# Mississippi HB 1450: Small Loan Regulatory Law; authorize licensee to charge fee for nonrecording insurance in lieu of recording cost.

Mississippi HB 1450, Small Loan Regulatory Law; authorize licensee to charge fee for nonrecording insurance in lieu of recording cost., is a 2025 Regular Session House bill sponsored by Joey Hood (Republican); status failed, last action 2025-03-31 (Died In Conference) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/MS-HB1450-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Mississippi HB 1450
- State: Mississippi
- Session: 2025 Regular Session
- Title: Small Loan Regulatory Law; authorize licensee to charge fee for nonrecording insurance in lieu of recording cost.
- Status: failed
- Chamber: House
- Introduced: 2025-01-20
- Last action: 2025-03-31, Died In Conference
- Sponsor: Joey Hood (Republican)
- Cosponsors: 0
- Subjects: Banking and Financial Services, Business and Financial Institutions
- Touches household money: no
- Roll calls: 2 (145 yes, 18 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Joey Hood (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-12 | Senate | Passed As Amended | pass | 33 | 18 |   |
| 2025-02-11 | House | Passed | pass | 112 | 0 | 2 |

## Actions (14)

- 2025-03-31: Died In Conference (House)
- 2025-03-20: Conferees Named Polk,McMahan,Parks (Senate)
- 2025-03-18: Conferees Named Aguirre,Boyd (37th),Hood (House)
- 2025-03-17: Decline to Concur/Invite Conf (House)
- 2025-03-13: Returned For Concurrence (Senate)
- 2025-03-12: Passed As Amended (Senate)
- 2025-03-12: Amended (Senate)
- 2025-03-03: Title Suff Do Pass As Amended (Senate)
- 2025-02-17: Referred To Business and Financial Institutions (Senate)
- 2025-02-12: Transmitted To Senate (House)
- 2025-02-11: Passed (House)
- 2025-02-11: Committee Substitute Adopted (House)
- 2025-01-28: Title Suff Do Pass Comm Sub (House)
- 2025-01-20: Referred To Banking and Financial Services (House)

## Bill text

- As Introduced: [HTML](https://billstatus.ls.state.ms.us/documents/2025/html/HB/1400-1499/HB1450IN.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2025/pdf/HB/1400-1499/HB1450IN.pdf)
- As Passed: [HTML](https://billstatus.ls.state.ms.us/documents/2025/html/HB/1400-1499/HB1450PS.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2025/pdf/HB/1400-1499/HB1450PS.pdf)
- Committee Amendment No 1 (Adopted): [HTML](https://billstatus.ls.state.ms.us/documents/2025/html/sam/HB1450_S_Cmte_Amend_01.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2025/pdf/sam/HB1450_S_Cmte_Amend_01.pdf)
- Committee Substitute: [HTML](https://billstatus.ls.state.ms.us/documents/2025/html/HB/1400-1499/HB1450CS.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2025/pdf/HB/1400-1499/HB1450CS.pdf)

## Related bills

- SB 2517: "MS Intercollegiate Athletics Compensation Rights Act" and "Uniform Athletes Agent Act"; bring forward. (signed)
- HB 856: Pharmacy Practice Act; extend repealer on and make various changes to. (signed)
- HB 1341: MS Health Care Industry Zone Act; extend repealer on act and related tax incentives. (signed)
- HB 958: Department of Information Technology Services; revise certain provisions relating to acquisition of technology services. (signed)
- HB 913: Meat labeling; require accurate labeling of meat and nonmeat products by processors, retail and food establishment prior to final sale. (signed)
- HB 920: Distinctive motor vehicle license tag; authorize for supporters of various organizations. (signed)

## Sources
- [As Introduced (HTML)](https://billstatus.ls.state.ms.us/documents/2025/html/HB/1400-1499/HB1450IN.htm)
- [As Introduced (PDF)](https://billstatus.ls.state.ms.us/documents/2025/pdf/HB/1400-1499/HB1450IN.pdf)
- [As Passed (HTML)](https://billstatus.ls.state.ms.us/documents/2025/html/HB/1400-1499/HB1450PS.htm)
- [As Passed (PDF)](https://billstatus.ls.state.ms.us/documents/2025/pdf/HB/1400-1499/HB1450PS.pdf)
- [Committee Amendment No 1 (Adopted) (HTML)](https://billstatus.ls.state.ms.us/documents/2025/html/sam/HB1450_S_Cmte_Amend_01.htm)
- [Committee Amendment No 1 (Adopted) (PDF)](https://billstatus.ls.state.ms.us/documents/2025/pdf/sam/HB1450_S_Cmte_Amend_01.pdf)
- [Committee Substitute (HTML)](https://billstatus.ls.state.ms.us/documents/2025/html/HB/1400-1499/HB1450CS.htm)
- [Committee Substitute (PDF)](https://billstatus.ls.state.ms.us/documents/2025/pdf/HB/1400-1499/HB1450CS.pdf)

## Related
- [SB 2517: "MS Intercollegiate Athletics Compensation Rights Act" and "Uniform Athletes Ag…](https://policyrisk.com/state-bill/MS-SB2517-2025)
- [HB 856: Pharmacy Practice Act; extend repealer on and make various changes to.](https://policyrisk.com/state-bill/MS-HB856-2025)
- [HB 1341: MS Health Care Industry Zone Act; extend repealer on act and related tax incent…](https://policyrisk.com/state-bill/MS-HB1341-2025)
- [HB 958: Department of Information Technology Services; revise certain provisions relati…](https://policyrisk.com/state-bill/MS-HB958-2025)
- [HB 913: Meat labeling; require accurate labeling of meat and nonmeat products by proces…](https://policyrisk.com/state-bill/MS-HB913-2025)
- [HB 920: Distinctive motor vehicle license tag; authorize for supporters of various orga…](https://policyrisk.com/state-bill/MS-HB920-2025)
- [Mississippi bills](https://policyrisk.com/states/mississippi/bills)
- [Mississippi state hub](https://policyrisk.com/states/mississippi)
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Source: PRIA, https://policyrisk.com/state-bill/MS-HB1450-2025 (as of 2026-10-17).