# Michigan HB 4207: Insurance: health benefits; excluding federal excepted benefits from a health insurance policy; provide for. Amends sec. 3701 of 1956 PA 218 (MCL 500.3701). TIE BAR WITH: HB 4208'25Last Action: assigned PA 53'26 with immediate effect

Michigan HB 4207, Insurance: health benefits; excluding federal excepted benefits from a health insurance policy; provide for. Amends sec. 3701 of 1956 PA 218 (MCL 500.3701). TIE BAR WITH: HB 4208'25Last Action: assigned PA 53'26 with immediate effect, is a 2025-2026 Regular Session House bill sponsored by Mike Harris (Republican); status signed, last action 2026-07-29 (assigned PA 53'26 with immediate effect); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/MI-HB4207-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Michigan HB 4207
- State: Michigan
- Session: 2025-2026 Regular Session
- Title: Insurance: health benefits; excluding federal excepted benefits from a health insurance policy; provide for. Amends sec. 3701 of 1956 PA 218 (MCL 500.3701). TIE BAR WITH: HB 4208'25Last Action: assigned PA 53'26 with immediate effect
- Status: signed
- Chamber: House
- Introduced: 2025-03-11
- Last action: 2026-07-29, assigned PA 53'26 with immediate effect
- Sponsor: Mike Harris (Republican)
- Cosponsors: 1
- Subjects: Insurance: health benefits
- Touches household money: yes
- Roll calls: 2 (142 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Limited-benefit coverage excluded from small-employer plan rules: mixed, low. Michigan excludes coverage consisting only of federally defined “excepted benefits” from its small-employer health benefit plan definition. These policies are not treated as health benefit plans under this chapter, rather than being banned. The act has immediate effect, with operation tied to enact…

## Sponsors and cosponsors

- Sponsor: Mike Harris (Republican), House
- Cosponsor: Brenda Carter (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-07-03 | Senate | PASSED | pass | 36 | 0 | 2 |
| 2025-04-23 | House | passed; given immediate effect | pass | 106 | 0 | 4 |

## Actions (27)

- 2026-07-29: assigned PA 53'26 with immediate effect (House)
- 2026-07-29: filed with Secretary of State 07/23/2026 11:40 AM (House)
- 2026-07-29: approved by the Governor 07/21/2026 02:16 PM (House)
- 2026-07-14: presented to the Governor 07/14/2026 11:56 AM (House)
- 2026-07-03: bill ordered enrolled (House)
- 2026-07-03: full title agreed to (House)
- 2026-07-03: returned from Senate without amendment with immediate effect and full title (House)
- 2026-07-03: INSERTED FULL TITLE (Senate)
- 2026-07-03: PASSED ROLL CALL # 202 YEAS 36 NAYS 0 EXCUSED 2 NOT VOTING 0 (Senate)
- 2025-09-11: PLACED ON ORDER OF THIRD READING (Senate)
- 2025-09-11: REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) (Senate)
- 2025-09-11: RULES SUSPENDED FOR IMMEDIATE CONSIDERATION (Senate)
- 2025-09-11: REFERRED TO COMMITTEE OF THE WHOLE (Senate)
- 2025-09-11: REPORTED FAVORABLY WITHOUT AMENDMENT 9/10/2025 (Senate)
- 2025-04-29: REFERRED TO COMMITTEE ON HEALTH POLICY (Senate)
- 2025-04-29: PASSED BY HOUSE WITH IMMEDIATE EFFECT (House)
- 2025-04-23: transmitted (House)
- 2025-04-23: passed; given immediate effect Roll Call #63 Yeas 106 Nays 0 Excused 0 Not Voting 4 (House)
- 2025-04-23: read a third time (House)
- 2025-04-22: placed on third reading (House)
- 2025-04-22: read a second time (House)
- 2025-03-26: referred to second reading (House)
- 2025-03-26: reported with recommendation without amendment (House)
- 2025-03-12: bill electronically reproduced 03/11/2025 (House)
- 2025-03-11: referred to Committee on Insurance (House)
- 2025-03-11: read a first time (House)
- 2025-03-11: introduced by Representative Rep. Mike Harris (House)

## Bill text

- Public Act, 2026-07-21: [PDF](https://www.legislature.mi.gov/documents/2025-2026/publicact/pdf/2026-PA-0053.pdf)
- As Passed by the Senate, 2026-07-03: [PDF](https://www.legislature.mi.gov/documents/2025-2026/billengrossed/House/pdf/2025-HEBS-4207.pdf)
- House Concurred, 2026-07-03: [PDF](https://www.legislature.mi.gov/documents/2025-2026/billconcurred/House/pdf/2025-HCB-4207.pdf)
- As Passed by the House, 2025-04-23: [PDF](https://www.legislature.mi.gov/documents/2025-2026/billengrossed/House/pdf/2025-HEBH-4207.pdf)
- Introduced, 2025-03-11: [PDF](https://www.legislature.mi.gov/documents/2025-2026/billintroduced/House/pdf/2025-HIB-4207.pdf)

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## Sources
- [Public Act (PDF)](https://www.legislature.mi.gov/documents/2025-2026/publicact/pdf/2026-PA-0053.pdf)
- [As Passed by the Senate (PDF)](https://www.legislature.mi.gov/documents/2025-2026/billengrossed/House/pdf/2025-HEBS-4207.pdf)
- [House Concurred (PDF)](https://www.legislature.mi.gov/documents/2025-2026/billconcurred/House/pdf/2025-HCB-4207.pdf)
- [As Passed by the House (PDF)](https://www.legislature.mi.gov/documents/2025-2026/billengrossed/House/pdf/2025-HEBH-4207.pdf)
- [Introduced (PDF)](https://www.legislature.mi.gov/documents/2025-2026/billintroduced/House/pdf/2025-HIB-4207.pdf)

## Related
- [SB 0102: Counties: employees and officers; request for transcript and abstract of paper…](https://policyrisk.com/state-bill/MI-SB0102-2025-2026)
- [HB 5485: Natural resources: inland lakes; dam safety regulations; provide for. Amends se…](https://policyrisk.com/state-bill/MI-HB5485-2025-2026)
- [HB 6007: Food: service establishments; delegation of certain duties and exemption of cer…](https://policyrisk.com/state-bill/MI-HB6007-2025-2026)
- [HB 4599: Crimes: organized; certain definitions related to gift card fraud; provide for.…](https://policyrisk.com/state-bill/MI-HB4599-2025-2026)
- [HB 5120: Civil procedure: service of process; cost for service of process for personal p…](https://policyrisk.com/state-bill/MI-HB5120-2025-2026)
- [SB 0569: Health: funding; various fees under the public health code; transfer and deposi…](https://policyrisk.com/state-bill/MI-SB0569-2025-2026)
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Source: PRIA, https://policyrisk.com/state-bill/MI-HB4207-2025-2026 (as of 2026-11-01).