2025-2026) - Title: An Act to Facilitate the Improvement of Credit Scores of Residents of Department of Corrections Facilities - Status: signed - Chamber: House - Introduced: 2025-01-08 - Last action: 2025-03-21, Signed by Governor, ACTPUB Chapter 6 - Sponsor: Daniel Sayre (Democratic) - Cosponsors: 0 - Subjects: CORRECTIONAL INSTITUTIONS, CORRECTIONAL INSTITUTIONS - PRISONERS - Touches household money: yes - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Credit-building loans allowed for prisoners: benefit, low. The Department of Corrections Commissioner can let a prisoner get a credit-building loan from a bank or credit union. The loan is deposited in the prisoner’s savings account at that bank, not in department accounts. The loan is fully secured by money the prisoner moves from the department’s general… - Loan money protected from prison deductions: benefit, low. Money from an approved credit-building loan is not taken for victim restitution or court fines. It is also not taken for facility charges, like property damage, medical care, or disciplinary fees. The usual 25% take does not apply to these loan funds. - Loans excluded from pre-release money limits: benefit, low. In the 6 months before parole or discharge, you may not transfer more than $500 from your department account to any person. Transfers that are approved credit-building loans do not count toward that $500 cap. On the release date, you must have more than $500 in personal assets. Credit-building loan… ## Sponsors and cosponsors - Sponsor: Daniel Sayre (Democratic), House ## Actions (7) - 2025-03-21: Signed by Governor, ACTPUB Chapter 6 - 2025-03-18: PASSED TO BE ENACTED, in concurrence. (Senate) - 2025-03-11: PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH. (House) - 2025-03-04: Report READ and ACCEPTED, in concurrence.READ ONCEUnder suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED, in concurrence.Ordered sent down forthwith. (Senate) - 2025-02-25: CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED.Sent for concurrence. ORDERED SENT FORTHWITH. (House) - 2025-01-08: The Bill was REFERRED to the Committee on CRIMINAL JUSTICE AND PUBLIC SAFETY.In concurrence. ORDERED SENT FORTHWITH. (Senate) - 2025-01-08: Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES suggested and ordered printed. On motion of Representative MATHIESON of Kittery, the Bill was REFERRED to the Committee on CRIMINAL JUSTICE AND PUBLIC SAFETY.Sent for concurrence. ORDERED SENT FORTHWITH. (House) ## Bill text - Enacted: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0062&item=3&snum=132) - Introduced: [PDF](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0062&item=1&snum=132) ## Related bills - LD 1522: An Act to Establish the Maine Eviction Prevention Program (failed) - LD 1665: An Act to Provide Property Tax Relief to Maine Families (failed) - LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retirement System (failed) - LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan for Retirement (failed) - LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State Employees (failed) - LD 1294: An Act to Expand the Dependent Exemption Tax Credit (failed) ## Sources - [Enacted (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0062&item=3&snum=132) - [Introduced (PDF)](https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0062&item=1&snum=132) ## Related - [LD 1522: An Act to Establish the Maine Eviction Prevention Program](https://policyrisk.com/state-bill/ME-LD1522-132) - [LD 1665: An Act to Provide Property Tax Relief to Maine Families](https://policyrisk.com/state-bill/ME-LD1665-132) - [LD 1872: An Act to Reinvest in the Pension Funds of the Maine Public Employees Retiremen…](https://policyrisk.com/state-bill/ME-LD1872-132) - [LD 2067: An Act to Include Community Mental Health Workers Under the 1998 Special Plan f…](https://policyrisk.com/state-bill/ME-LD2067-132) - [LD 1611: An Act to Decrease the Retirement Contributions Required for Teachers and State…](https://policyrisk.com/state-bill/ME-LD1611-132) - [LD 1294: An Act to Expand the Dependent Exemption Tax Credit](https://policyrisk.com/state-bill/ME-LD1294-132) - [Maine bills](https://policyrisk.com/states/maine/bills) - [Maine state hub](https://policyrisk.com/states/maine) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/ME-LD97-132 (as of 2026-10-17).