# Missouri HB1049: Creates standards for credit union and banking customers to designate a trusted contact

Missouri HB1049, Creates standards for credit union and banking customers to designate a trusted contact, is a 2025 Regular Session House bill sponsored by Bill Owen (Republican); status failed, last action 2025-04-10 (Second read and referred: Insurance and Banking) (as of 2026-10-16).

- Canonical: https://policyrisk.com/state-bill/MO-HB1049-2025
- As of: 2026-10-16
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Missouri HB1049
- State: Missouri
- Session: 2025 Regular Session
- Title: Creates standards for credit union and banking customers to designate a trusted contact
- Status: failed
- Chamber: House
- Introduced: 2025-01-27
- Last action: 2025-04-10, Second read and referred: Insurance and Banking
- Sponsor: Bill Owen (Republican)
- Cosponsors: 1
- Touches household money: no
- Roll calls: 3 (175 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Bill Owen (Republican), House
- Cosponsor: George Hruza (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-07 | House | Third Read and Passed | pass | 155 | 0 |   |
| 2025-03-12 | House | Reported Do Pass | pass | 10 | 0 |   |
| 2025-02-20 | House | Reported Do Pass | pass | 10 | 0 |   |

## Actions (19)

- 2025-04-10: Second read and referred: Insurance and Banking (Senate)
- 2025-04-07: Reported to the Senate and First Read (Senate)
- 2025-04-07: Third Read and Passed - AYES: 155 NOES: 0 PRESENT: 0 (House)
- 2025-04-07: Taken Up for Third Reading (House)
- 2025-04-02: Perfected (House)
- 2025-04-02: Title of Bill - Agreed To (House)
- 2025-04-02: Taken Up for Perfection (House)
- 2025-03-12: Reported Do Pass - AYES: 10 NOES: 0 PRESENT: 0 (House)
- 2025-03-12: Voted Do Pass (House)
- 2025-03-12: Executive Session Completed (House)
- 2025-03-06: Action Postponed (House)
- 2025-03-05: Referred: Rules - Legislative (House)
- 2025-02-20: Reported Do Pass - AYES: 10 NOES: 0 PRESENT: 0 (House)
- 2025-02-19: Voted Do Pass (House)
- 2025-02-19: Executive Session Completed (House)
- 2025-02-11: Public Hearing Completed (House)
- 2025-02-06: Referred: Financial Institutions (House)
- 2025-01-28: Read Second Time (House)
- 2025-01-27: Introduced and Read First Time (House)

## Bill text

- Perfected, 2025-04-02: [PDF](https://documents.house.mo.gov/billtracking/bills251/hlrbillspdf/2410H.01P.pdf)
- Introduced, 2025-01-27: [PDF](https://documents.house.mo.gov/billtracking/bills251/hlrbillspdf/2410H.01I.pdf)

## Related bills

- HB3: Appropriates money for the expenses, grants, refunds, and distributions of the Department of Higher Education and Workforce Development (signed)
- HB8: Appropriates money for the expenses, grants, refunds, and distributions of the Department of Public Safety and the Department of National Guard (signed)
- HB11: Appropriates money for the expenses, grants, refunds, and distributions of the Department of Social Services (signed)
- HB10: Appropriates money for the expenses, grants, refunds, and distributions of the Department of Mental Health, the Department of Health and Senior Services, and t… (signed)
- SB79: Modifies provisions relating to health care (signed)
- SB271: Modifies provisions relating to emergency services (signed)

## Sources
- [Perfected (PDF)](https://documents.house.mo.gov/billtracking/bills251/hlrbillspdf/2410H.01P.pdf)
- [Introduced (PDF)](https://documents.house.mo.gov/billtracking/bills251/hlrbillspdf/2410H.01I.pdf)

## Related
- [HB3: Appropriates money for the expenses, grants, refunds, and distributions of the…](https://policyrisk.com/state-bill/MO-HB3-2025)
- [HB8: Appropriates money for the expenses, grants, refunds, and distributions of the…](https://policyrisk.com/state-bill/MO-HB8-2025)
- [HB11: Appropriates money for the expenses, grants, refunds, and distributions of the…](https://policyrisk.com/state-bill/MO-HB11-2025)
- [HB10: Appropriates money for the expenses, grants, refunds, and distributions of the…](https://policyrisk.com/state-bill/MO-HB10-2025)
- [SB79: Modifies provisions relating to health care](https://policyrisk.com/state-bill/MO-SB79-2025)
- [SB271: Modifies provisions relating to emergency services](https://policyrisk.com/state-bill/MO-SB271-2025)
- [Missouri bills](https://policyrisk.com/states/missouri/bills)
- [Missouri state hub](https://policyrisk.com/states/missouri)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MO-HB1049-2025 (as of 2026-10-16).