# Missouri SB852: Prohibits the use of credit scores in determining automobile insurance rates

Missouri SB852, Prohibits the use of credit scores in determining automobile insurance rates, is a 2026 Regular Session Senate bill sponsored by Karla May (Democratic); status failed, last action 2026-01-08 (Second Read and Referred S Insurance and Banking Committee) (as of 2026-11-04).

- Canonical: https://policyrisk.com/state-bill/MO-SB852-2026
- As of: 2026-11-04
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Missouri SB852
- State: Missouri
- Session: 2026 Regular Session
- Title: Prohibits the use of credit scores in determining automobile insurance rates
- Status: failed
- Chamber: Senate
- Introduced: 2025-12-01
- Last action: 2026-01-08, Second Read and Referred S Insurance and Banking Committee
- Sponsor: Karla May (Democratic)
- Cosponsors: 0
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Karla May (Democratic), Senate

## Actions (3)

- 2026-01-08: Second Read and Referred S Insurance and Banking Committee (Senate)
- 2026-01-07: S First Read (Senate)
- 2025-12-01: Prefiled

## Bill text

- Introduced: [PDF](https://www.senate.mo.gov/26info/pdf-bill/intro/SB852.pdf)

## Related bills

- SB878: Modifies provisions relating to pharmaceutical drugs and devices (signed)
- SB890: Repeals expired, terminated, sunset, and obsolete sections of law (signed)
- SB835: Modifies provisions relating to court procedures (signed)
- HB3231: Establishes the "Missouri Innovation, Public Safety, and Accountability Act" (signed)
- HB3080: Modifies the historic preservation tax credit (signed)
- HB2974: Modifies provisions relating to licensure reciprocity (signed)

## Sources
- [Introduced (PDF)](https://www.senate.mo.gov/26info/pdf-bill/intro/SB852.pdf)

## Related
- [SB878: Modifies provisions relating to pharmaceutical drugs and devices](https://policyrisk.com/state-bill/MO-SB878-2026)
- [SB890: Repeals expired, terminated, sunset, and obsolete sections of law](https://policyrisk.com/state-bill/MO-SB890-2026)
- [SB835: Modifies provisions relating to court procedures](https://policyrisk.com/state-bill/MO-SB835-2026)
- [HB3231: Establishes the "Missouri Innovation, Public Safety, and Accountability Act"](https://policyrisk.com/state-bill/MO-HB3231-2026)
- [HB3080: Modifies the historic preservation tax credit](https://policyrisk.com/state-bill/MO-HB3080-2026)
- [HB2974: Modifies provisions relating to licensure reciprocity](https://policyrisk.com/state-bill/MO-HB2974-2026)
- [Missouri bills](https://policyrisk.com/states/missouri/bills)
- [Missouri state hub](https://policyrisk.com/states/missouri)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MO-SB852-2026 (as of 2026-11-04).